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Electric vehicles are becoming more mainstream. And if you've ditched your gas-powered car in favor of one that requires a pit stop at the charging station, our post on the best credit cards for gas and fuel will no longer be worth keeping bookmarked. Instead, here are the best and most rewarding credit cards to use for EV charging.
Page Contents
- Overview of the Best Cards for EV Charging Purchases
- Best Credit Cards for EV Charging Purchases
- All Credit Cards Offering a Bonus on EV Charging Purchases
- Alaska Airlines Visa Signature® credit card
- Alaska Airlines Visa® Business card
- Bank of America® Customized Cash Rewards credit card
- Costco Anywhere Visa® Card by Citi
- Citi Strata Premier℠ Card
- PenFed Platinum Rewards Visa Signature® Card
- U.S. Bank Altitude® Connect Visa Signature® Card
- U.S. Bank Altitude® Go Visa Signature® Card
- Wells Fargo Autograph® Card
- Final Thoughts
Overview of the Best Cards for EV Charging Purchases
Before diving into each card's specifics, here's a snapshot of the best cards for paying for electric vehicle charging. In the table below, you'll find the card's annual fee, current welcome bonus, and the earning category for EV charging — in alphabetical order:
| Card Name | Annual Fee | Welcome Offer | EV Charging Earning Category |
|---|---|---|---|
| Alaska Airlines Visa Signature® credit card | $95 | Earn 60,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account. Additionally, receive a 30% flight discount code for a qualifying future flight after opening your new account. | 2X Mileage Plan miles per $1 spent at EV charging stations. |
| Alaska Airlines Visa® Business card | $70 for the company and $25 per card | Get 60,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account. | 2X Mileage Plan miles per $1 spent at EV charging stations. |
| Bank of America® Customized Cash Rewards credit card | $0 | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. | 3% cash back in the category of your choice (choose from gas and EV charging station, online shopping/cable/streaming/internet/phone plan, dining, travel, drug store/pharmacy, or home improvement/furnishings purchases). |
| Costco Anywhere Visa® Card by Citi | $0 | N/A | 4% cash back on eligible gas purchases (including EV charging). |
| Citi Strata Premier℠ Card | $95 | Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. | 3X points per $1 spent at EV charging stations. |
| PenFed Platinum Rewards Visa Signature® Card | $0 | Get 15,000 Bonus Points when you spend $1,500 in first 90 days. | 5X points per $1 spent at EV charging stations. |
| U.S. Bank Altitude® Connect Visa Signature® Card | $0 | Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards travel, gift cards, cash back, merchandise and more. | 4X points per $1 spent at EV charging stations (on up to $1,000 spent per quarter). |
| U.S. Bank Altitude® Go Visa Signature® Card | $0 | Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. | 2X points per $1 spent at EV charging stations. |
| Wells Fargo Autograph® Card (Rates & Fees) | $0 | Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. | 3X points per $1 spent at EV charging stations. |
Best Credit Cards for EV Charging Purchases
Our recommendation for the best credit card for EV charging purchases depends on what type of rewards you're seeking:
- Airline miles: Alaska Airlines Visa Signature® credit card ($95 annual fee)
- Cash back: Costco Anywhere Visa® Card by Citi ($0 annual fee)
- Transferrable points: Citi Strata Premier℠ Card ($95 annual fee)
- Travel rewards: PenFed Platinum Rewards Visa Signature® Card ($0 annual fee)
Keep reading for a full breakdown of each card.
All Credit Cards Offering a Bonus on EV Charging Purchases
In total, we found nine credit cards that offer bonus points, miles, or cashback for electric vehicle charging. You can earn up to 5X points per dollar spent or as much as 4% cash back by paying for your charge with one of these cards. Best of all, each product in this list features a $95 annual fee or less!
Alaska Airlines Visa Signature® credit card
The Alaska Airlines Visa Signature® credit card is one of two options on our list of the top cards for EV charging that earn valuable Mileage Plan miles. There are several great ways to redeem Mileage Plan miles, which should encourage you to take advantage of a valuable welcome offer and use the Alaska Visa Card to pay for your charge.
- Welcome Offer: Earn 60,000 bonus miles + Alaska's Famous Companion Fare™ (from $122) after spending $3,000 or more in purchases within the first 90 days of opening your account.
- Earning Categories: Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 mile per $1 spent on all other purchases. And, your miles don't expire on active accounts.
- Annual Fee: $95
- LIMITED TIME ONLINE OFFER-60,000 Bonus Miles + a 30% Flight Discount Code!
- Receive a 30% flight discount code for a qualifying future flight after opening your new account. Additionally, earn 60,000 bonus miles plus Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after making $3,000 or more in purchases within the first 90 days of opening your account.
- Get Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines flights booked on alaskaair.com.
- Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases. Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 mile per $1 spent on all other purchases. And, your miles don't expire on active accounts.
- Earn a 10% rewards bonus on all miles earned from card purchases if you have an eligible Bank of America® account.
- Free checked bag and enjoy priority boarding for you and up to 6 guests on the same reservation, when you pay for your flight with your card - Also available for authorized users when they book a reservation too!
- With oneworld® Alliance member airlines and Alaska's Global Partners, Alaska has expanded their global reach to over 1,000 destinations worldwide bringing more airline partners and more ways to earn and redeem miles.
- Plus, no foreign transaction fees and a low $95 annual fee.
- This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
- Earn unlimited 3 miles for every $1 spent on eligible Alaska Airlines purchases
- Earn unlimited 2 miles for every $1 spent on eligible gas, EV charging stations, cable, streaming services and local transit (including ride share) purchases
- Earn unlimited 1 mile for every $1 spent on all other eligible purchases
Related: Alaska Airlines Visa Signature® credit card Full Review
Alaska Airlines Visa® Business card
The Alaska Airlines Visa® Business card is a lot like the personal Alaska Visa Card. With the Alaska Business Card, you'll also earn valuable Mileage Plan miles and enjoy a similar earning structure. However, this product is optimized for your small business spending.
If you liked the Alaska Visa Card, the Alaska Business Card is worth a look, too — both for its welcome offer and to use at the EV charging station.
- Welcome Offer: Earn 60,000 bonus miles plus Alaska's Famous Companion Fare™ from $122 ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.
- Earning Categories: Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases and 1 mile for every $1 spent on all other purchases.
- Annual Fee: $70 for the company and $25 per card
- Get 60,000 bonus miles and Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 days of opening your account.
- Earn another Alaska's Famous Companion Fare™ ($99 fare plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year.
- Free checked bag for any cardholder and up to 6 guests on the same reservation, when you pay for your flight with your card - that's a savings of $70 per person roundtrip!
- Priority Boarding for any cardholder when paying for the flight with an Alaska Airlines Business card.
- Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases, 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases and 1 mile for every $1 spent on all other purchases.
- Earn a 10% rewards bonus on all miles earned from card purchases if your company has an eligible Bank of America® small business account.
- Enjoy 20% back on Alaska Airlines inflight purchases when you pay with your new card.
- Get $100 off an annual Alaska Lounge+ Membership purchased with your Alaska Airlines Business card.
- Plus, no international transaction fees and a low annual fee of $70 for the company and $25 per card.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
- Earn 3 miles for every $1 spent on eligible Alaska Airlines purchases
- Earn 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases
- Earn 1 mile for every $1 spent on all other eligible purchases
Related: Alaska Airlines Visa® Business card Full Review
Bank of America® Customized Cash Rewards credit card
The Bank of America® Customized Cash Rewards credit card is a nifty $0 annual fee product that gives you a choice in how you want to be rewarded. If you're a frequent visitor to the EV charging station, there's extra value in electing “gas and EV charging stations” as the “category of your choice;” you'll earn 3% cash back.
- Welcome Offer: Get a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earning Categories: 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases. If you're a Preferred Rewards member, you can earn 25%–75% more cash back on every purchase.
- Annual Fee: $0
- 3% cash back in the category of your choice: gas and EV charging stations, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy purchase, or home improvement/furnishing purchases*
- 2% cash back at grocery stores and wholesale clubs*
- 1% cash back on all other purchases
Related: Bank of America® Customized Cash Rewards credit card Full Review
Costco Anywhere Visa® Card by Citi
Costco lovers rejoice! The Costco Anywhere Visa® Card by Citi is one of the top credit cards for EV charging. Assuming you have a Costco membership, the $0 annual fee Citi Costco Visa will reward you with 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter..
- Welcome Offer: None.
- Earning Categories: Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com. 1% cash back on all other purchases..
- Annual Fee: $0
Related: Costco Anywhere Visa® Card by Citi Full Review
Citi Strata Premier℠ Card
EV drivers will find extra value in the recently revamped Citi Strata Premier℠ Card. Alongside several other valuable earning categories, the Citi Strata Premier offers 3X Citi ThankYou® Points at gas and EV charging stations. That's a big deal if you value transferable rewards.
- Welcome Offer: Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.
- Earning Categories: 10X points per $1 on hotels, car rentals, and attractions booked through CitiTravel.com; 3X points per $1 spent on airfare and other hotels; and 3X points at gas stations, EV charging stations, restaurants, and supermarkets.
- Annual Fee: $95
- 3X points per $1 on airfare and hotels and at gas stations, restaurants, and supermarkets
- Annual Hotel Benefit: Save $100 off a single hotel stay of $500 or more (excluding taxes and fees) when you book through CitiTravel.com
- No foreign transaction fees
- $95 annual fee
- 10X points per $1 on hotels, car rentals, and attractions booked through CitiTravel.com
- 3X points per $1 spent on airfare, and other hotel purchases
- 3X points per $1 spent at gas and EV charging stations
- 3X points per $1 spent on dining at restaurants, including cafes, bars and lounges
- 3X points per $1 spent at supermarkets
- 1X points per $1 spent on all other purchases
Related: The Refreshed Citi Strata Premier℠ Card Card
PenFed Platinum Rewards Visa Signature® Card
The PenFed Platinum Rewards Visa Signature® Card is a formidable $0 annual fee credit card. If you've never heard of it, now is a great time to familiarize yourself with this exceptional product. And yes, it offers bonus rewards for EV charging purchases; you'll earn 5X points per $1 spent!
- Welcome Offer: Earn 15,000 Bonus Points when you spend $1,500 in first 90 days.
- Earning Categories: 5X points per $1 spent at gas and EV charging stations, 3X at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services, and 1X on all other purchases.
- Annual Fee: $0
U.S. Bank Altitude® Connect Visa Signature® Card
U.S. Bank has a bevy of quality credit cards that frequently fly under the radar. The U.S. Bank Altitude® Connect Visa Signature® Card is one of them. With this card in your wallet, you'll earn a healthy amount of points on your everyday spending, including 4X points per dollar spent at the EV charging station on up to $1,000 in purchases each quarter.
- Welcome Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
- Earning Categories: 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center, 4X points on travel, 4X points on gas stations, and EV charging stations (on up to $1,000 spent per quarter), 2X points on streaming services, plus 2X points at grocery stores, grocery delivery, and dining.
- Annual Fee: $0
- 5X points on prepaid hotels and rental cars booked through the Altitude Rewards Center
- 4X points on other travel, including airlines, hotels, rental cars, cruises, taxis, trains, and limousines.
- 4X points at gas stations and on electric vehicle charging (on up to $1,000 in spending each quarter)
- 2X points at grocery stores, grocery delivery, dining, and streaming services
- 1 point on all other eligible purchases
Related: U.S. Bank Altitude® Connect Visa Signature® Card Full Review
U.S. Bank Altitude® Go Visa Signature® Card
Another option for bonus points at the EV charging courtesy of U.S. Bank comes via the U.S. Bank Altitude® Go Visa Signature® Card. This $0 annual fee credit card awards 2X points per dollar spent at the EV charging station. And that's just one of its many bonus categories.
- Welcome Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening
- Earning Categories: 4X points on dining, takeout, and restaurant delivery (on up to $2,000 spent each quarter); 2X points on streaming services, 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations; and 1X point on all other eligible purchases.
- Annual Fee: $0
- 4X points on takeout, food delivery and dining (on up to $2,000 spent each quarter)
- 2X points at grocery stores, grocery delivery, gas stations, EV charging stations, and on streaming services
- 1 point on all other eligible purchases
Related: U.S. Bank Altitude® Go Visa Signature® Card Full Review
Wells Fargo Autograph® Card
The Wells Fargo Autograph® Card (Rates & Fees) is an increasingly popular $0 annual fee card to carry in your wallet. You'll earn Wells Fargo Rewards in several bonus categories, including EV charging. For every dollar you spend on recharging your car, you'll charge your points balance at a rate of 3X.
- Welcome Offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earning Categories: 3x on travel (including airfare, hotels, and more), transit (parking, subways, tolls, and more), dining (including delivery websites), streaming services, gas (including EV charging stations), and phone plans.
- Annual Fee: $0
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 19.24%, 24.24%, or 29.24% Variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- 3x on travel – including airfare, hotels, car rentals, timeshares, cruises, and more
- 3x on transit – including parking, tolls, subways, ride shares, railways, ferries, and more
- 3x on dining – including dining in, take-out, catering, delivery and more
- 3x on gas – including gas stations and electric vehicle charging stations
- 3x on phone plans – including landline providers and cell phones
- 3x on streaming services
- 1x on other purchases
Related: Wells Fargo Autograph® Card Full Review
Final Thoughts
Electric vehicle charging is a credit card bonus category we're seeing increasingly as EVs continue hitting the road. And if you've got one in your garage, consider picking up one of the best cards for EV charging we've covered in this list. You'll earn a fantastic amount of cash back or bonus points for every dollar you spend at the charging station.
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