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USAA Rate Advantage Credit Card
USAA Rate Advantage Credit Card
Annual Fee$0
Welcome Offer 0% intro APR for 15 months on balance transfers, then 11.15% to 25.15% variable regular APR
The USAA Rate Advantage Credit Card offers great APRs, making it ideal for those seeking to minimize interest charges. With no annual fee, this card is a great option for military members and their families who prioritize low-interest rates over rewards. Enjoy additional benefits tailored to the unique needs of military life.
  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Intro Offer: Get a 0% intro APR for 15 months on balance transfers and convenience checks that post within 90 days of account opening. After this time, the variable regular APR of 11.15% to 25.15% will apply to introductory balances.
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies. If you transfer a balance or write a convenience check to take advantage of the introductory rate offer, you will immediately incur interest on purchases until you pay your balance in full, including any transferred balances.
  • No annual fee.
  • No foreign transaction fees.
  • 11.15% to 25.15% variable regular APR.
  • See Rates and Fees for details.
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