Amex Business Gold Review: Rewards, Credits, and Whether It Deserves a Spot in Your Wallet
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Top Offers for You
American Express® Business Gold Card
As high as 200,000 Membership Rewards® points
Find out your offer
Rates & Fees
(Terms apply)
(Terms apply)
American Express Graphite™ Business Cash Unlimited Card
Earn $1,500 Cash Back
How to Apply
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Amex Platinum Card® $200 Airline Fee Credit: List of Eligible Airlines, What Charges Count, and More
Reviewed By
JT Genter
American Express Platinum Card®
Rates & Fees
(Terms apply)
(Terms apply)
Welcome Offer As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
American Express Platinum Card®
Welcome Offer As High As 175,000 points. Find Out Your Offer. You may be eligible for as high as 175,000 Membership Rewards® Points after spending $12,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Annual Fee:$895
Show moreWhy We Like ItHighlightsEarning Rates
Cardholders can access more than 1,550 airport lounges worldwide, take advantage of up to $200 in annual airline fee credits, up to $209 in CLEAR+ credits, and TSA PreCheck® or Global Entry fee credits. The card also includes an annual hotel credit worth up to $600 on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings (The Hotel Collection requires a minimum two-night stay), Hilton Honors™ and Marriott Bonvoy® Gold Elite status, and a suite of benefits with Fine Hotels + Resorts®. Additional perks include $12.95 monthly Walmart+ membership credit (with applicable sales taxes and Plus Ups not include), up to $300 in annual digital entertainment credits, up to $300 Equinox credits, and up to $200 annual Uber Cash and $120 Uber One Credit. Enrollment required for select American Express benefits.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
- $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
- $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
- $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
- $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- Earn 5X points for flights booked directly with airlines or with American Express Travel® (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel®.
- Earn 5X points on Fine Hotels + Resorts® and The Hotel Collection bookings.
How IHG Business Rewards Works — and How to Earn up to 6X Points With Its Current Promotion
Reviewed By
Tyler Glatt
JetBlue Will Launch a 'Mini Mint' Domestic First Class This Year. Here’s What We Know So Far
Reviewed By
Tyler Glatt
IHG One Rewards Promotions: Earn up to 8,000 Points for Every 4 Nights You Stay Worldwide, and More
Reviewed By
Tyler Glatt
Sonesta Hotels Promotions: Score Double Points and up to 25% off With This Annual Sale
Reviewed By
Tyler Glatt
JetBlue Added Hefty Fuel Surcharges to Select Partner Redemptions — and Then Rolled Them Back
Reviewed By
Tyler Glatt
New and Enhanced Benefits Available on the JetBlue Premier Card With No Annual Fee Increase
Reviewed By
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Get Rental Car Elite Status for Free With Credit Cards, Airline Status, and Status Matches
Reviewed By
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Got a Delta Credit Card? Here’s How to Claim a Premium Complimentary Snack Onboard
Reviewed By
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How to Utilize All of the Dining Credits on the American Express® Gold Card
Reviewed By
Allie Johnson
United℠ Business Card
Limited Time Offer Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities
United℠ Business Card
Limited Time Offer Earn up to 110,000 bonus miles and 2,000 PQP after qualifying activities
Annual Fee:$150
Show moreWhy We Like ItHighlightsEarning Rates
Cardholders earn 2 miles per $1 spent on United purchases (8x total miles on eligible United flights), dining, gas stations, office supply stores, and on local transit and commuting, alongside 1 mile per $1 on all other purchases. Key benefits include a free first checked bag on United flights, potentially saving up to $160 per roundtrip, a $125 United travel credit after qualifying purchases, and two one-time United Club℠ passes each year. Additional perks include 25% back on United inflight and Club premium drink purchases, priority boarding on United-operated flights, and no foreign transaction fees. Plus, if you also hold a personal United credit card, you earn a 5,000-mile anniversary bonus.
- Earn up to 110,000 bonus miles and 2,000 PQP after you spend $5,000 on purchases in the first 3 months your account is open.
- $150 Annual Fee.
- NEW! 8x total miles on eligible United flights.
- 2x miles on all other eligible United® purchases. 2x miles on dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
- 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
- Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
- Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
- NEW! Save at least 10% when booking flights with miles. Premier members earn even more.
- Member FDIC
- 2x on United® purchases*
- 2x on local transit and commuting — including train tickets, taxicabs, mass transit, tolls and ride share services
- 2x at gas stations, restaurants and office supply stores
- 1x on all other purchases
IHG Launches Points & Cash Discount — Here's How to Utilize It to Buy IHG Points for Cheap
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