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Back in November 2025, we reported that Chase and Hyatt had plans to deepen their partnership with new Hyatt credit card(s), more Hyatt properties available through The Edit, and the opportunity to earn World of Hyatt Explorist status with Sapphire Reserve-branded cards.
Although we don't know anything about new credit cards (yet), we're happy to share that cardholders of the Chase Sapphire Reserve® (Rates & Fees) and Sapphire Reserve for Business℠ (Rates & Fees) can now earn Explorist status by meeting an annual spending requirement.
Here are the perks you'll earn when you meet a spending threshold on your Sapphire Reserve cards, and why you might consider doing so.
Earn Additional Perks on Your Sapphire Reserve Card
The Sapphire Reserve already comes with a ton of perks to justify the hefty $795 annual fee. Cardholders enjoy a flexible $300 annual travel credit, up to $500 in credits for stays with The Edit, up to $300 in dining credits, up to $300 in StubHub credits, IHG One Rewards Platinum Elite Status, and much, much more.
If you spend $75,000 on your card in a calendar year, you'll unlock even more benefits, including:
- IHG One Rewards Diamond Elite Status
- $250 Credit for The Shops at Chase
- $500 Southwest Airlines Chase Travel credit
- Southwest Airlines A-list status
- NEW: World of Hyatt Explorist status
You'll be able to enjoy these benefits through the following calendar year after you earn them. For instance, if you reached $75,000 in spending on your Sapphire Reserve in October 2026, you'd enjoy your benefits through the end of 2027.
- Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Get more than $2,700 in annual value with Sapphire Reserve.
- Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
- $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years
- Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
- Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music - all the music you love, across all your devices. Subscriptions run through 6/22/27 - a value of $250 annually
- Member FDIC
- 8x points on all purchases through Chase Travel℠
- 4x points on flights and hotels booked directly
- 3x points on dining worldwide
- 1x points on all other purchases
Related: Chase Sapphire Reserve® Full Review
Earn Additional Perks on Your Sapphire Reserve Business Card
The Sapphire Reserve Business offers a lot of the same benefits as the personal version of the card, along with a few business-specific perks. You'll be able to enjoy a $200 Google Workspace credit, $400 ZipRecruiter credit, and $100 curated gift card credit, to name a few.
Business cardholders also have the opportunity to earn additional perks, but you'll have to spend $120,000 on your card in a calendar year:
- IHG One Rewards Diamond Elite Status
- $500 Credit for The Shops at Chase
- $500 Southwest Airlines Chase Travel credit
- Southwest Airlines A-list status
- NEW: World of Hyatt Explorist status
These are largely the same benefits, except the credit for The Shops at Chase is doubled. Just like the personal version, the benefits will be available through the following calendar year after they are earned.
- Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.
- $6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
- Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
- Earn 5x total points on Lyft rides through 9/30/27.
- Earn 4x points on flights & hotels booked direct.
- Earn 3x points on social media & search engine advertising.
- Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
- Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
- Member FDIC
- 8X points on all Chase Travel℠ purchases
- 5X total points on eligible Lyft rides through 9/30/2027
- 4x points on flights and hotels booked directly
- 3x points on advertising purchases made with social media platforms and search engines
- 1 point per dollar on all other eligible purchases
Related: Sapphire Reserve for Business℠ Full Review
Should You Spend Just to Unlock These Benefits?
You should never spend more than you can afford just to earn statement credits or elite status. If you can't comfortably put $75,000 on your personal card — or $120,000 on your business card — without overspending, carrying a balance and/or accruing interest, then you shouldn't try to unlock these benefits.
However, if you already put more than $75,000 on credit cards each year, it could be worth prioritizing your Sapphire Reserve over other cards in your wallet.
If you occasionally stay at hotels — but not enough to earn status organically — having top-tier IHG Diamond elite status and mid-tier World of Hyatt Explorist status can elevate your experience. You might qualify for room upgrades, welcome amenities, discounted award nights, and more. The Southwest A-list status and Chase Travel credit are nice, but only if you fly with Southwest frequently.
Before putting all of your spending on your Sapphire Reserve card, analyze whether the opportunity to achieve status and statement credits is worth any value that might be lost by not using a different card.
For instance, the Sapphire Reserve earns just 1X Ultimate Rewards points on non-bonus category spending, while the Capital One Venture X Rewards Credit Card earns 2X miles on all purchases. When you're spending tens of thousands of dollars on a credit card, those lost rewards can quickly add up.
Related: Best Credit Cards for Everyday Purchases
Bottom Line
For those who can organically spend $75,000 (or $120,000) on one card in a calendar year, Chase offers a great opportunity to earn top-tier elite status with IHG, mid-tier elite status with Hyatt and Southwest, and up to $1,000 in statement credits.
However, these perks might not be lucrative enough to sacrifice a higher return on purchases with a different card. Before overspending on your Sapphire Reserve-branded cards, make sure the benefits are worth it. And remember — never spend more than you can afford just to receive bonus perks.
$795Rates & Fees
- 8x points on all purchases through Chase Travel℠
- 4x points on flights and hotels booked directly
- 3x points on dining worldwide
- 1x points on all other purchases
$795Rates & Fees
- 8X points on all Chase Travel℠ purchases
- 5X total points on eligible Lyft rides through 9/30/2027
- 4x points on flights and hotels booked directly
- 3x points on advertising purchases made with social media platforms and search engines
- 1 point per dollar on all other eligible purchases
For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Reserve® (Rates & Fees), and Sapphire Reserve for Business℠ (Rates & Fees)
