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Offers for the Savor Rewards from Capital One, Wells Fargo Propel American Express® card and Wells Fargo Attune℠ Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
The Savor Rewards from Capital One was launched in 2017 as a $95 annual fee card with great rewards for categories cardmembers spend money on, including 3% back on dining and groceries. The bank enhanced the Capital One Savor card's benefits in 2021, adding bonus categories for streaming and entertainment and increasing the rewards for dining and groceries to an industry-leading 4%.
Unfortunately, Capital One has now closed the card to new applications, leaving a gap for potential cardholders who were looking for a simplistic card that rewards on food and entertainment categories. Let's dig into what options are still available from Capital One and the competition.
What Happens To Current Capital One Savor Cardholders?
While Capital One has closed the card to new applicants, current cardholders of the Capital One Savor can continue to hold the product for the foreseeable future. The future may see a forced product change for those cardholders — similar to what happened to me when my Wells Fargo Propel American Express® card (closed to new applicants) was switched to the Wells Fargo Active Cash® Card (Rates & Fees) last year.
In the meantime, Capital One Savor cardholders will continue to earn rewards as they have been: 4% cash back on dining, entertainment, and popular streaming services; 3% at grocery stores; and 1% on all other purchases.
Best Capital One Savor Card Alternatives
While no cards quite match the Capital One Savor‘s balance of earning rates and reasonable annual fee (perhaps the reason the card was pulled), customers have solid alternatives that mirror Capital One Savor‘s cashback categories for a low fee.
Entertainment
For those looking to maximize rewards on entertainment, the Capital One Savor Card's sibling Capital One Savor Cash Rewards Credit Card offers 3% cash back on all entertainment. Even better, you'll earn 8% cash back on purchases made via the Capital One Entertainment ticketing platform. Best of all, this card charges $0 annual fee, meaning you can rack up cash back without a fee eating into your earnings.
- $200 Cash Back after you spend $500 on purchases within 3 months from account opening
- 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®)
- 1% on all other purchases
- No foreign transaction fees
- $0 annual fee
- 8% cash back on purchases made via the Capital One Entertainment ticketing platform
- 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply)
- 3% cash back on dining and entertainment
- 3% at grocery stores (excluding superstores like Walmart® and Target®)
- 3% on popular streaming services
- 1% on all other purchases
Other options could include the Citi Custom Cash® Card, which also charges $0 annual fee. This card rewards cardmembers 5% cash back in your top eligible spend category each billing cycle, up to the first $500 spent (1% cash back thereafter), and “live entertainment” is one of the many categories eligible for the 5% earning rate.
- Sign-up bonus of $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening, issued as 20,000 ThankYou® Points
- 5% cash back in your top eligible spend category on up to $500 of purchses each billing cycle
- No rotating bonus categories to sign up for--the top earning category adjusts automatically each month to the eligible category in which you spend the most.
- Excellent intro APR offer on purchases and balance transfers
- No annual fee
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent
- 1% cash back thereafter, plus, you'll earn unlimited 1% cash back on all other purchases
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2025.
- Eligible spending categories are: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment.
Wells Fargo's recently launched Wells Fargo Attune℠ Card offers 4% cash rewards on sports, recreation, and entertainment purchases, all for $0 annual fee.
Related: The Best Credit Cards for Streaming Services
Groceries
For the best credit cards for groceries, it's easy to look to the Capital One Savor Cash again, as it earns 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
However, my favorite option for big grocery spenders is the Blue Cash Preferred® Card from American Express, which offers a whopping 6% at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout..
- Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
- $0 intro annual fee for the first year, then $95.
- Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments with a fixed fee. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
- Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 20.24% - 29.24%.
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
- 6% Cash Back on select U.S. streaming subscriptions.
- 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
- 1% Cash Back on other purchases.
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
- $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred® Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 6% Cash Back on select U.S. streaming subscriptions
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
- 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
- 3% Cash Back at U.S. gas stations
- 1% Cash Back on other purchases
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
For a card that earns transferrable currencies, the American Express® Gold Card offers 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 in purchases per calendar year, then 1X). Just note that the card does carry a hefty $325 annual fee (Rates & Fees).
- Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
- Rates & Fees
- 4X Membership Rewards® Points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
- 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
- 2X Membership Rewards® points on prepaid hotels and other eligible travel booked on amextravel.com
- 1X on other eligible purchases
Dining
For the best credit cards for dining, the top no-annual-fee option is the Capital One Savor Cash as it offers 3% cash back for dining out.
But if you want to really supercharge your earnings, the American Express® Gold Card is a top option: Earn 4X points at restaurants worldwide (on up to $50,000 per year, then 1X).
For a Goldilocks balance of annual fees and earning rates, consider the Chase Sapphire Preferred® Card, which offers 3X points on dining at restaurants worldwide for a $95 annual fee.
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
- Rates & Fees
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
Steaming entertainment
Finally, for those looking to maximize streaming rewards, consider Amex Platinum — which offers a Digital Entertainment Credit of up to $20 per month for popular services like Disney+, Hulu, Peacock, and ESPN+.
For direct rewards on streaming spend, the Blue Cash Preferred® Card from American Express once again enters the chat as it earns 6% cash back on select U.S. streaming subscriptions.
Bottom Line
While it's a bummer that the Capital One Savor is closed to new applicants, there are plenty of alternatives to replace the Savor Card's spending categories. Overall, the best choice would be to select Capital One Savor Cash, given its $0 annual fee and solid earning rates.
However, big dining and streaming entertainment spenders shouldn't overlook the Blue Cash Preferred‘s 6% cash back on select U.S. streaming subscriptions, plus 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Alternatively, if you can utilize the card's monthly credits, the Amex Gold becomes a no-brainer with 4X points at at restaurants worldwide (on up to $50,000 per year, then 1X), 4X at U.S. supermarkets (on up to $25,000 per year, then 1X), 3X points on flights booked directly with airlines or on AmexTravel.com, and 2X points on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Whatever your choice, make sure that any annual fees you might pay to access high rewards for spending in these categories make sense, as there are great alternatives in this post that don't require an annual fee each year.
For rates and fees of the cards mentioned in this post, please visit the following links: Blue Cash Preferred® Card from American Express (Rates & Fees), American Express® Gold Card (Rates & Fees), and Chase Sapphire Preferred® Card (Rates & Fees)
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