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Offers for the American Airlines AAdvantage® MileUp® Card, Citi® / AAdvantage® Executive World Elite Mastercard®, Citi® / AAdvantage® Globe™ Mastercard®, Citi® / AAdvantage® Platinum Select® World Elite Mastercard®, Citi® / AAdvantage Business™ World Elite Mastercard® and Citi Custom Cash® Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
Now that Citi has secured exclusive rights to issue all American Airlines credit cards in the U.S. beginning in 2026 — including taking over the former Barclays portfolio — you might be weighing which card belongs in your wallet for the long haul.
These co-branded cards can help you earn valuable AAdvantage® miles, accumulate Loyalty Points toward elite status, and unlock travel perks like free checked bags, priority boarding, and lounge access.
From the no-annual-fee American Airlines AAdvantage® MileUp® Card to the premium Citi® / AAdvantage® Executive World Elite Mastercard®, there’s an option for nearly every type of traveler.
In this post, we break down the key benefits to help you decide which American Airlines AAdvantage card fits your needs.
$99, waived for first 12 months
- Earn 2X miles for every $1 spent at restaurants
- Earn 2X miles for every $1 spent at gas stations
- Earn 2X miles for every $1 spent on eligible American Airlines purchases
- Earn 1X mile for every $1 spent on all other purchases
$595
- Earn 10X miles for every $1 spent on eligible hotels booked at aa.com/hotels and eligible rental cars booked through aa.com/cars
- Earn 4X miles for every $1 spent on eligible American Airlines purchases (increased to 5X miles through the end of the calendar year after you pass $150,000 in purchases annually)
- Earn 1X mile for every $1 spent on all other purchases
$99, waived for first 12 months
- Earn 2X miles for every $1 spent on cable and satellite providers
- Earn 2X miles for every $1 spent at gas stations
- Earn 2X miles for every $1 spent on select telecommunications merchants
- Earn 2X miles for every $1 spent on car rentals
- Earn 2X miles for every $1 spent on eligible American Airlines purchases
- Earn 1X mile for every $1 spent on all other purchases
Page Contents
- A Mid-Tier Option With Lucrative Benefits: Citi® / AAdvantage® Globe™ Mastercard®
- A Great Mix of Benefits With a Modest Annual Fee: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
- Ideal for Business Owners Who Occasionally Fly AA: Citi® / AAdvantage Business™ World Elite Mastercard®
- Top-Tier Perks for Frequent AA Flyers: Citi® / AAdvantage® Executive World Elite Mastercard®
- Earn AAdvantage Miles Without Paying an Annual Fee: American Airlines AAdvantage® MileUp® Card
- Who's Eligible for the American Airlines AAdvantage Cards?
- Other Credit Cards That Earn American Airlines Miles
- Our Take
A Mid-Tier Option With Lucrative Benefits: Citi® / AAdvantage® Globe™ Mastercard®
The Citi® / AAdvantage® Globe™ Mastercard® is the newest addition to the American Airlines AAdvantage credit card lineup, and it might just be the best. It packs a lot of perks into a card with a justifiable $350 annual fee. Cardholders receive standard American Airlines benefits, like a free checked bag and preferred boarding.
But it’s the added statement credits, elite status perks, and earning potential that help this card stand out.
Citi AAdvantage Globe Card feature benefits
- Earn 3 miles per dollar on American Airlines purchases, 6 miles per dollar on hotels booked through American Airlines, and 2 miles per dollar on dining and transit
- Four Admirals Club® Globe™ Passes each year
- Up to $240 back on Turo trips each year
- Up to $100 back on American Airlines in-flight purchases each year
- Up to $100 Annual Splurge Credit℠ each year
- $99 annual American Airlines companion certificate beginning in your second year as a cardholder
- Earn 5,000 bonus Loyalty Points after every four qualifying American Airlines flights (up to 15,000 per year)
- Up to $120 Global Entry or TSA PreCheck application fee credit every four years
- Travel protections, including trip cancellation and interruption coverage, trip delay protection, baggage protection, and car rental coverage
- Free checked bag and preferred boarding for up to eight companions
Even infrequent travelers can take advantage of these benefits.
Read our full review of the Citi AAdvantage Globe Card for more details.
A Great Mix of Benefits With a Modest Annual Fee: Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is one of the most popular American Airlines AAdvantage credit cards — and for good reason. If you fly American Airlines a few times each year, it’s relatively easy to offset the card’s annual fee.
This card strikes a balance between useful airline perks and a manageable annual fee, making it a strong option for occasional American Airlines travelers.
With these perks, it's easy to justify the annual fee of $99, waived for first 12 months.
- Free checked bags for you and up to 4 companions on domestic itineraries
- Priority boarding to help you win the race for overhead bin space
- A 25% discount on inflight food, beverage, and Wi-Fi purchases
- Earn 2X miles for every $1 spent at restaurants
- Earn 2X miles for every $1 spent at gas stations
- Earn 2X miles for every $1 spent on eligible American Airlines purchases
- Earn 1X mile for every $1 spent on all other purchases
AA Platinum Select feature benefits
- Earn 2 miles per dollar on American Airlines purchases and at restaurants and gas stations
- Preferred boarding to help you win the race for overhead bin space
- A 25% discount on in-flight food and beverage purchases
- First checked bag free for you and up to four companions on domestic itineraries (on the same reservation)
- Earn a $125 American Airlines flight discount after you spend $20,000 or more in purchases during your card membership year and renew your card
- Extended warranty coverage and purchase protection
- Earn up to $180 in statement credits on eligible Turo rentals (through October 18, 2026; enrollment required)
If you aren't sure whether you'll be able to maximize the more expensive perks that come with one of the higher-cost American Airlines AAdvantage credit cards, this is the perfect addition to your wallet. Read our full review of the AA Platinum Select for more details.
Ideal for Business Owners Who Occasionally Fly AA: Citi® / AAdvantage Business™ World Elite Mastercard®
The Citi® / AAdvantage Business™ World Elite Mastercard® is a quality option for small business owners considering the various American Airlines AAdvantage credit cards.
- Free checked bags for you and up to 4 companions on domestic itineraries
- Priority boarding to help you win the race for overhead bin space
- A 25% discount on inflight food, beverage, and Wi-Fi purchases
- Earn 2X miles for every $1 spent on cable and satellite providers
- Earn 2X miles for every $1 spent at gas stations
- Earn 2X miles for every $1 spent on select telecommunications merchants
- Earn 2X miles for every $1 spent on car rentals
- Earn 2X miles for every $1 spent on eligible American Airlines purchases
- Earn 1X mile for every $1 spent on all other purchases
Citi AAdvantage Business Card feature benefits
- Earn 2 miles per dollar on American Airlines purchases and select business spending categories
- Preferred boarding to help you snag overhead bin space
- Enjoy 25% savings on American Airlines in-flight Wi-Fi with your card, helping you stay productive while traveling
- First checked bag free for you and up to four companions on domestic itineraries (on the same reservation)
- Earn a $99 American Airlines companion certificate each cardmember year after spending $30,000 or more (plus taxes and fees, typically $21–$43)
- Free authorized user/employee cards
Since the card’s $99 annual fee is waived for the first 12 months, it’s relatively easy to come out ahead if you fly American Airlines even a few times per year. Benefits like free checked bags and in-flight savings can quickly offset the ongoing annual fee.
Read our full review of the Citi AAdvantage Business Card for more information.
Top-Tier Perks for Frequent AA Flyers: Citi® / AAdvantage® Executive World Elite Mastercard®
The Citi® / AAdvantage® Executive World Elite Mastercard® comes with a hefty annual fee. But if AA is your primary airline, this card costs less than paying for Admirals Club lounge access directly, and adds hundreds of dollars in value. Cardholders can take advantage of free checked bags for even more traveling companions, priority check-in, and reimbursement for a Global Entry/TSA PreCheck application fee. If you fly American Airlines a lot, this is likely the card for you.
- Complimentary Admirals Club® membership for the primary cardholder
- Admirals Club® membership for authorized user accounts
- First checked bag free on domestic AA flights for you and up to 8 companions
- Priority check-in, TSA screening lines, and boarding
- 10,000 bonus Loyalty Points after you spend $40,000 in purchases within the year
- Global Entry or TSA PreCheck credit
- No Foreign Transaction Fees
- Earn 10X miles for every $1 spent on eligible hotels booked at aa.com/hotels and eligible rental cars booked through aa.com/cars
- Earn 4X miles for every $1 spent on eligible American Airlines purchases (increased to 5X miles through the end of the calendar year after you pass $150,000 in purchases annually)
- Earn 1X mile for every $1 spent on all other purchases
AA Executive Card feature benefits
- Earn 4 miles per dollar on American Airlines purchases (increasing to 5 miles per dollar after $150,000 in annual spend) and 10 miles per dollar on eligible hotel and car rental bookings through American Airlines
- Admirals Club membership, worth up to $850 per year
- Add up to three authorized users for $175 total; each additional user costs $175 (each receives Admirals Club access)
- Free first checked bag for you and up to eight traveling companions
- 10,000 bonus Loyalty Points after earning 50,000 Loyalty Points in a qualification year
- Another 10,000 bonus Loyalty Points after reaching 90,000 Loyalty Points in a qualification year
- Extended warranty coverage and purchase protection
- Priority check-in, priority security screening (where available), and priority boarding
- Trip cancellation and interruption protection, trip delay protection, lost baggage protection, and worldwide car rental insurance
- Reimbursement of your application fee for Global Entry or TSA PreCheck
- $120 in annual credits for eligible rentals with Avis or Budget annually
- Up to $120 in annual Grubhub credits (up to $10 monthly)
- $120 in annual Lyft credits (available as $10 in each month that you take three or more eligible rides)
Check out our full AA Executive Card review for more details.
Earn AAdvantage Miles Without Paying an Annual Fee: American Airlines AAdvantage® MileUp® Card
The American Airlines AAdvantage® MileUp® Card is the entry-level card in the American Airlines AAdvantage family of credit cards. This card is best suited for occasional American Airlines travelers who want to earn miles without committing to an annual fee, but it lacks the travel perks offered by the other cards in this lineup. It also charges a 3% foreign transaction fee, making it a poor choice for international purchases.
- 15,000 AAdvantage® miles after making $500 in purchases within the first 3 months of account opening
- 2X AAdvantage® miles on eligible American Airlines purchases and at grocery stores, including grocery delivery services
- Save 25% on inflight drinks and snacks when you use your card on American Airlines flights
- $0 annual fee
- 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
- 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
- 1 AAdvantage® mile for every $1 spent on other purchases
AA MileUp Card feature benefits
- Earn 2 miles per dollar on American Airlines purchases and at grocery stores (including grocery delivery services)
- 25% savings on in-flight drinks and snacks when you use your card on American Airlines flights
Who's Eligible for the American Airlines AAdvantage Cards?
Citi restricts eligibility for welcome bonuses on its American Airlines AAdvantage credit cards based on whether you’ve received a bonus on the same card in the past 48 months.
If you’ve earned a welcome bonus on a specific card within the last four years, you won’t be eligible to earn that bonus again. For example:
“American Airlines AAdvantage® bonus miles are not available if you have received a new account bonus for a Citi® / AAdvantage® Platinum Select® account in the past 48 months.”
Each card has this same verbiage stating you can't get the bonus again within 48 months on that same card.
However, there is no restriction on applying for any of these cards if you already hold a different American Airlines card. Thus, you can get the AA MileUp Card if you have the AA Executive Card or Citi AAdvantage Business Card, and vice versa.
If you're thinking about reapplying for a card you've had in the past, take a moment to double-check the fine print. You’ll need to confirm that the card is no longer open and that it’s been at least 48 months since you last received a sign-up bonus. If not, you won’t be eligible for the bonus again.
Additionally, there is a general rule for all Citi credit card applications. You can apply for only one personal card every eight days and open a maximum of two cards within a 65-day period. With Citi's business credit cards, you can only apply for one every 95 days.
Related: Understanding Rewards Credit Card Application Rules and Restrictions
Other Credit Cards That Earn American Airlines Miles
If you’re looking for more flexibility, keep in mind that Citi ThankYou® Points now transfer directly to American Airlines AAdvantage!
Cards like the Citi Strata Premier® Card (Rates & Fees) and Citi Strata Elite℠ Card (Rates & Fees) let you to transfer points to AAdvantage at a 1:1 ratio, making them a strong alternative to co-branded cards.
$95Rates & Fees
- 10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com
- 3X – Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases
- 3X – Earn 3 Points per $1 spent on Restaurants
- 3X – Earn 3 Points per $1 spent on Supermarkets
- 3X – Earn 3 Points per $1 spent on Gas and EV Charging Stations
- 1X – Earn 1 Point per $1 spent on All Other Purchases
$595Rates & Fees
- 12X – Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.
- 6X – Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.
- 6X – Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.
- 1.5X – Earn 1.5 Points per $1 spent on All Other Purchases.
Even some no-annual-fee Citi cards — including the Citi Strata℠ Card (Rates & Fees), Citi Double Cash® Card (Rates & Fees), and Citi Custom Cash® Card — also transfer to American Airlines, though at a reduced 1:0.7 ratio.
- 5X – Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel℠ via cititravel.com
- 3X – Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- 3X – Earn 3 ThankYou® Points per $1 spent at Supermarkets
- 3X – Earn 3 ThankYou® Points per $1 spent on Select Transit purchases
- 3X – Earn 3 ThankYou® Points per $1 spent at Gas and EV Charging Stations
- 2X – Earn 2 ThankYou® Points per $1 spent at Restaurants
- 1X – Earn 1 ThankYou® Point per $1 spent on All Other Purchases
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
$0
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent
- 1% cash back thereafter, plus, you'll earn unlimited 1% cash back on all other purchases
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- Eligible spending categories are: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment.
- Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal.
Transferable points can offer more flexibility, especially if you want to redeem your rewards across multiple airline and hotel partners. However, co-branded American Airlines cards come with valuable perks like free checked bags, priority boarding, and lounge access — benefits you won’t generally get with non-co-branded cards.
Related: American Airlines Transfer Partners: Here’s Which Points You Can Convert to AAdvantage Miles
Our Take
American Airlines AAdvantage credit cards make it easy to build your mileage balance while unlocking valuable perks when you fly. If you're an occasional traveler, the AA Platinum Select offers a strong mix of benefits and value. Perks like free checked bags and in-flight discounts can easily offset the annual fee. For more frequent flyers, a higher-tier card might be worth considering, while casual users may prefer a no-annual-fee option.
Whether you're a loyal American Airlines customer or just looking to expand your points and miles strategy, there's a card that fits your travel habits and your budget.
$99, waived for first 12 months
- Earn 2X miles for every $1 spent at restaurants
- Earn 2X miles for every $1 spent at gas stations
- Earn 2X miles for every $1 spent on eligible American Airlines purchases
- Earn 1X mile for every $1 spent on all other purchases
$595
- Earn 10X miles for every $1 spent on eligible hotels booked at aa.com/hotels and eligible rental cars booked through aa.com/cars
- Earn 4X miles for every $1 spent on eligible American Airlines purchases (increased to 5X miles through the end of the calendar year after you pass $150,000 in purchases annually)
- Earn 1X mile for every $1 spent on all other purchases
$99, waived for first 12 months
- Earn 2X miles for every $1 spent on cable and satellite providers
- Earn 2X miles for every $1 spent at gas stations
- Earn 2X miles for every $1 spent on select telecommunications merchants
- Earn 2X miles for every $1 spent on car rentals
- Earn 2X miles for every $1 spent on eligible American Airlines purchases
- Earn 1X mile for every $1 spent on all other purchases
For rates and fees of the cards mentioned in this post, please visit the following links: Citi Strata Premier® Card (Rates & Fees), Citi Strata Elite℠ Card (Rates & Fees), Citi Strata℠ Card (Rates & Fees), and Citi Double Cash® Card (Rates & Fees)
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