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Offers for the Citi Custom Cash® Card, Savor Rewards from Capital One, Wells Fargo Propel American Express® card and Wells Fargo Attune℠ Card are not available through this site. Some offers may have expired. Please see our card marketplace for available offers
The Savor Rewards from Capital One was launched in 2017 as a $95 annual fee card with great rewards for categories cardmembers spend money on, including 3% back on dining and groceries. The bank enhanced the Capital One Savor card's benefits in 2021, adding bonus categories for streaming and entertainment and increasing the rewards for dining and groceries to an industry-leading 4%.
Unfortunately, Capital One has now closed the card to new applications, leaving a gap for potential cardholders who were looking for a simplistic card that rewards on food and entertainment categories. Let's dig into what options are still available from Capital One and the competition.
What Happens To Current Capital One Savor Cardholders?
While Capital One has closed the card to new applicants, current cardholders of the Capital One Savor can continue to hold the product for the foreseeable future. The future may see a forced product change for those cardholders — similar to what happened to me when my Wells Fargo Propel American Express® card (closed to new applicants) was switched to the Wells Fargo Active Cash® Card (Rates & Fees) last year.
In the meantime, Capital One Savor cardholders will continue to earn rewards as they have been: 4% cash back on dining, entertainment, and popular streaming services; 3% at grocery stores; and 1% on all other purchases.
Best Capital One Savor Card Alternatives
While no cards quite match the Capital One Savor‘s balance of earning rates and reasonable annual fee (perhaps the reason the card was pulled), customers have solid alternatives that mirror Capital One Savor‘s cashback categories for a low fee.
Entertainment
For those looking to maximize rewards on entertainment, the Capital One Savor Card's sibling Capital One Savor Cash Rewards Credit Card offers 3% cash back on all entertainment. Even better, you'll earn 8% cash back on purchases made via the Capital One Entertainment ticketing platform. Best of all, this card charges $0 annual fee, meaning you can rack up cash back without a fee eating into your earnings.
- Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening
- 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart® and Target®)
- 1% on all other purchases
- No foreign transaction fees
- $0 annual fee
- 8% cash back on purchases made via the Capital One Entertainment ticketing platform
- 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 3% cash back on dining and entertainment
- 3% at grocery stores (excluding superstores like Walmart® and Target®)
- 3% on popular streaming services
- 1% on all other purchases
Other options could include the Citi Custom Cash® Card, which also charges $0 annual fee. This card rewards cardmembers 5% cash back in your top eligible spend category each billing cycle, up to the first $500 spent (1% cash back thereafter), and “live entertainment” is one of the many categories eligible for the 5% earning rate.
- Sign-up bonus of $200 in cash back after you spend $1,500 on purchases in the first 6 months of account opening, issued as 20,000 ThankYou® Points
- 5% cash back in your top eligible spend category on up to $500 of purchses each billing cycle
- No rotating bonus categories to sign up for--the top earning category adjusts automatically each month to the eligible category in which you spend the most.
- Excellent intro APR offer on purchases and balance transfers
- No annual fee
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent
- 1% cash back thereafter, plus, you'll earn unlimited 1% cash back on all other purchases
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- Eligible spending categories are: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment.
- Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal.
Wells Fargo's recently launched Wells Fargo Attune℠ Card offers 4% cash rewards on sports, recreation, and entertainment purchases, all for $0 annual fee.
Related: The Best Credit Cards for Streaming Services
Groceries
For the best credit cards for groceries, it's easy to look to the Capital One Savor Cash again, as it earns 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services.
However, my favorite option for big grocery spenders is the Blue Cash Preferred® Card from American Express, which offers a whopping Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%).
(Terms apply)
- Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- $0 intro annual fee for the first year, then $95.
- Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Plan It®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don't have the pressure of paying all at once. Simply select the purchase in your online account or the American Express® App to see your plan options. Plus, you'll still earn rewards on purchases the way you usually do.
- Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
- 6% Cash Back on select U.S. streaming subscriptions
- 6% Cash Back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%)
- 3% Cash Back on eligible transit purchases including taxis/rideshare, parking, tolls, trains, buses and more
- 3% Cash Back on eligible purchases at U.S. gas stations
- 1% Cash Back on other eligible purchases
- Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
For a card that earns transferrable currencies, the American Express® Gold Card offers 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 in purchases per calendar year, then 1X). Just note that the card does carry a hefty $325 annual fee (Rates & Fees).
(Terms apply)
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
- Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
- Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You'll know upfront exactly how much you'll pay.
- Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That's up to $50 in statement credits semi-annually. Enrollment required.
- $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
- $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
- New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
- Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
- Book your travel through the Amex Travel App with added peace of mind - backed by American Express® service and support. Only for American Express® Card Members.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
- 4X Membership Rewards® points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
- 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
- 5X Membership Rewards® points on prepaid hotels booked on amextravel.com
- 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
- 2X Membership Rewards® points on prepaid car rentals booked through amextravel.com
- 2X Membership Rewards® points on cruises booked and paid through amextravel.com
- 1X on other eligible purchases
Dining
For the best credit cards for dining, the top no-annual-fee option is the Capital One Savor Cash as it offers 3% cash back for dining out.
But if you want to really supercharge your earnings, the American Express® Gold Card is a top option: Earn 4X points at restaurants worldwide (on up to $50,000 per year, then 1X).
For a Goldilocks balance of annual fees and earning rates, consider the Chase Sapphire Preferred® Card, which offers 3X points on dining at restaurants worldwide for a $95 annual fee.
- Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
Steaming entertainment
Finally, for those looking to maximize streaming rewards, consider the American Express Platinum Card® — which offers a Digital Entertainment Credit of up to $25 per month for popular services like Disney+, Hulu, Peacock, and ESPN+.
For direct rewards on streaming spend, the Blue Cash Preferred® Card from American Express once again enters the chat as it earns 6% cash back on select U.S. streaming subscriptions.
Bottom Line
While it's a bummer that the Capital One Savor is closed to new applicants, there are plenty of alternatives to replace the Savor Card's spending categories. Overall, the best choice would be to select Capital One Savor Cash, given its $0 annual fee and solid earning rates.
However, big dining and streaming entertainment spenders shouldn't overlook the Blue Cash Preferred‘s 6% cash back on select U.S. streaming subscriptions, plus 6% at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%). Alternatively, if you can utilize the card's monthly credits, the Amex Gold becomes a no-brainer with 4X points at restaurants worldwide (on up to $50,000 per year, then 1X), 4X at U.S. supermarkets (on up to $25,000 per year, then 1X), 3X points on flights booked directly with airlines or on AmexTravel.com, 5X points on prepaid hotels booked on AmexTravel.com, and 2X points on prepaid car rentals or cruises booked and paid through AmexTravel.com.
Whatever your choice, make sure that any annual fees you might pay to access high rewards for spending in these categories make sense, as there are great alternatives in this post that don't require an annual fee each year.
For rates and fees of the cards mentioned in this post, please visit the following links: Blue Cash Preferred® Card from American Express (Rates & Fees), American Express® Gold Card (Rates & Fees), and Chase Sapphire Preferred® Card (Rates & Fees)
