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Senitra Horbrook Latest Posts

Freelance Writer

Senitra Horbrook is a travel rewards writer and editor who has visited more than 40 countries. As a frequent solo traveler who opened her first airline credit card more than a decade ago, she now has three dozen credit cards to her name and has used millions of points and miles to travel inexpensively around the world.

In addition to AwardWallet, Senitra has written for The Points Guy, Insider, and Forbes Advisor. Her travel rewards advice has also been quoted in publications such as MarketWatch, Consumer Reports, and Kiplinger. She shares strategies on her Instagram account @pointstravelher to help others earn points and miles through credit card rewards.

Latest Posts
Which Credit Cards Offer the Best Baggage Delay Coverage? Here’s an Overview of All Your Options.

Which Credit Cards Offer the Best Baggage Delay Coverage? Here’s an Overview of All Your Options.
Ryan SmithSenitra Horbrook
by Ryan Smith and Senitra Horbrook
December 23, 2025
15

If you’ve ever been the last person standing at an empty luggage carousel waiting for your bags, you’ll understand the frustration of your checked bags getting delayed or disappearing. It can mean hours spent filing reports and on the phone chasing up the location of your bag, not to mention the out-of-pocket expense of purchasing essentials like phone chargers, a change of clothes, and toiletries. We've covered the essential policies to check out and the best cards to use for your trips to get built-in coverage.

Best Mid-Tier Hotel Elite Status And How To Get It (Even Without Stays)

Best Mid-Tier Hotel Elite Status And How To Get It (Even Without Stays)
Senitra HorbrookHarrison Pierce
by Senitra Horbrook and Harrison Pierce
December 23, 2025
3

Mid-tier hotel elite status grants perks like free breakfast, room upgrades, bonus points, and more — making it a sweet spot in many hotel loyalty programs. Best of all, many programs offer shortcuts to getting mid-tier elite status through credit card perks and tie-ins with other loyalty programs. Here are our favorite mid-tier hotel elite statuses and how to get them.

Chase Freedom Rise® Credit Card Review: An Entry-Level Card for Building Credit

Chase Freedom Rise® Credit Card Review: An Entry-Level Card for Building Credit
Ashley OnadeleSenitra Horbrook
by Ashley Onadele and Senitra Horbrook
July 12, 2025
0

The Chase Freedom Rise® is a good card option if you're looking to build or rebuild credit within the Chase ecosystem. Benefits include 1.5% cash back on every purchase, temporary DashPass membership, purchase and extended warranty protection, and a $25 statement credit when you enroll in automatic payments. Is this the right card for you? Read our full review to learn more.

Saving Money With Marriott Bonvoy Cash & Points Stays

Saving Money With Marriott Bonvoy Cash & Points Stays
Senitra HorbrookBrie Bash
by Senitra Horbrook and Brie Bash
May 7, 2024
3

The availability of Cash + Points redemptions varies by hotel, and properties participating in Cash + Points redemptions are not listed anywhere on the Marriott website. Unless you know prior to searching for a reservation that the hotel is offering the "Cash & Points Redemption" on the next page, it's sheer luck if you stumble onto a property searching by location. Here's how the process works and when these bookings make sense.

Marriott Bonvoy® Rewards Program Guide: Everything You Need To Know

Marriott Bonvoy® Rewards Program Guide: Everything You Need To Know
Jess FarleySenitra Horbrook
by Jess Farley and Senitra Horbrook
November 25, 2025
139

Marriott Bonvoy is one of the world's largest and most well-known hotel loyalty programs. It's also one of the most complicated hotel loyalty programs around. In this post, we explain what you need to know about earning and redeeming Bonvoy points, earning elite status (and what benefits come with elite status), the Marriott point expiration policy, buying and transferring points, and more.