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For years, Wells Fargo Rewards wasn't a program that got much attention from the points and miles circle. But with a newly expanded lineup of transfer partners and redemption options, the program has become much more valuable these days.
But like any rewards program, not all redemptions offer the same value. Here's how to maximize your Wells Fargo Rewards points and avoid leaving value on the table.
Transfer Points to Travel Partners
Transferring points to travel partners is generally the best way to maximize Wells Fargo Rewards. While the program's transfer partner roster is still smaller than the competition (like Chase Ultimate Rewards and Amex Membership Rewards), it includes several valuable airline programs and two standout hotel partners.
The table below shows the average value AwardWallet users have received when redeeming Wells Fargo Rewards points through the program's transfer partners.
| Transfer Partner | AwardWallet Users Typically Redeem 1 Mile/Point For: |
|---|---|
| Aer Lingus AerClub | 2.87¢ |
| Air France/KLM Flying Blue | 2.17¢ |
| Avianca Lifemiles | 2.81¢ |
| British Airways Executive Club | 2.55¢ |
| Iberia Plus | 2.87¢ |
| JetBlue Airways | 1.24¢ |
| Cathay Pacific Asia Miles | 2.82¢ |
| Virgin Red (Including Virgin Atlantic Flying Club) | 3.49¢ |
| Choice Privileges | 1.23¢ |
| Wyndham Rewards | 1.32¢ |
If you're looking to stretch your Wells Fargo Rewards points, these transfer partners are a great place to start.
Best Wells Fargo Airline Transfer Partners
Wells Fargo's airline partners cover all three major airline alliances, so you have access to thousands of destinations worldwide. While several partners offer good value, a few stand out for their flexibility and redemption opportunities.
Avios airlines
British Airways, Aer Lingus, and Iberia all use the Avios currency. That may not sound exciting on it's own, but you can transfer between the three (plus Qatar Airways and Finnair) Avios airlines for free, giving you additional flexibility when searching for award flights.
One decent redemption is flights to Hawaii. You can transfer 22,000 Wells Fargo Rewards points to British Airways Club and book a one-way economy flight from Los Angeles (LAX) to Honolulu (HNL).
Avianca LifeMiles
As a member of the Star Alliance, Avianca LifeMiles can be redeemed for flights on partners like United, Lufthansa, and ANA. While some of the program's best partner sweet spots have disappeared over the years, LifeMiles still offers solid value on Avianca-operated flights.
For example, you can fly nonstop from Los Angeles (LAX) to San Salvador (SAL) for as little as 10,980 Avianca LifeMiles — an excellent redemption for flights to Central America.
Air France-KLM Flying Blue
Wells Fargo also partners with Air France-KLM Flying Blue. Both airlines belong to the SkyTeam alliance. Flying Blue has incredible sweet spots and amazing monthly Promo Rewards for cheap flights to Europe.
You can also use Flying Blue miles to book flights on Delta — often for better value than you'll find with Delta SkyMiles. Looking at the images below, you'll see a one-way flight from Salt Lake City (SLC) to Detroit (DTW) on February 15, 2027, priced at 15,500 Flying Blue miles. The exact same Delta flight costs a whopping 39,000 SkyMiles.
JetBlue TrueBlue
JetBlue TrueBlue joined as a transfer partner in October 2025. The airline has several partners, including Icelandair and Etihad, expanding its reach beyond its domestic footprint.
For short-haul redemptions, basic economy fares to the Caribbean can go for under 5,000 points.
On the premium end, Mint business class to Europe runs around 150,000 points for transatlantic lie-flat travel.
Cathay Pacific
Cathay Pacific Asia Miles arrived in April 2026 as Wells Fargo's first transfer partner serving Asia. The 1:1 transfer ratio can help you access Cathay's outstanding premium cabins.
If you're planning a bucket-list trip, Asia Miles lets you redeem your points for an itinerary with multiple stops on Oneworld airlines. This round-the-world ticket makes it possible to visit several destinations on a single award ticket.
However, Cathay has devalued Asia Miles multiple times in recent years, so make sure to check the current award chart before committing.
Best Wells Fargo Hotel Transfer Partners
Wells Fargo offers a short but powerful list of hotel transfer partners:
Here are the best uses of each
Choice Privileges
Choice Privileges is one of Wells Fargo's most valuable transfer partners thanks to its 1:2 transfer ratio. That's especially true ever since Citi lowered its transfer ratio to 1:1.5.
Choice has a huge footprint across the U.S., with some great redemption options. But its points often provide even better value internationally, especially in expensive destinations like Tokyo.
Wyndham Rewards
Wyndham Rewards also joined the transfer lineup in April 2026 at the same 1:2 ratio as Choice Privileges. Chase, Capital One, Citi, and Bilt all transfer to Wyndham at 1:1 or worse, so Wells Fargo wins here, too.
Award nights start at 7,500 Wyndham points, which means you could cover a basic free night for as few as 3,750 Wells Fargo points, or only 15,000 Wells Fargo Rewards points for Wyndham's top properties.
That's getting even better once Wyndham drops award pricing to as low as 5,000 points in mid-September.
Wyndham's portfolio spans more than 8,300 properties across 25 brands, from budget-friendly La Quinta and Super 8 to upscale Wyndham Grand and Registry Collection Hotels.
Other Ways To Redeem Your Wells Fargo Rewards Points
Outside of transferring to partners, Wells Fargo provides many different redemption options, such as:
- Statement credits: Redeem points to offset eligible purchases or receive a statement credit on your Wells Fargo credit card.
- Cash back: Redeem rewards as a direct deposit into an eligible Wells Fargo checking or savings account or receive a paper check.
- Travel: Book flights, hotels, rental cars, and other travel through the Wells Fargo travel portal.
- Gift cards: Redeem points for gift cards from a variety of retailers and restaurants.
- Merchandise: Use your rewards to shop for merchandise or pay with rewards at participating online merchants.
- ATM withdrawals: Redeem rewards for cash at eligible Wells Fargo ATMs using a Wells Fargo debit or ATM card.
- Charitable donations: Donate your rewards to participating charitable organizations.
If you aren't transferring your points to travel partners, cash back and statement credits are probably your next best options. Merchandise redemptions will most likely offer poor value. Gift cards usually provide around the same value as cash back (although sometimes Wells Fargo discounts them), but you'll get less flexibility.
Earning Wells Fargo Rewards Points
Wells Fargo Rewards points can be earned with several Wells Fargo credit cards. While some cards earn transferable points directly, others earn cash rewards that can be converted into transferable points when paired with an eligible Autograph-branded card.
These options currently include:
- Wells Fargo Autograph – Earn transferable Wells Fargo Rewards points with bonus categories on travel, dining, gas stations, and more.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.49%, 24.49%, or 28.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don't expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Earn unlimited 2% cash rewards on purchases
- Autograph Journey – Wells Fargo's premium travel card, offering elevated rewards on hotels, airlines, restaurants, and other travel purchases.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49%, or 28.49% Variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- 3x on travel – including airfare, hotels, car rentals, timeshares, cruises, and more
- 3x on transit – including parking, tolls, subways, ride shares, railways, ferries, and more
- 3x on dining – including dining in, take-out, catering, delivery and more
- 3x at gas stations – including gas stations and electric vehicle charging stations
- 3x on phone plans – including landline providers and cell phones
- 3x on streaming services
- 1x on other purchases
- Active Cash Card – Earn unlimited cash rewards that can be converted into transferable Wells Fargo Rewards points when paired with an eligible Autograph card.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months - that's $600 toward your next trip.
- Earn unlimited 5X points with hotels, 4X points with airlines, 3X points on restaurants and other travel, and 1X points on other purchases.
- $95 annual fee.
- Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
- Earn a $50 annual statement credit with $50 minimum airline purchase.
- Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- 5X points per $1 spent with hotels
- 4X points per $1 spent with airlines
- 3X points per $1 spent on other travel and restaurants
- 1X points per $1 spent on other purchases
- Wells Fargo Attune Card – Earn elevated cash rewards in select everyday spending categories, with rewards also eligible for conversion to transferable points when paired with an eligible Autograph card.
- 4% cash rewards on self-care purchases (including beauty and barber shops, gym memberships and fitness studios, health and beauty spas, and massage parlors)
- 4% cash rewards on sports, recreation, and entertainment purchases
- 4% cash rewards on planet-friendly purchases (including EV charging stations, riding public transportation, and purchasing select second hand and vintage)
For more details, including welcome offers, benefits, and current earning rates, check out our individual card reviews below.
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Related: Our Favorite Benefits on Credit Cards With No Annual Fee
Final Thoughts
Wells Fargo Rewards still isn't the biggest transferable points program, but it's sure come a long way. If you're willing to transfer your points instead of cashing them out, there are loads of opportunities to get excellent value.
