The Most Valuable World Elite Mastercard Benefits The Most Valuable World Elite Mastercard Benefits

The Most Valuable World Elite Mastercard Benefits

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When discussing credit card benefits, we typically highlight benefits offered by a specific product, such as the The World of Hyatt Credit Card annual free night and the ability to earn elite nights through spend. However, each card also has an underlying set of benefits determined by the issuing network card type.

You may have heard of Visa Signature and Visa Infinite. These are two of Visa's card types. Mastercard has its own network card types, as well. In this, post, we're going to explore the most valuable World Elite Mastercard benefits.

There are three primary types of Mastercard credit cards: Standard, World, and World Elite. Each card type comes with its own set of benefits — which are in addition to whatever benefits the card has through the issuing bank. World Elite Mastercard is the highest tier of credit card in the Mastercard payment network.

It's easy to tell whether your card is a World or World Elite Mastercard, as this text will be printed alongside the logo or on the back of the card. For example, the Citi® Double Cash Card is a World Mastercard (text above Mastercard logo). The Citi Premier® Card is a World Elite Mastercard (“World Elite” is printed on the back of the card).

The Best World Elite Mastercard Benefits

As the highest-tier card type, you can expect World Elite Mastercard benefits to be the best of the bunch. Many benefits are shared with World Mastercards, but there are some exclusive perks provided by a World Elite card. At the end of the post, we'll list several of top World Elite Mastercard products. Here are the top benefits provided by World Elite Mastercard credit cards:

Free cell phone protection as one of your World Elite Mastercard benefits

Earn a $5 Credit Each Month Using Lyft

Are you a frequent Lyft rider? With your World Elite Mastercard, you can earn a $5 Lyft credit by taking three rides in a month. You can earn one credit per month, redeemable on your next ride. All you have to do is add your World or World Elite Mastercard as the payment method and pay for all three rides with the card. The $5 will automatically credit to your Lyft account.

3 Free Months of DoorDash DashPass + $5 discount

Another excellent World Elite Mastercard benefit is three free months of DoorDash DashPass. New DoorDash members can get three free months of DashPass membership with their World Elite card. DashPass provides an average savings of $5 per order thanks to free delivery and 5% credits back on pickup orders. Additionally, there are occasional exclusive deals to members.

You can also get $5 off every month when you use your Mastercard World Elite card at checkout. This discount ends September 30, 2023.

Online Shopping Portals Feature

Free ShopRunner Membership

ShopRunner membership provides free 2-day shipping and free return shipping on orders from over 100 different merchants. Membership is complimentary with your World Elite Mastercard. Stores include American Eagle Outfitters, Bloomingdale’s, Saks Fifth Avenue, Lenovo, Under Armour, and many others. The complimentary ShopRunner membership requires enrollment.

World Elite Concierge

One awesome World Elite Mastercard benefit that is hardly ever discussed is the World Elite Concierge service. The World Elite Concierge is available 24/7 for a whole host of services. Whether you're trying to snag a difficult-to-make reservation, buy event tickets, or plan travel, your concierge is available to help. To access the World Elite Concierge, you'll need to provide your name, email, and the first six digits of your eligible card.

Mastercard Travel and Lifestyle Services

You have access to quite an array of travel benefits through your World Elite Mastercard. You can call, chat, or email Mastercard Lifestyle Manager travel specialists. These people can help you book a dedicated airport concierge for a meet-and-greet and escort through 700+ worldwide locations, and get lowest hotel rate and hotel stay guarantee for hotel stays booked through the Mastercard Travel and Lifestyle Services Program.

In addition to the lifestyle services, you have access to the Mastercard luxury hotel and resorts portfolio as a World Elite Mastercard benefit. Enjoy benefits such as complimentary daily breakfast for two and property amenity credits of up to $100 at any of the 3,000+ properties around the globe that are included in the portfolio. If you're thinking this sounds like American Express' Fine Hotels & Resorts program, it's quite similar.

To get started and see if the offers are worth it to you, register your card on the Mastercard Travel & Lifestyle Services webpage.


Cell Phone Protection by Paying With a World Elite Mastercard [select cards]

Given how expensive many cell phones are, it's nice to have peace of mind provided by cell phone protection. World Elite Mastercard used to provide up to $1,000 per year in cell phone protection (maximum of $800 per claim, max of 2 claims per year). However, this protection was removed from certain cards in early 2022. So, check with your card issuer to see if this is still available. If not, here are some other cards that provide this benefit.

Other World Elite Mastercard benefits

There are a number of other World Elite Mastercard benefits that might interest you:

  • Fandango. If you spend $20 on movie tickets through Fandango or on their home streaming service, you'll earn a $5 Fandango Reward when using your World Elite Mastercard.
  • Priceless Experiences. World Elite Mastercards offer access to a wide array of experiences you can enjoy at home or in over 40 cities around the globe. Experiences include film festivals, dining, and a variety of classes. There are many virtual options.
  • Mastercard Golf. The World Elite Mastercard golf benefit provides exclusive PGA TOUR experiences and a golf concierge service.
  • Mastercard ID Theft Protection. You can easily monitor your credit file by activating the Mastercard ID Theft Protection benefit provided by your World Elite Mastercard.
  • Travel Insurance Protections. In short, many World Elite cards provide baggage delay protection, trip cancellation, and interruption protection, travel accident insurance, and an auto rental collision damage waiver. Due to the variety of World Elite Mastercard travel protection benefits — because the protections vary by bank — listing the specifics of each card is not possible in this article.

Best World Elite Mastercards

Here are our recommendations for some of the best World Elite Mastercard travel credit cards:

The Citi Prestige® Card is another popular World Elite Mastercard, but it is no longer available to new applicants.

Final Thoughts

While I primarily select a credit card based on the perks with a specific hotel or airline loyalty program, it's important not to neglect the underlying benefits provided by the card network. There are a number of excellent World Elite Mastercard benefits. The complimentary cell phone protection jumps out at me, as it provides total peace of mind in case of damage or theft.

Consider picking up a World Elite Mastercard–such as the Citi Premier — that provides these excellent benefits!

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  • Not mentioned here is Price Protection “up to $250 per event”. I’ve never used it as a World Elite MC benefit, but I found it hugely valuable back when Citi still had it as a benefit on their cards… Would be interested to know if anyone has taken advantage of it. The terms seem to be more onerous than what Citi used to offer.

  • Bank of America’s Flying Blue credit card is also a World Elite Mastercard. It doubles the manufacturer warranty up to 24 additional months. I don’t know if this 24-month extended warranty is typical across World Elite Mastercards or specific to this product.

  • Didn´t see this in any other place, great information!!

  • very helpful info- thanks. I like the cell phone protection

  • 3 months of Door Dash Pass looks good to me!

  • The cell phone protection has been stripped of the benefits from several Mastercards from January 2022!