Preferred Cash Rewards Credit Card
Preferred Cash Rewards Credit Card
Annual Fee$0
Intro Offer Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.
The Preferred Cash Rewards Credit Card offers a straightforward 1.5% cash back on purchases with no limits or categories to track. This card comes with no annual fee, provides exclusive benefits for military members, and delivers decent travel protection benefits, making it a versatile option for everyday spending and military lifestyle needs.
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
- Intro Offer: Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.
- Auto Deductible Reimbursement (ADR) up to $200.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
- No annual fee.
- Cash back rewards never expire.
- Redeem cash back your way, on your schedule.
- No foreign transaction fees.
- 16.15% to 28.15% variable regular APR.
- Terms and Restrictions apply. See the Reward Terms and Conditions and the ADR Benefit Guide on USAA's website for details.
- See Rates and Fees for details.
- Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.