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Cardless is a lesser-known credit card issuer known for its slate of secondary airline co-branded cards. The card issuer recently lifted its rule limiting cardholders to just one Cardless credit card at a time. Let's take a look at the news.
You Can Now Hold More Than One Cardless Credit Card
Until this month, Cardless had one of the business's most restrictive card application rules. Customers were restricted to holding one Cardless card. Travel on Points recently noticed the change in terms and conditions and confirmed that the rule is no longer. Instead, Cardless has placed more reasonable restrictions on potential cardholders. They include:
- Each application must be submitted 60 days after your most recent Cardless card approval.
- Each application must be submitted 45 days after a recent Cardless card decline.
- Only one Cardless card per brand.
- You cannot already have the same card.
- Credit: Cardless
Now the question is: How many cards you can have? With several co-brands having more than one card product issued through Cardless, there is a strict one-card-per-brand rule in place.
What Cardless credit cards are available?
Cardless issues several co-branded travel credit cards. They include:
- Avianca LifeMiles American Express® Elite Card
- Avianca LifeMiles American Express® Card
- Qatar Airways Privilege Club Visa Infinite Credit Card
- Qatar Airways Privilege Club Visa Signature Credit Card
- TAP Miles&Go American Express® Credit Card
- LATAM Airlines World Elite Mastercard
- LATAM Airlines Mastercard
Avianca LifeMiles are some of the most useful miles for booking Star Alliance awards. And Qatar Airways' mileage currency is Avios, which can be transferred to any other Avios-earning airline, like British Airways. Finally, TAP offers reasonable award fares on its own flights, though it's not the strongest loyalty program out there.
Cardless co-branded cards can come in handy when you're trying to add additional miles to your award balance or can transfer even more miles from another transferrable currency.
With that said, each of these mileage currencies can easily be generated through transferring points from flexible point programs. For example, Avianca is a transfer partner of several card issuers:
We already mentioned how you can transfer Avios between Qatar, British Airways, Iberia, Finnair, and Aer Lingus, but you can also transfer points to Qatar from several other credit card issuers:
Finally, TAP Portugal works with:
An additional co-branded credit card option through Cardless can get you closer to your next award flight. Or, it might offer the opportunity to redeem for a premium-cabin award rather than economy.
Our Take
It's great news that points and miles collectors are no longer limited to just one Cardless credit card at a time. Plus, the newly issued rules are in line with how other credit card issuers treat “family restrictions” on credit cards. The Cardless lineup is still limited compared to the competition. Maybe this rule change indicates future expanded card options at Cardless.
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