US Bank Archives

Understanding Rewards Credit Card Application Rules and Restrictions [2025]

December 9, 2025

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Wondering which credit card you can apply for next? Issuer rules vary widely — and much of the information out there is incomplete or unpublished. This guide breaks down major bank restrictions, including Chase’s 5/24 rule and which issuers expect you to have a checking account. We’ve compiled what’s known, plus community data points, all in one place.

Credit Cards Offering Instant Card Numbers So You Can Start Spending Immediately

by Jenna Hansen and Harrison Pierce

November 27, 2025

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Many banks offer immediate access to your new credit card so you can start spending right away, thanks to providing an instant card number on approval. This is helpful when trying to meet a minimum spending requirement for a bonus or if you have an unexpected expense pop up while waiting for your new card to come in the mail. This article covers all of the major banks and shows you your options for each one.

Save the Date: Earn Up to 9X Rewards Plus Bonus Cash Back With U.S. Bank Double Bonus Days

by Skye Class and Tyler Glatt

November 30, 2025

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Another U.S. Bank Double Bonus Days promotion is coming later this month, so mark your calendar to earn up to 9X rewards. Eligible cardholders can earn double points on all purchases made through the U.S. Bank Shopping Deals platform and other cash-back offers in the mobile app and online banking app. Here are the details of this upcoming offer.

U.S. Bank Altitude Reserve Slashes Earnings, Limits Travel Redemptions, and Teases Transfer Partners

by Mark Jackson

August 8, 2025

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The U.S. Bank Altitude Reserve Card has historically offered strong earnings for mobile wallet spending and redemptions for travel purchases. Now, announced changes for the card coming later in 2025 put big limitations on the upside for holding this credit card in your wallet. But it's not all bad news. Here's a breakdown of the upcoming changes.

U.S. Bank Rewards Points Can Now Expire — Here’s How to Keep Them Active

by Sam Helmy

August 3, 2025

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U.S. Bank recently introduced a new points expiration policy that makes it unique among major card issuers. Here is all you need to know about navigating this less-than-generous policy.

U.S. Bank Altitude™ Reserve Visa Infinite® Card Review: A Premium Card With Fixed-Value Rewards

by Miguel Rueda and Sam Helmy

July 10, 2025

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The U.S. Bank Altitude™ Reserve Visa Infinite® Card card comes with a hefty $400 annual fee, but it's loaded with benefits, including a unique opportunity to earn unlimited 3x points on mobile wallet purchases. It's closed to new applicants, so should you keep yours or try to product change to it? Let's see.

U.S. Bank Premieres Shield Credit Card With a Lengthy 0% Intro APR Period

by Mark Jackson

May 20, 2025

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The U.S. Bank Shield Visa Card offers a strong introductory APR period for purchases and balance transfers, as well as a slew of other benefits that may be attractive to potential cardmembers, including rental car insurance, cell phone protection, and more.

U.S. Bank Nerfs the Bank Smartly Card — Here Are Your Best High-Earning Alternatives

by Mark Jackson

May 14, 2025

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The U.S. Bank Smartly™ Visa Signature® Card is a nifty product that earns up to 4% cash back on every purchase. However, the issuer recently nerfed this card and made it less rewarding. Here's how these changes impact current cardholders and future applicants.

U.S. Bank to Cap Rewards on the Altitude® Go Visa Signature® Card, Implement New Point Expiry Policy

by Mark Jackson

January 11, 2025

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The U.S. Bank Altitude® Go Visa Signature® Card has been a favorite for earning 4X rewards on dining, but starting April 14, 2025, this benefit will be capped. Here’s a look at this update and the new points expiration policy that could impact how you use and manage your rewards.

U.S. Bank Announces Changes to the Altitude Connect Card

by Ryan Smith

September 13, 2024

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We've got good news and bad news about the U.S. Bank Altitude® Connect Visa Signature® Card. Some benefits are going away, while others are being added. All of this is happening on September 9, 2024, so let's take a look at the changes to help you re-evaluate this card and whether it fits in your wallet going forward.

U.S. Bank Altitude® Connect Visa Signature® Card Review: Quality Earnings and an Attainable Bonus

by Ryan Flanigan and Toni Southam

September 26, 2025

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The U.S. Bank Altitude® Connect Visa Signature® Card is a user-friendly option that comes with a generous welcome offer along with practical everyday spending categories. Travel purchases and fuel purchases — which include gas stations and electric vehicle charging — earn 4x points, and grocery purchases get 2x back. Is this the right card for you? Read our Altitude Connect review to find out more.

U.S. Bank Business Triple Cash Business Card Review: Great APR Offer and Useful Bonus Categories

by Ryan Flanigan

November 3, 2023

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The U.S. Bank Business Triple Cash Rewards World Elite Mastercard® offers an excellent 0% introductory APR, useful bonus cash-back categories for your business, and doesn't charge an annual fee. Is it the right card for your small business? Let's take a comprehensive look.

An Improved Priority Pass Policy on the U.S. Bank Altitude™ Reserve Visa Infinite® Card

by Carissa Rawson

September 17, 2023

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The U.S. Bank Altitude™ Reserve Visa Infinite® Card isn't one of the easiest cards to get, due to some strict application rules. The lucky ones who have it are now even luckier. Let's take a look at the changes now available on the Altitude Reserve and what this improved Priority Pass lounge access policy means for you.

U.S. Bank Will Match Certain Charity & Nonprofit Donations From Altitude Go Cardholders

by Ryan Smith

September 13, 2023

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Good news for those with the U.S. Bank Altitude® Go Visa Signature® Card: U.S. Bank says it will match donations to eligible charities and nonprofit organizations. This is a new benefit for cardholders starting September 13, 2023.

U.S. Bank Altitude® GO Visa Signature® Card Review

by Brett Holzhauer

January 9, 2023

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The U.S. Bank Altitude® GO Visa Signature® Card is a great no-annual-fee credit card that earns points that can be redeemed for travel, gift cards, and more. Despite no annual fee, cardholders effectively earn 4% on dining (on up to $2,000 spent each quarter), pay no foreign transaction fees, and get a $15 streaming credit.

U.S. Bank Shopper Cash Rewards Card Review

by Brett Holzhauer

November 14, 2025

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The recently released U.S. Bank Shopper Cash Rewards Card offers shoppers an impressive 6% cashback at your choice of two of dozens of merchants — including Amazon, Apple, Hope Depot, Target, and Walmart. Rewards are easy to redeem as statement credits or a deposit into your bank account. However, this card isn't for everyone. Here's our full review.

Club Carlson Premier Rewards Visa Signature Card from US Bank

by AwardWallet

November 24, 2024

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AwardWallet receives compensation from advertising partners for links on the blog. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.Update: The Club Carlson℠ Premier...

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Tag: US Bank

Understanding Rewards Credit Card Application Rules and Restrictions [2025]

Credit Cards Offering Instant Card Numbers So You Can Start Spending Immediately

Save the Date: Earn Up to 9X Rewards Plus Bonus Cash Back With U.S. Bank Double Bonus Days

U.S. Bank Altitude Reserve Slashes Earnings, Limits Travel Redemptions, and Teases Transfer Partners

U.S. Bank Rewards Points Can Now Expire — Here’s How to Keep Them Active

U.S. Bank Altitude™ Reserve Visa Infinite® Card Review: A Premium Card With Fixed-Value Rewards

U.S. Bank Premieres Shield Credit Card With a Lengthy 0% Intro APR Period

U.S. Bank Nerfs the Bank Smartly Card — Here Are Your Best High-Earning Alternatives

U.S. Bank to Cap Rewards on the Altitude® Go Visa Signature® Card, Implement New Point Expiry Policy

U.S. Bank Announces Changes to the Altitude Connect Card

U.S. Bank Altitude® Connect Visa Signature® Card Review: Quality Earnings and an Attainable Bonus

U.S. Bank Business Triple Cash Business Card Review: Great APR Offer and Useful Bonus Categories

An Improved Priority Pass Policy on the U.S. Bank Altitude™ Reserve Visa Infinite® Card

U.S. Bank Will Match Certain Charity & Nonprofit Donations From Altitude Go Cardholders

U.S. Bank Altitude® GO Visa Signature® Card Review

U.S. Bank Shopper Cash Rewards Card Review

Club Carlson Premier Rewards Visa Signature Card from US Bank