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If you like free things, this one is for you. Through the Bank of America Museums on Us program, select cardholders can visit some of the best museums in the country for free. It really is that simple — visit a museum during a Museums on Us weekend, show your card and a valid ID, and you'll be allowed to soak in all the culture you want.
Here's everything to know about the program, including how to take advantage of it.
What is Bank of America Museums on Us?
Bank of America Museums on Us is a program where cardholders of eligible debit or credit cards can get free general admission to museums across the country during the first full weekend of every month.
There are specific eligibility and terms for each museum, so be sure to check out the details before you arrive. For instance, some museums are only in the program during certain months of the year, while others might offer free admission on Sundays but not Saturdays.
Through the program, you'll receive one free general admission ticket. Note that it typically excludes special exhibitions, but you'll be able to access the rest of the museum. If you're visiting with a friend, they will need to buy their own ticket.
All you need to do is show your active Bank of America credit or debit card, along with a valid government ID, to receive your free ticket.
Which museums are part of Bank of America Museums on Us?
Nearly 240 museums and cultural institutions across the country participate in the Bank of America Museums on Us program. It includes some of the most prestigious museums in the country — including the Metropolitan Museum of Art in New York and the Museum of Fine Arts in Boston. You can search the Museums on Us map for a museum near you using either zip code, city, or state.
Related: Bank of America Credit Card Application Rules
Best Bank of America Credit Cards
The Museums on Us program is available to Bank of America, Merrill, or Bank of America Private Bank credit or debit cardholders. If you don't already have a Bank of America credit card, here are our top picks.
Best for travelers
The Bank of America® Premium Rewards® credit card is a solid option for frequent travelers. Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. Although the earning potential might not be as high as some other cards, it's easy to cover the $95 by taking advantage of the annual $100 airline incidental statement credit.
- 2 points for every $1 spent on travel and dining purchases
- 1.5 points per $1 spent on all other purchases
Unfortunately, Bank of America doesn't offer transfer partners, so you can't maximize your redemptions. However, it's an affordable card and allows you to access museums for free.
Read more in our Bank of America Premium Rewards Card review.
Best for cash back
If you prefer to earn cash back, the Bank of America® Customized Cash Rewards credit card is worth looking into. You can earn 6% cash back for the first year in the category of your choice (then 3%), automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases. If you're a Bank of America Preferred Rewards member, you can earn 25%–75% more cash back on every purchase.
- 6% cash back for the first year in the category of your choice: gas and EV charging stations, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy purchase, or home improvement/furnishing purchases, then 3% after the first year of card membership*
- 2% cash back at grocery stores and wholesale clubs*
- 1% cash back on all other purchases
- * You'll earn 6% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
It doesn't offer a ton of additional benefits, but there's no annual fee, so you won't pay anything out of pocket to be a cardholder. However, you'll still be able to access the Museums on Us program, which is a win-win.
Read more in our Bank of America Customized Cash Card review.
Final Thoughts
The Bank of America Museums on Us program is a fantastic way to visit some of the best museums in the country for free. Note that you'll need to plan accordingly, as the program grants free entry on the first full weekend of every month. If you visit another time, you'll have to pay for your ticket. This is a unique and lesser-known feature offered by Bank of America credit cards. If you've considered applying for the Bank of America Premium Rewards Card, now might be the time.
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