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If you're in the mood for some extra Amtrak Guest Rewards points, keep reading. First National Bank of Omaha offers two co-branded credit cards from Amtrak Guest Rewards, allowing you to earn bonus points from daily spending and welcome bonuses.
Here's a look at what these cards offer — both day-to-day and sign-up bonuses for new applicants.
Amtrak Guest Rewards® Preferred Mastercard®
New applicants for the Amtrak Guest Rewards® Preferred Mastercard® can earn 30,000 bonus points after spending $2,000 on purchases in the first three billing cycles of account opening. You'll also earn 5,000 Tier Qualifying Points (TQPs) toward Select elite status upon account opening.
On top of this welcome bonus, the card has several valuable perks to justify its $99 annual fee.
Amtrak Guest Preferred Card key benefits
- Earn 3X on Amtrak travel, including onboard purchases, plus a 20% rebate on onboard food and beverage purchases (as a statement credit), 2X on dining, travel, transit, and rideshare, and 1X on other purchases.
- Round-trip companion coupon at account opening and each card anniversary.
- One-class upgrade available at account opening and each account anniversary.
- Receive a station lounge pass at account opening and each account anniversary.
- 5% rebate when redeeming Amtrak Guest points for travel.
- Earn 1,000 Tier Qualifying Points (TQPs) toward elite status from each $5,000 in qualifying purchases.
- Your Amtrak points don't expire as long as your account remains open.
- No foreign transaction fees.

Amtrak Guest Rewards® Mastercard®
Applicants for the Amtrak Guest Rewards® Mastercard® can earn 12,000 bonus points after spending $1,000 on purchases in the first three billing cycles of account opening. Despite an annual fee of $0, there are still some worthwhile perks on this card.
Amtrak Guest Rewards Card key benefits
- Earn 2X on Amtrak travel, including onboard purchases, plus a 10% rebate on onboard food and beverage purchases (as a statement credit), 2X on dining, and 1X on other purchases.
- 5% rebate when redeeming Amtrak Guest points for travel.
- Points don't expire as long as your account remains open.
- No foreign transaction fees.
Bottom Line
Both the Amtrak Guest Rewards Card and Amtrak Guest Preferred Card offer quality ongoing benefits and valuable earning rates for those interested in amassing Amtrak Guest Rewards points. And the Preferred card just boosted its welcome bonus, meaning right now could be a great time to add this card to your wallet.
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