AwardWallet receives compensation from advertising partners for links on the blog. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.
It may come as a surprise, but Wyndham Hotels & Resorts operates more than 9,300 properties around the world. And by carrying a Wyndham Rewards credit card, you can easily enhance your stay at one of these hotels with perks like complimentary elite status, discounts on award redemptions, and more.
With three solid credit cards to choose from, plus a newer debit card option, how do you know which one is right for you? Here's an overview of each card to help you decide.
Page Contents
Current Wyndham Credit Card Sign-Up Bonuses
One of the fastest ways to earn Wyndham Rewards points for free hotel nights is by earning a sign-up bonus from a Wyndham credit card. Here's a look at the offers available now:
- Wyndham Rewards Earner® Card: Earn 60,000 bonus points after spending $2,000 on purchases in the first 90 days. $0 annual fee.
- Wyndham Rewards Earner® Plus Card: Earn 90,000 bonus points after spending $2,000 on purchases in the first 90 days. $75 annual fee.
- Wyndham Rewards® Earner℠ Business Card: Earn 50,000 bonus points after spending $4,000 on purchases in the first 90 days and 25,000 bonus points after spending $12,000 on purchases within the first 365 days. $95 annual fee.
- 5X points on Hotels by Wyndham and gas purchases
- 2X points on eligible dining and grocery purchases (excluding Target® and Walmart®)
- 1 point per dollar on all other purchases (excluding Wyndham timeshare down payments)
- 6X points on Hotels by Wyndham and gas purchases
- 4X points on eligible dining and grocery purchases (excluding Target® and Walmart®)
- 1 point per dollar on all other purchases (excluding Wyndham timeshare down payments)
- 8X points on Hotels by Wyndham and gas purchases
- 5X points on marketing, advertising, and utility purchases
- 1X on all other purchases (excluding Wyndham timeshare down payments)
Related: Best Hotel Rewards Credit Cards
Wyndham Credit Card Comparison: Which One Is Right for You?
Wyndham Rewards offers three credit cards through Barclays — two personal and one business — along with a debit card issued by Sunrise Banks, N.A.
Each card, including the debit card, offers complimentary Wyndham elite status, bonus points on spending, and other perks. Here's a comparison to help you decide which one is right for you.
Wyndham Rewards Earner® Card
The Wyndham Earner Card charges no annual fee but still comes with a solid assortment of perks. It offers a great way to earn Wyndham Rewards elite status and rack up bonus points on your spending without the commitment of an annual fee. Here are some of the card’s key highlights:
- Earn 5X points on Hotels by Wyndham and gas purchases, 2X points on eligible dining and grocery purchases (excluding Target® and Walmart®), and 1X point per dollar on all other purchases (excluding Wyndham timeshare down payments).
- Receive complimentary Gold status and earn 10% more points on stays, plus benefits like late checkout when available.
- Earn 7,500 bonus points each year when you spend $15,000 on eligible purchases.
- Redemption discount of 10% on the number of Wyndham Rewards points required to obtain free nights.
- No foreign transaction fees.
- Get $0 fraud liability protection for unauthorized transactions.
- $0 annual fee.
- 5X points on Hotels by Wyndham and gas purchases
- 2X points on eligible dining and grocery purchases (excluding Target® and Walmart®)
- 1 point per dollar on all other purchases (excluding Wyndham timeshare down payments)
Related: Wyndham Earner Card Full Review
Wyndham Rewards Earner® Plus Card
The Wyndham Earner Plus Card is a step up from the no-annual-fee Wyndham Earner Card. It charges a modest $75, but that also comes with added benefits. These include:
- Earn 6X points on Hotels by Wyndham and gas purchases, 4X points on eligible dining and grocery purchases (excluding Target® and Walmart®), and 1X point per dollar on all other purchases (excluding Wyndham timeshare down payments)
- Receive complimentary Platinum status and earn 15% more points on stays, along with early check-in, late checkout when available, and other perks.
- Earn 7,500 bonus points every anniversary year after paying the annual fee.
- Redemption discount of 10% on the number of Wyndham Rewards points required to obtain free nights.
- Get access to a cardmember-exclusive booking discount on the Standard Rate at participating Wyndham properties.
- No foreign transaction fees.
- Get $0 fraud liability protection for unauthorized transactions.
- $75 annual fee.
- 6X points on Hotels by Wyndham and gas purchases
- 4X points on eligible dining and grocery purchases (excluding Target® and Walmart®)
- 1 point per dollar on all other purchases (excluding Wyndham timeshare down payments)
Related: Wyndham Earner Plus Card Full Review
Wyndham Rewards® Earner℠ Business Card
If you own a business, and chances are you do, you’re in luck. That’s one of the key requirements to apply for what might be the best Wyndham credit card: the Wyndham Earner Business Card. Here’s what it offers:
- Earn 8X points on Hotels by Wyndham and gas purchases, 5X points on marketing, advertising, and utility purchases, and 1X on all other purchases (excluding Wyndham timeshare down payments)
- Receive complimentary Diamond status and unlock a 20% points bonus, plus benefits like suite upgrades and a welcome amenity at check-in.
- Earn 15,000 bonus points every anniversary year after paying the annual fee.
- Redemption discount of 10% on the number of Wyndham Rewards points required to obtain free nights.
- Get access to a cardmember-exclusive booking discount on the Standard Rate at participating Wyndham properties.
- No foreign transaction fees.
- Get $0 fraud liability protection for unauthorized transactions.
- Add employee cards at no extra cost to manage and track business expenses.
- Enroll in Visa SavingsEdge to save automatically on qualifying business purchases.
- $95 annual fee.
- 8X points on Hotels by Wyndham and gas purchases
- 5X points on marketing, advertising, and utility purchases
- 1X on all other purchases (excluding Wyndham timeshare down payments)
Related: Wyndham Earner Business Card Full Review
Wyndham Rewards Debit Card
In early 2025, Wyndham partnered with Sunrise Banks N.A. to launch the Wyndham Rewards Debit Card. While it’s not a credit card, it still offers several perks that make it feel like one, which is great if you like the benefits above but don’t want to open another credit card or aren’t otherwise eligible to apply for one. Here’s a look at what the debit card offers:
- Earn 1X points per $1 spent on eligible purchases made at participating Hotels by Wyndham and qualifying gas and grocery purchases, and 1X points per $2 spent on all other qualifying purchases.
- Receive complimentary Gold status and earn 10% more points on stays, plus benefits like late checkout when available.
- Earn up to 7,500 bonus points each anniversary year based on your total annual spending: 2,500 points at $5,000, 5,000 points at $10,000, and 7,500 points at $15,000 or more.
- Enjoy a cardmember-exclusive discount on the Standard Rate at participating Hotels by Wyndham.
- No monthly fee when you maintain a $2,500 average monthly balance.
- Pay no ATM fees at more than 2 million Cirrus® ATMs worldwide.
- Earn unlimited Wyndham Rewards points with no cap.
In addition, you can earn 2,500 bonus points after setting up two direct deposits and spending $100 within the first 90 days of opening your account.
Final Thoughts
Wyndham’s credit card lineup isn’t as extensive as what you’ll find with some other hotel chains, but the cards it does offer cover all the bases. While each card differs somewhat, they all share a few similarities, such as complimentary elite status, a 10% discount on award night redemptions, and no foreign transaction fees.
If you’re trying to decide which one is right for you, here’s a quick guide based on each card’s standout feature:
- Best for travelers who want to avoid an annual fee: Wyndham Earner Card
- Best for those looking for good perks at a modest cost: Wyndham Earner Plus Card
- Best for business owners or anyone aiming for Diamond status: Wyndham Earner Business Card
And if you’d rather skip the hard pull on your credit altogether or don’t qualify for a credit card, the Wyndham Rewards Debit Card is a solid alternative that still earns rewards. But unlike the trio of credit cards, this product does not offer the 10% award redemption discount.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.