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The only thing better than getting a free hotel night is, well, getting more than one free hotel night. With this new set of limited-time offers from Hilton and American Express, you can potentially snag a weekend (or longer) away at some amazing properties all over the world.

American Express offers a portfolio of four Hilton credit cards. Each one comes with solid benefits that can deliver long-term value to Hilton Honors members. If you’ve been considering applying, now’s a great time. That's because Amex is running elevated offers across its entire Hilton card lineup.

Here’s a look at the details of these offers and how to apply.

Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card
Rates & Fees
(Terms Apply)
Welcome Bonus Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Hilton Honors American Express Surpass® Card
Welcome Bonus Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Annual Fee:$0 introductory annual fee, then $150
Show moreWhy We Like ItHighlightsEarning Rates
The Hilton Honors American Express Surpass® Card is tailored for Hilton loyalists seeking valuable perks without a high annual fee. It delivers cardholders 12X Hilton Honors points on direct Hilton purchases, and 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, enhancing everyday spending. A valuable feature is the complimentary Hilton Honors™ Gold status in the Hilton Honors program, which includes access to room upgrades and bonus points. Additionally, spending $15,000 on purchases in a calendar year earns a free night reward, adding significant value to the card. This card balances robust rewards with a moderate annual fee, making it a strong contender for regular Hilton guests (Enrollment required for select American Express benefits).
  • Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
  • Enjoy complimentary Hilton Honors™ Gold status with your Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year.
  • Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 4X Points for each dollar on U.S. Online Retail Purchases.
  • Earn 3X Points for all other eligible purchases on your Card.
  • As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
  • Points don't expire while your Hilton Honors American Express Surpass® Card is active and in good standing.
  • $0 introductory annual fee for the first year, then $150.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
  • 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 4X bonus points on U.S online retail purchases
  • 3X bonus points for all other eligible purchases on your card

Hilton Credit Card Offers Overview

The offers on Hilton's lineup of credit cards rival some of the best offers in the history of these cards, so your attention is deserved. Here's an overview of the offers available now:

  • Hilton Honors American Express Card: Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
  • Hilton Honors American Express Surpass® Card: Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
  • Hilton Honors American Express Aspire Card: Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within the first 6 months of Card Membership. Offer ends 7/29/26.
  • The Hilton Honors American Express Business Card: Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of card Membership. Offer ends 7/29/2026.
Hilton Honors American Express Card
Hilton Honors American Express Card
Welcome Bonus Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Annual Fee

$0Rates & Fees
(Terms apply)

Credit Score

Excellent, Good

  • Earn 7X Points per dollar on eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands
  • Earn 5X Points per dollar on eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • Earn 3X Points for all other eligible purchases on your Card.
Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card
Welcome Bonus Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Annual Fee

$0 introductory annual fee, then $150Rates & Fees
(Terms Apply)

Credit Score

Excellent, Good

  • 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
  • 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 4X bonus points on U.S online retail purchases
  • 3X bonus points for all other eligible purchases on your card
Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card
Welcome Bonus Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within the first 6 months of Card Membership. Offer ends 7/29/26.
Annual Fee

$550Rates & Fees
(Terms apply)

Credit Score

Excellent, Good

  • 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 7X Hilton Honors Bonus Points on flights booked directly with airlines or amextravel.com, car rentals booked directly through select rental companies, and at U.S. restaurants
  • 3X Hilton Honors Bonus Points for all other eligible purchases on your Card

What are these Hilton card offers worth?

On average, AwardWallet users redeem Hilton points for 0.62¢ apiece. Based on that valuation, here’s what each offer is worth:

It goes without saying that these are excellent offers. Hilton points can stretch pretty far, whether you’re booking a couple of nights at a high-end luxury property or covering several nights at more budget-friendly hotels.

However, what makes each card stand out is its list of benefits. Complimentary Hilton Honors status, credits, and more are only the tip of the iceberg.

Aerial view of the villas at the SAii Lagoon Maldives, Curio Collection by Hilton.
SAii Lagoon Maldives, Curio Collection by Hilton. Credit: Hilton

Which Hotels Are On My Radar?

The Hilton Aspire would yield nearly 200,000 points after hitting the minimum spend required. That's because the current offer of 175,000 points is just the start. When you spend the $6,000 to hit the bonus, you're going to earn at least 18,000 points. If some of that spending is on travel or dining, you're earning even more.

So, what can around 200,000 Hilton points get you?

  • A weekend in Times Square can be had at multiple hotels for 75,000-95,000 points a night
  • A long weekend in Spain: The Arima Hotel and Spa, an SLH hotel in San Sebastian, Spain is only 70,000 points a night. Nearly enough for a 3-night long weekend.
  • A weekend in Cabo: Spend two nights at the Hilton Los Cabos resort, perfect for a relaxing sun-soaked weekend
  • The Conrad in Washington, DC comes in at 190,000 points for two nights. This hotel has one of the amazing Premium Clubs — the Sakura Club — available to Hilton Diamond Reserve members.
  • Five nights down under: Spend five nights in Melbourne, Australia at The Next Hotel, a Curio Collection for 188,000 points thanks to the Hilton Fifth Night Free benefit
Melbourne-188j
Fifth Night Free for Melbourne Next Curio Collection Hotel. Screenshot of Hilton.

Which Hilton Credit Card Should You Get?

Depending on your travel habits (and whether you run a business), some Hilton cards will easily make more sense than others. Here's a quick summary of each card to help you decide which is right for you.

Hilton Amex

It's hard to overlook the offer on the Hilton Honors American Express Card. The no annual fee (Rates & Fees) comes with a mix of reasonable perks considering its price point. Some examples include complimentary Hilton Honors™ Silver Status, enhanced earnings on Hilton purchases, and a fifth night free on award stays. Enrollment is required for select Amex benefits.

And if you apply now, you can earn 100,000 Hilton Honors bonus points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.

Hilton Honors American Express Card
Hilton Honors American Express Card
Rates & Fees
(Terms apply)
Welcome Bonus Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Hilton Honors American Express Card
Welcome Bonus Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Annual Fee:$0
Show moreWhy We Like ItHighlightsEarning Rates
The Hilton Honors American Express Card is a rewarding option if you only spend a few nights with Hilton each year, with no annual fee. It offers 7X Hilton Honors Bonus Points on purchases at hotels and resorts within the Hilton portfolio. Cardholders also earn 5X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3X points on all other eligible purchases. A major perk is the complimentary Hilton Honors™ Silver status, which provides a 20% bonus on all Base Points earned during stays, accelerating the journey to free nights. Enrollment required for select American Express benefits.
  • Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
  • No Annual Fee.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: at U.S. restaurants, at U.S. supermarkets, at U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Points don't expire while your Hilton Honors American Express Card is active and in good standing.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • Earn 7X Points per dollar on eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands
  • Earn 5X Points per dollar on eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • Earn 3X Points for all other eligible purchases on your Card.

Hilton Surpass

If you're willing to pay an annual fee, this is one of the best Hilton cards you can add to your wallet. For what you get — complimentary Hilton Honors™ Gold Status, up to $200 back each year on eligible Hilton purchases, free National Car Rental® Emerald Club Executive® status, and more — the $0 introductory annual fee, then $150 (Rates & Fees) seems like a bargain. Enrollment is required for select Amex benefits.

Plus, if you spend $15,000 on your Hilton Surpass in a calendar year, you'll unlock a free night reward.

Interested? New applicants can earn 130,000 Hilton Honors points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.

Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card
Rates & Fees
(Terms Apply)
Welcome Bonus Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Hilton Honors American Express Surpass® Card
Welcome Bonus Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Annual Fee:$0 introductory annual fee, then $150
Show moreWhy We Like ItHighlightsEarning Rates
The Hilton Honors American Express Surpass® Card is tailored for Hilton loyalists seeking valuable perks without a high annual fee. It delivers cardholders 12X Hilton Honors points on direct Hilton purchases, and 6X points at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, enhancing everyday spending. A valuable feature is the complimentary Hilton Honors™ Gold status in the Hilton Honors program, which includes access to room upgrades and bonus points. Additionally, spending $15,000 on purchases in a calendar year earns a free night reward, adding significant value to the card. This card balances robust rewards with a moderate annual fee, making it a strong contender for regular Hilton guests (Enrollment required for select American Express benefits).
  • Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
  • Enjoy complimentary Hilton Honors™ Gold status with your Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year.
  • Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually.
  • Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • Earn 4X Points for each dollar on U.S. Online Retail Purchases.
  • Earn 3X Points for all other eligible purchases on your Card.
  • As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Whenever you travel more than 100 miles from home, Global Assist® Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
  • Points don't expire while your Hilton Honors American Express Surpass® Card is active and in good standing.
  • $0 introductory annual fee for the first year, then $150.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
  • 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 4X bonus points on U.S online retail purchases
  • 3X bonus points for all other eligible purchases on your card

Hilton Aspire

The cream of the crop is, without a doubt, the Hilton Honors American Express Aspire Card. Although it commands a $550 annual fee(Rates & Fees), the Hilton Aspire is an elite travel card with the perks to match.

Cardmembers can leverage complimentary Hilton Honors™ Diamond status, an annual free night reward, up to $200 in statement credits semi-annually for eligible Hilton purchases, a $200 flight credit, a $209 CLEAR+ credit, and much more. And on top of that, the Hilton Aspire can help you earn 14X points per dollar on eligible Hilton purchases! Enrollment is required for select Amex benefits.

New applicants for the Hilton Aspire can earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within the first 6 months of Card Membership. Offer ends 7/29/26.

Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card
Rates & Fees
(Terms apply)
Welcome Bonus Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within the first 6 months of Card Membership. Offer ends 7/29/26.
Hilton Honors American Express Aspire Card
Welcome Bonus Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within the first 6 months of Card Membership. Offer ends 7/29/26.
Annual Fee:$550
Show moreWhy We Like ItHighlightsEarning Rates
The Hilton Honors American Express Aspire Card adds a huge amount of value for Hilton fans. The cards standout feature is complimentary Hilton Honors™ Diamond status in the Hilton Honors program, offering top-tier benefits like room upgrades and bonus points. Cardholders also enjoy an annual Free Night Reward, up to $400 in Hilton resort statement credits, and up to $200 flight credits each year. This card also includes 14X points on eligible Hilton purchases, making it highly rewarding for hotel stays. The generous benefits and earning rates make this card a compelling choice if you regularly stay at Hilton properties.
  • Earn 175,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card within the first 6 months of Card Membership. Offer ends 7/29/26.
  • Enjoy an Annual Free Night Reward from Hilton Honors in your first year of Card Membership and every year upon Card renewal.
  • Card Members can earn 14X Points on purchases made directly with hotels and resorts within the Hilton portfolio.
  • Card Members can earn 7X Points on purchases of Flights booked directly with airlines or flights booked through American Express Travel, Car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants.
  • Card Members can earn 3X Points on all other eligible purchases.
  • $400 Hilton Resort Credit: Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card. That's up to $400 back annually.
  • $200 Flight Credit: Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with airlines or via AmexTravel.com or the Amex Travel App™ using your Hilton Honors American Express Aspire Card.
  • CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. Receive up to $209 per calendar year in statement credits, when you pay for a CLEAR+ Membership (subject to auto-renewal) with the Hilton Honors American Express Aspire Card.
  • Earn a Free Night Reward from Hilton after you spend $30,000 in purchases on your Card in a calendar year. Plus, you can earn an additional Free Night Reward from Hilton after you spend an additional $30,000 (for a total of $60,000) in purchases on your Card in the same calendar year.
  • $100 Property Credit: Receive up to a $100 credit for qualifying charges at Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts properties when you book a 2 night minimum stay with your Card at HiltonHonorsAspireCard.com and select the Aspire Card Benefit rate option on the booking page, or call Hilton Honors at 855-292-5757 with the proper booking reference.
  • Hilton Honors Aspire Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll in the National Car Rental Emerald Club Executive status through their American Express online account using their Card. Terms apply.
  • Whenever you travel more than 100 miles from home, Premium Global Assist® Hotline§ is available for 24/7 emergency assistance and coordination services, including medical, legal, and financial referrals. Emergency medical transportation assistance may be provided at no cost only if approved and coordinated by Premium Global Assist Hotline. Card Members may be responsible for the costs charged by third-party service providers.
  • Points don't expire while your Hilton Honors American Express Card is active and in good standing.
  • $550 annual fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.
  • 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 7X Hilton Honors Bonus Points on flights booked directly with airlines or amextravel.com, car rentals booked directly through select rental companies, and at U.S. restaurants
  • 3X Hilton Honors Bonus Points for all other eligible purchases on your Card

Hilton Business Card

The Hilton Business Card doesn't get the same attention as the prior three cards, but it's nothing short of valuable if you run a business. Perhaps the best benefit of the card is that it can pay for itself.

Some of the card's main benefits include up to $240 back each year for eligible purchases made directly with Hilton, complimentary Hilton Honors™ Gold Status , free National Car Rental Emerald Club Executive status, and a pathway to spend to Hilton Honors™ Diamond Status. Enrollment is required for select Amex benefits.

If nothing else, the money back you'll get on eligible Hilton purchases outweighs the card's $0 introductory annual fee for the first year, then $195 annual fee (Rates & Fees). Thus, this card is a no-brainer if you run a business and regularly stay at Hilton properties.

And now's a great time to apply for it. New applicants can earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases in the first six months of Card Membership (offer ends 7/29/2026).

The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
Rates & Fees
(Terms apply)
Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of card Membership. Offer ends 7/29/2026.
The Hilton Honors American Express Business Card
Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of card Membership. Offer ends 7/29/2026.
Annual Fee:$0 introductory annual fee for the first year, then $195
Show moreWhy We Like ItHighlightsEarning Rates
Benefits include up to $240 in statement credits on eligible purchases at Hilton Properties each year ($60 per quarter), complimentary Hilton Honors™ Gold Status and the ability to earn Hilton Honors™ Diamond status by making $40,000 in eligible annual purchases. Cardholders also get complimentary elite status with National Car Rental. Enrollment is required for select American Express benefits.
  • Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of card Membership. Offer ends 7/29/2026.
  • Enjoy a $0 introductory annual fee for the first year, then $195.
  • Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
  • Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors™ Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay.
  • Earn 12X Hilton Honors Bonus Points on eligible purchases made directly with hotels and resorts within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X Points thereafter.
  • You may receive an upgrade to Hilton Honors™ Diamond Status through the end of the next calendar year if the total eligible purchases that you spend on your Card Account during a calendar year reach $40,000 or more.
  • Terms apply.
  • 12X Hilton Honors points on eligible purchases made directly with hotels and resorts in the Hilton portfolio
  • 5X Hilton Honors points on the first $100,000 spent per calendar year on other eligible purchases; 3X thereafter

Hilton Credit Card Application Restrictions

As with all of Amex’s rewards-earning credit cards, you can only receive a welcome bonus on a particular card product “once per lifetime”:

“You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors.

Hilton and Amex revamped their credit card portfolio a few years ago. When it did, the Hilton Aspire and The Hilton Honors American Express Business Card were considered new products. However, the Hilton Amex wasn't considered a new credit card product.

So, if you held an old version of the Hilton Amex, you likely won't be eligible to receive the welcome bonus on the revamped Hilton Amex.

Main pool area at the Shore House at The Del, Curio Collection by Hilton
Shore House at The Del, Curio Collection by Hilton. Credit: Hilton

However, for folks who held the Citi® Hilton Honors™ Visa Signature®, you'll be eligible to receive a welcome bonus on the new card, provided you canceled your card before it was converted to the new product.

Moreover, American Express typically limits customers to five Amex credit cards at a time. Also, you won't be approved for more than two Amex cards in a 90-day period.

Amex also uses a pop-up message to warn applicants if they aren't eligible for a card's welcome bonus. This gives you the opportunity to cancel your application before submitting it if you aren't interested in getting the card without the welcome bonus.

Related: Understanding Rewards Credit Card Application Rules and Restrictions

Final Thoughts

The Hilton Amex is a top card for occasional travelers and those who can’t justify paying an annual fee for Hilton’s premium Amex offerings. The card comes with a high-value welcome offer, imposes no foreign transaction fees, and charges no annual fee (Rates & Fees) while offering complimentary Silver status.

The Hilton Surpass is ideal for those wanting a few more benefits on their Hilton stays via complimentary Gold status.

Or, if you're after something a little more powerful, don't overlook the Hilton Aspire. And if you run a business, consider the Hilton Business Card, too. With a little effort, either card will quickly pay for itself.

Hilton Honors American Express Card
Hilton Honors American Express Card
Welcome Bonus Earn 100,000 Hilton Honors Bonus Points and a $100 Statement Credit after you spend $2,000 on eligible purchases on the Hilton Honors American Express Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Annual Fee

$0Rates & Fees
(Terms apply)

Credit Score

Excellent, Good

  • Earn 7X Points per dollar on eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands
  • Earn 5X Points per dollar on eligible purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
  • Earn 3X Points for all other eligible purchases on your Card.
Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card
Welcome Bonus Enjoy a $0 intro annual fee for the first year, then $150 and earn 130,000 Bonus Points after you spend $3,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 7/29/26.
Annual Fee

$0 introductory annual fee, then $150Rates & Fees
(Terms Apply)

Credit Score

Excellent, Good

  • 12X bonus points for each dollar of eligible purchases charged on your card directly with a hotel or resort within the Hilton portfolio
  • 6X bonus points for each dollar of eligible purchases on your card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 4X bonus points on U.S online retail purchases
  • 3X bonus points for all other eligible purchases on your card
The Hilton Honors American Express Business Card
The Hilton Honors American Express Business Card
Limited Time Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Card within your first 6 months of card Membership. Offer ends 7/29/2026.
Annual Fee

$0 introductory annual fee for the first year, then $195Rates & Fees
(Terms apply)

Credit Score

Excellent, Good

  • 12X Hilton Honors points on eligible purchases made directly with hotels and resorts in the Hilton portfolio
  • 5X Hilton Honors points on the first $100,000 spent per calendar year on other eligible purchases; 3X thereafter

The only question left to ask yourself is where are you going to head off to on your next Hilton vacation?

For rates and fees of the cards mentioned in this post, please visit the following links: Hilton Honors American Express Surpass® Card (Rates & Fees), Hilton Honors American Express Card (Rates & Fees), Hilton Honors American Express Aspire Card (Rates & Fees), and The Hilton Honors American Express Business Card (Rates & Fees)

Tip of The Day
Did you know that AwardWallet may not be able to update some accounts automatically? You can update those accounts by selecting accounts using an account filter (e.g. 'Updated more than 7 days ago') and clicking the update button.
Composite screenshot showing how to select and manually update accounts that were last updated more than seven days ago

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