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PayPal was one of the original digital wallet providers. Formed in the late 1990s, PayPal lets users transact online without entering their bank or credit card details each time. Over the years, PayPal has evolved and is now a financial service provider with a digital wallet at the core of its business model.
Like most big programs, PayPal launched its loyalty program, PayPal Rewards. With the program, you earn and redeem points through offers in the PayPal app or website — or through PayPal's partnership with the Honey shopping extension.
And like other loyalty programs, PayPal Rewards has its own points expiration policy. Here is all you need to know about the expiration of PayPal Rewards points.
Do PayPal Rewards Points Expire?
Your PayPal Rewards points expire if you do not earn at least 10 points within the last 365 days or complete three eligible transactions within the same timeframe. Per the PayPal T&Cs:
“Per the program terms, PayPal Rewards points will expire if you don't earn at least 10 points within each consecutive 365-day period or don't complete at least 3 eligible PayPal account transactions within a consecutive 365-day period.”
Once expired, your PayPal Rewards Points cannot be reinstated.
Track your points and miles expiration for 630+ loyalty programs and get email alerts before your miles expire by signing up for a free AwardWallet account.
Which Activities Count Toward Keeping Your PayPal Rewards Balance Active
In addition to earning PayPal points, all of the following activities count towards the three eligible transactions.
- Using your PayPal account to complete a PayPal checkout transaction.
- Sending or receiving money via your PayPal account.
- Adding funds to your PayPal account balance.
- Transfer funds from your PayPal account to your linked debit card or bank account.
- Making a purchase using your PayPal Cashback Mastercard®.
- Transfer funds to your PayPal savings account.
Use AwardWallet to Track Your PayPal Rewards Points Expiration
365 days are on the short side of things. Fortunately, like many other points and miles programs, you can use AwardWallet to track your PayPal points balance. This way, if you have any points in danger of expiring, you will receive a timely reminder, giving you enough time to take action to prevent your PayPal Rewards Points from expiring.
To add PayPal to your AwardWallet account, you simply need to log into your account and link your PayPal account in AwardWallet to start tracking your balance.
Related: How to Track Your Rewards Using AwardWallet
Using PayPal Rewards Points
The PayPal Rewards Program is straightforward to use. There are no strategies and tricks to finding sweet spots. Neither are their airline transfer partners, nor can you transfer other points to the program. All you do is earn points and then use them to offset the cost of your subsequent purchases.
Our Take
Although 365 days is a short time frame in the world of points and miles, this is more than made up for by the vast number of everyday activities that can earn you PayPal points or count towards resetting your balance. Simply moving some money around three times should count towards keeping your points balance active indefinitely.
With so many ways to keep your points balance active, taking your eye off the ball and allowing your points to expire is unforgivable.
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