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Offers for the Hilton Honors American Express Aspire Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
American Express offers four excellent Hilton credit cards. And each one comes with solid benefits that can deliver long-term value for Hilton Honors members. Given that welcome offers of up to 175,000 points are available on these cards, now is a great time to explore each card and see if applying makes sense.
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Points for each dollar on U.S. Online Retail Purchases.
- Earn 3X Points for all other eligible purchases on your Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
- As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $0 introductory annual fee for the first year, then $150.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
- 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
- 4X bonus points on U.S online retail purchases
- 3X bonus points for all other eligible purchases on your card
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Hilton Credit Card Offers
The offers on Hilton's lineup of credit cards rival some of the best offers in the history of these cards, so your attention is deserved. Here's an overview of the offers available now:
- Hilton Honors American Express Card: Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
- Hilton Honors American Express Surpass® Card: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025. Plus, pay no annual fee for the first year, then $150 (Rates & Fees).
- Hilton Honors American Express Aspire Card: Earn 175,000 Bonus Points after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Offer Ends 8/13/2025.
- The Hilton Honors American Express Business Card: Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
What are the Hilton card offers worth?
On average, AwardWallet users redeem Hilton points for 0.59¢ apiece. At this valuation, each offer is worth about the following:
- Hilton Amex: $690 (bonus points plus the statement credit)
- Hilton Surpass: $767
- Hilton Aspire: $1,032
- Hilton Business Card: $1,032 (if the two-tiered offer is earned in full)
It goes without saying that these offers are excellent. There are several ways to redeem Hilton points and free night rewards, so you can use your welcome offer to fund a couple of nights at high-end luxury properties or several nights at budget-friendly establishments.
However, what makes each card stand out is its list of benefits. Complimentary Hilton Honors status, credits, and more are only the tip of the iceberg.
Which Hilton Credit Card Should You Get?
Depending on your travel habits (and whether you run a business), some Hilton cards will easily make more sense than others. Here's a quick summary of each card to help you decide which is right for you.
Hilton Amex
It's hard to overlook the offer on the Hilton Honors American Express Card. The no annual fee (Rates & Fees) comes with a mix of reasonable perks considering its price point. Some examples include complimentary Hilton Honors™ Silver status, enhanced earnings on Hilton purchases, and a fifth night free on award stays.
Enrollment is required for select Amex benefits.
- Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express® Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 3X Points for all other eligible purchases on your Card.
- Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- No Annual Fee.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- Earn 7X Points per dollar on eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands
- Earn 5X Points per dollar on eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
- Earn 3X Points for all other eligible purchases on your Card.
Hilton Surpass
If you're willing to pay an annual fee (at least from the second year on), this is one of the best Hilton cards you can add to your wallet. For what you get — complimentary Hilton Honors™ Gold status, up to $200 back each year on eligible Hilton purchases, free National Car Rental Emerald Club Executive status, and more — the $0 intro annual fee for the first year, then $150 (Rates & Fees) seems like a bargain. Enrollment is required for select Amex benefits.
And if you spend $15,000 on your Hilton Surpass in a calendar year, you'll unlock a free night reward. For one of our team members, this perk is the top reason to carry the card!
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Points for each dollar on U.S. Online Retail Purchases.
- Earn 3X Points for all other eligible purchases on your Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
- As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $0 introductory annual fee for the first year, then $150.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
- 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
- 4X bonus points on U.S online retail purchases
- 3X bonus points for all other eligible purchases on your card
Hilton Aspire
The cream of the crop is, without a doubt, the Hilton Honors American Express Aspire Card. Although it commands a $550 annual fee, the Hilton Aspire is an elite travel card with the perks to match.
Cardmembers can leverage complimentary Hilton™ Diamond status, an annual free night reward, up to $200 in statement credits semi-annually for eligible Hilton purchases, a $200 flight credit, a $199 CLEAR® Plus credit, and much more. And on top of that, the Hilton Aspire can help you earn up to 34X points per dollar on eligible Hilton purchases!
Enrollment is required for select Amex benefits.
- 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
- 7X Hilton Honors Bonus Points on flights booked directly with airlines or amextravel.com, car rentals booked directly through select rental companies, and at U.S. restaurants
- 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
Hilton Business Card
The Hilton Business Card doesn't get the same attention as the prior three cards, but it's nothing short of valuable if you run a business. Perhaps the best benefit of the card is that it can pay for itself.
Some of the card's main benefits include up to $240 back each year for eligible purchases made directly with Hilton, complimentary Gold status, free National Car Rental Emerald Club Executive status, and a pathway to spend to Diamond status. Enrollment is required for select Amex benefits.
If nothing else, the money back you'll get on eligible Hilton purchases outweighs the card's $195 annual fee (Rates & Fees). Thus, this card is a no-brainer if you run a business and regularly stay at Hilton properties.
- Limited Time Offer: Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors American Express Business Card in your first 6 months of Card Membership. Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025.
- Earn 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio.
- Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
- Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
- You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
- As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- Terms apply.
- Rates & Fees
- 12X Hilton Honors points on eligible purchases made directly with hotels and resorts in the Hilton portfolio
- 5X Hilton Honors points on the first $100,000 spent per calendar year on other eligible purchases; 3X thereafter
Hilton Credit Card Application Restrictions
As with all of Amex’s rewards-earning credit cards, you can only receive a welcome bonus on a particular card product “once per lifetime”:
“You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors.”
Hilton and Amex revamped their credit card portfolio a few years ago. When it did, the Hilton Aspire and The Hilton Honors American Express Business Card were considered new products. However, the Hilton Amex wasn't considered a new credit card product.
So, if you held an old version of the Hilton Amex, you likely won't be eligible to receive the welcome bonus on the revamped Hilton Amex.
However, for folks who held the Citi® Hilton Honors™ Visa Signature® , you'll be eligible to receive a welcome bonus on the new card, provided you canceled your card before it was converted to the new product.
Moreover, American Express typically limits customers to five Amex credit cards at a time. Also, you won't be approved for more than two Amex cards in a 90-day period.
Amex also uses a pop-up message to warn applicants if they aren't eligible for a card's welcome bonus. This gives you the opportunity to cancel your application before submitting it if you aren't interested in getting the card without the welcome bonus.
Related: Understanding Rewards Credit Card Application Rules and Restrictions
Final Thoughts
The Hilton Amex is a top card for occasional travelers and those who can’t justify paying an annual fee for Hilton’s premium Amex offerings. The card comes with a high-value welcome offer, imposes no foreign transaction fees, and charges no annual fee (Rates & Fees) while offering complimentary Silver status.
The Hilton Surpass is ideal for those wanting a few more benefits on their Hilton stays via complimentary Gold status. It has a great welcome bonus and offers a $0 introductory annual fee for the first year (Rates & Fees).
Or, if you're after something a little more powerful, don't overlook the Hilton Aspire. And if you run a business, consider the Hilton Business Card, too. With a little effort, either card will quickly pay for itself.
- Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 8/13/2025.
- Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
- Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
- Earn 4X Points for each dollar on U.S. Online Retail Purchases.
- Earn 3X Points for all other eligible purchases on your Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
- Enjoy complimentary Hilton Honors ™ Gold Status with your Hilton Honors American Express Surpass® Card.
- Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond Status through the end of the next calendar year.
- As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $0 introductory annual fee for the first year, then $150.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
- 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
- 4X bonus points on U.S online retail purchases
- 3X bonus points for all other eligible purchases on your card
For rates and fees of the cards mentioned in this post, please visit the following links: Hilton Honors American Express Surpass® Card (Rates & Fees), Hilton Honors American Express Card (Rates & Fees), and The Hilton Honors American Express Business Card (Rates & Fees)
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