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Chase cardholders are starting May on a strong note. As of May 1, 2025, many Chase-issued credit cards will start enjoying an additional benefit that can save you some cash on your next Instacart order.
As part of Chase's expansion of its partnership with Instacart, eligible cards now include Instacart membership and monthly credits as benefits. To begin taking advantage of these perks, cardmembers must first sign up for an Instacart account. Then, enroll your card to redeem this offer. These benefits are set to expire on December 31, 2027, so you have plenty of time to enjoy them.
But what are these new Chase Instacart benefits, and what cards get which perks? Let's take a look.
New Instacart Benefits for Chase Cardholders
The vast majority of Chase's cobranded credit cards now come with a free Instacart+ Membership for 3 months, plus $10 per month in Instacart credits — totaling up to $120 each year. The credits are good for use toward purchases directly with Instacart and paid for using their eligible card.
If you hold either the Ink Business Cash® Credit Card (Rates & Fees) or Ink Business Unlimited® Credit Card (Rates & Fees) — or even the Ink Plus® Business Credit Card (no longer available for applications), you will receive that same complimentary Instacart+ Membership for 3 months, but an increased $20 monthly Instacart credit, for a total of $240 per year, towards your Instacart purchases.
These new benefits join a previous announcement by Chase, which extended new benefits, including Instacart perks, to its full lineup of United MileagePlus credit cards.
Can I stack benefits?
Yes! The credits kick in when you use an eligible card that comes with the benefit to make purchases directly with Instacart.
For example, I hold both the British Airways Visa Signature® Card and two World of Hyatt cards in addition to an eligible Ink business card, so that means $40 worth of total value in Instacart credits. If, like me, you have several Chase cards that are eligible for these credits, you'll be able to get incremental value from each.
Additional Instacart+ benefits
Instacart+ comes with its own perks, which, by getting a complimentary three-month membership, cardmembers can also enjoy. These benefits include a free Peacock subscription to stream shows, a New York Times Cooking subscription (hello, fab recipes!), and $0 restaurant and grocery delivery fees.
What Chase Cards are Eligible for Instacart Benefits?
Several Chase credit cards are eligible for these new Instacart benefits. Here's a list of some of the ones we know about:
- Marriott Bonvoy Boundless® Credit Card
- Marriott Bonvoy Bountiful™ Card
- Marriott Bonvoy Bold® Credit Card
- Southwest Rapid Rewards® Priority Credit Card (Rates & Fees)
- Southwest Rapid Rewards® Premier Credit Card
- Southwest® Rapid Rewards® Performance Business Credit Card (Rates & Fees)
- Southwest® Rapid Rewards® Premier Business Credit Card (Rates & Fees)
- IHG One Rewards Traveler Credit Card (Rates & Fees)
- IHG One Rewards Premier Credit Card (Rates & Fees)
- IHG One Rewards Premier Business Credit Card (Rates & Fees)
- Aer Lingus Visa Signature® Card
- British Airways Visa Signature® Card
- Iberia Visa Signature® Card
- Aeroplan® Credit Card (Rates & Fees)
- The World of Hyatt Credit Card (Rates & Fees)
- The World of Hyatt Credit Card (Rates & Fees)
- Ink Business Cash® Credit Card (Rates & Fees)
- Ink Business Unlimited® Credit Card (Rates & Fees)
- Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
- Rates & Fees
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
Bottom Line
Many of these cards charge a moderate annual fee, so any additional benefit that can help cardholders get more value from their cards is a welcome change in my mind. And, being the lazy, ahem, convenience-driven person that I am, I will definitely be taking advantage of these Chase Instacart benefits, especially since the credits are available for each eligible card you hold.
For rates and fees of the cards mentioned in this post, please visit the following links: Ink Business Cash® Credit Card (Rates & Fees), Ink Business Unlimited® Credit Card (Rates & Fees), Southwest Rapid Rewards® Priority Credit Card (Rates & Fees), Southwest® Rapid Rewards® Performance Business Credit Card (Rates & Fees), Southwest® Rapid Rewards® Premier Business Credit Card (Rates & Fees), IHG One Rewards Traveler Credit Card (Rates & Fees), IHG One Rewards Premier Credit Card (Rates & Fees), IHG One Rewards Premier Business Credit Card (Rates & Fees), Aeroplan® Credit Card (Rates & Fees), The World of Hyatt Credit Card (Rates & Fees), World of Hyatt Business Credit Card (Rates & Fees), and Chase Sapphire Preferred® Card (Rates & Fees)
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