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Senitra Horbrook

Freelance Writer

Senitra Horbrook is a travel rewards writer and editor who has visited more than 40 countries. As a frequent solo traveler who opened her first airline credit card more than a decade ago, she now has three dozen credit cards to her name and has used millions of points and miles to travel inexpensively around the world.

In addition to AwardWallet, Senitra has written for The Points Guy, Insider, and Forbes Advisor. Her travel rewards advice has also been quoted in publications such as MarketWatch, Consumer Reports, and Kiplinger. She shares strategies on her Instagram account @pointstravelher to help others earn points and miles through credit card rewards.

Latest Posts
Chase Transfer Partners: A Complete Guide to the Best Way To Redeem Ultimate Rewards
Chase Transfer Partners: A Complete Guide to the Best Way To Redeem Ultimate Rewards
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While you can get decent value by using Ultimate Rewards points directly for travel through the portal, Chase transfer partners unlock even greater savings that can’t be attained with other redemption strategies. In this guide, we'll cover the :chase_partners_total: Ultimate Rewards airline and hotel partners with examples of maximizing your savings for any type of trip.

Ian SnyderSenitra Horbrook
Ian Snyder & Senitra Horbrook

Reviewed by Toni Southam

Marriott Bonvoy® Rewards Program Guide: Everything You Need To Know
Marriott Bonvoy® Rewards Program Guide: Everything You Need To Know
139

Marriott Bonvoy is one of the world's largest and most well-known hotel loyalty programs. Unfortunately, it's also one of the most complicated hotel loyalty programs. In this post, we explain what you need to know about earning and redeeming Bonvoy points, earning elite status (and what benefits come with elite status), the Marriott point expiration policy, buying and transferring points, and more.

Jess FarleySenitra Horbrook
Jess Farley & Senitra Horbrook

Reviewed by Toni Southam

All the Mid-Tier Hotel Elite Statuses, Their Benefits, And How to Earn Them (Even Without Stays)
All the Mid-Tier Hotel Elite Statuses, Their Benefits, And How to Earn Them (Even Without Stays)
3

Mid-tier hotel elite status grants perks like free breakfast, room upgrades, bonus points, and more — making it a sweet spot in many hotel loyalty programs. Best of all, many programs offer shortcuts to getting mid-tier elite status through credit card perks and tie-ins with other loyalty programs. Here are our favorite mid-tier hotel elite statuses and how to get them.

Senitra HorbrookHarrison Pierce
Senitra Horbrook & Harrison Pierce

Reviewed by Allie Johnson

Capital One Venture Rewards Card Review: Quality Benefits and 2X on Every Purchase for a $95 Annual Fee
Capital One Venture Rewards Card Review: Quality Benefits and 2X on Every Purchase for a $95 Annual Fee
1

The Capital One Venture Rewards Credit Card is a great fit for anyone who likes having a super-easy option to redeem rewards at a fair value. This card earns 2X miles on every dollar spent and has two great ways to redeem: Use miles to pay yourself back for any travel purchase, or choose from several Capital One transfer partners to squeeze even more value out of every mile.

Senitra HorbrookGabriela Milton
Senitra Horbrook & Gabriela Milton

Reviewed by JT Genter

Which Credit Cards Offer the Best Baggage Delay Coverage? Here's an Overview of All Your Options.
Which Credit Cards Offer the Best Baggage Delay Coverage? Here's an Overview of All Your Options.
15

If you’ve ever been the last person standing at an empty luggage carousel waiting for your bags, you’ll understand the frustration of your checked bags getting delayed or disappearing. It can mean hours spent filing reports and on the phone chasing up the location of your bag, not to mention the out-of-pocket expense of purchasing essentials like phone chargers, a change of clothes, and toiletries. We've covered the essential policies to check out and the best cards to use for your trips to get built-in coverage.

Ryan SmithSenitra Horbrook
Ryan Smith & Senitra Horbrook

Reviewed by Tyler Glatt

Chase Freedom Rise® Credit Card Review: An Entry-Level Card for Building Credit
Chase Freedom Rise® Credit Card Review: An Entry-Level Card for Building Credit
0

The Chase Freedom Rise® is a good card option if you're looking to build or rebuild credit within the Chase ecosystem. Benefits include 1.5% cash back on every purchase, temporary DashPass membership, purchase and extended warranty protection, and a $25 statement credit when you enroll in automatic payments. Is this the right card for you? Read our full review to learn more.

Ashley OnadeleSenitra Horbrook
Ashley Onadele & Senitra Horbrook

Reviewed by Tyler Glatt

Saving Money With Marriott Bonvoy Cash & Points Stays
Saving Money With Marriott Bonvoy Cash & Points Stays
3

The availability of Cash + Points redemptions varies by hotel, and properties participating in Cash + Points redemptions are not listed anywhere on the Marriott website. Unless you know prior to searching for a reservation that the hotel is offering the "Cash & Points Redemption" on the next page, it's sheer luck if you stumble onto a property searching by location. Here's how the process works and when these bookings make sense.

Senitra HorbrookBrie Bash
Senitra Horbrook & Brie Bash

Reviewed by Ryan Smith