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There are a couple of excellent Capital One Savor card offers available right now. For a limited time, Capital One has increased the welcome bonuses on two underrated cards, with offers worth up to $250 in cash back after meeting modest spending requirements.
Here's a breakdown of the details of each offer, along with a side-by-side comparison to help you decide which card deserves a spot in your wallet.
Overview of Capital One Savor Card Welcome Offers
Two of Capital One's no-annual-fee Savor-branded cards — the Capital One Savor Cash Rewards Credit Card and the Capital One Savor Student Cash Rewards Credit Card — are currently featuring limited-time welcome offers. Here's a quick overview of these bonuses:
- Capital One Savor Cash Rewards Credit Card: Earn $250 Cash Back after you spend $500 on purchases within 3 months from account opening.
- Capital One Savor Student Cash Rewards Credit Card: Earn $100 Cash Back when you spend $300 in the first three months.
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- 8% cash back on purchases made via the Capital One Entertainment ticketing platform
- 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 3% cash back on dining and entertainment
- 3% at grocery stores (excluding superstores like Walmart® and Target®)
- 3% on popular streaming services
- 1% on all other purchases
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- 8% Cash Back on Capital One Entertainment purchases.
- 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel.
- 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®).
- 3% Cash Back on dining, entertainment, and popular streaming services.
- 1% Cash Back on all other purchases.
If you don't qualify for either of these cards, consider the Capital One SavorOne Cash Rewards Credit Card. While it offers a similar rewards structure as the other two Savor cards, it does not come with a welcome bonus. In short, it's a practical alternative for someone building their credit.
- Earn 8% cash back on Capital One Entertainment purchases
- Earn 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel
- Earn 3% cash back at grocery stores (excluding superstores like Walmart® and Target®)
- Earn 3% cash back on dining, entertainment, and popular streaming services
- Earn 1% cash back on all other eligible purchases
Related: Capital One Credit Card Offer History: Best-Ever Offers and When You Should Apply
Which Savor Card Should You Get?
While the three Savor-branded cards share the “Savor” name, each is suited to a different kind of cardholder. Let's go card by card.
Capital One Savor Cash Rewards Credit Card
The Capital One Savor Cash has no annual fee and is best suited for someone with a healthy credit score who wants to earn rewards on a variety of purchases. It's also worth considering if you're building a Capital One card pairing, since you can convert the cash back earned on this card into Capital One miles if you also hold an eligible miles-earning card.
- Earn 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services. 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel. 8% Cash Back on Capital One Entertainment purchases. 1% Cash Back on all other purchases..
- 0% intro on purchases and 0% intro on balance transfers; 18.49% - 28.49% Variable APR after that; Balance transfer fee applies.
- Complimentary Hertz Gold Plus Rewards Five Star status.
- Receive a 50% discount on eligible purchases made at Capital One Cafés around the U.S.
- Extended warranty, travel accident insurance, 24-hour travel assistance services, and more.
- No foreign transaction fees.
- $0 annual fee.
- For a limited time, earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
- $0 annual fee and no foreign transaction fees
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Earn 8% cash back on Capital One Entertainment purchases
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 12 months; 18.49% - 28.49% variable APR after that; balance transfer fee applies
- Top rated mobile app
- 8% cash back on purchases made via the Capital One Entertainment ticketing platform
- 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 3% cash back on dining and entertainment
- 3% at grocery stores (excluding superstores like Walmart® and Target®)
- 3% on popular streaming services
- 1% on all other purchases
Capital One Savor Student Cash Rewards Credit Card
As you can probably guess from the name, the Savor Student Card is designed for students. If you're enrolled in college — whether at a four-year university, community college, or another eligible institution — and want to earn rewards on your everyday spending, this card is worth a look.
- Earn 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services. 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel. 8% Cash Back on Capital One Entertainment purchases. 1% Cash Back on all other purchases..
- Receive a 50% discount on eligible purchases made at Capital One Cafés around the U.S.
- Extended warranty, travel accident insurance, 24-hour travel assistance services, and more.
- No foreign transaction fees.
- $0 annual fee.
- 8% Cash Back on Capital One Entertainment purchases.
- 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel.
- 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®).
- 3% Cash Back on dining, entertainment, and popular streaming services.
- 1% Cash Back on all other purchases.
Related: Earning Points and Miles as a College Student: How to Do It and Why to Start While You're Enrolled
Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne is quite a bit different from the two cards above. For starters, it doesn't come with a welcome bonus and charges an annual fee. Instead, it's geared toward those who are building or rebuilding their credit. That said, it still offers a handful of useful benefits.
- Earn 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services. 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel. 8% Cash Back on Capital One Entertainment purchases. 1% Cash Back on all other purchases..
- Automatic credit line reviews starting in as little as six months.
- Receive a 50% discount on eligible purchases made at Capital One Cafés around the U.S.
- $0 fraud liability, travel accident insurance, and more.
- No foreign transaction fees.
- $0 annual fee.
- Earn 8% cash back on Capital One Entertainment purchases
- Earn 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel
- Earn 3% cash back at grocery stores (excluding superstores like Walmart® and Target®)
- Earn 3% cash back on dining, entertainment, and popular streaming services
- Earn 1% cash back on all other eligible purchases
General Capital One Card Application Rules
Like other issuers, Capital One has certain rules you need to follow if you want to apply for and be approved for one of its credit cards. Here’s an overview of Capital One’s known rules and restrictions:
- The conventional wisdom is that you can hold up to five personal Capital One–branded cards at a time, though Capital One's official position is that there’s no hard cap on the number of cards you can have.
- You can be approved for only one card every six months, and this applies to both personal and business cards with no distinction between the two.
- Existing or previous cardmembers are not eligible for one of these products if they have received a new cardmember bonus for the same product in the past 48 months.
- Be aware that Capital One may pull from all three credit bureaus when you apply.
Related: The Best Capital One Credit Cards for Every Purchase
Bottom Line
If you've been waiting for an opportunity to add a Savor-branded Capital One card to your wallet, now's a great time to apply.
If you're eligible and have a healthy credit score, it's worth taking a closer look at the Capital One Savor Cash. A $250 cash bonus after you spend $500 on purchases within 3 months from account opening is an excellent offer — especially for a no-annual-fee card — and the card becomes even more rewarding when paired with a miles-earning Capital One card.
Just don't wait too long. We don't know how long these elevated offers will be available.
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- 8% cash back on purchases made via the Capital One Entertainment ticketing platform
- 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 3% cash back on dining and entertainment
- 3% at grocery stores (excluding superstores like Walmart® and Target®)
- 3% on popular streaming services
- 1% on all other purchases
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- 8% Cash Back on Capital One Entertainment purchases.
- 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel.
- 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®).
- 3% Cash Back on dining, entertainment, and popular streaming services.
- 1% Cash Back on all other purchases.
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- Earn 8% cash back on Capital One Entertainment purchases
- Earn 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel
- Earn 3% cash back at grocery stores (excluding superstores like Walmart® and Target®)
- Earn 3% cash back on dining, entertainment, and popular streaming services
- Earn 1% cash back on all other eligible purchases
