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The new Q3 2026 promotions are here for Chase co-branded credit card spending. Once again, cardholders have two sets of targeted promotions to earn up to 12,000 bonus points or miles or up to 10X rewards.

Consumer cardholders can earn up to 10X total points or cash back on grocery, gas-station, and restaurant purchases made through September 30, 2026.

If you have a Chase co-branded card, here’s how to check if you’re eligible for a bonus offer.

Chase Promotions for Co-Branded Credit Card Spending in Q3 2026

Chase has relaunched its familiar targeted promotions for eligible cardholders.

You can activate these offers any time before September 30, 2026. Once you register, all eligible purchases made between July 1 and September 30, 2026, count toward your spending threshold.

Some card promotions range from earning 3,000 bonus points after spending $3,000 to 12,000 bonus points after spending $9,000.

These promotions are in addition to Chase’s standard co-branded offers for consumer cards, which provide 5X, 7X, or 10X total rewards on up to $1,000 in eligible spending between July 1 and September 30, 2026. This quarter’s special categories are once again gas stations, restaurants, and grocery stores.

Keep in mind that Chase’s co-branded card spending offers are targeted. Some cardholders may receive an offer while others won't see anything across multiple cards.

You’ll need to check each card individually on the Chase MyBonus landing page to see if you’re eligible. Just enter your name, the last four digits of your card, and your ZIP code to see what's available to you. Alternatively, you can use the registration links below for your branded cards to see if they were targeted.

Woman using a credit card at a restaurant.
Credit: Chase

Related: Chase Credit Card Offer History: Best-Ever Offers and When You Should Apply

Consumer Co-Brand Chase Credit Cards Offering Quarterly Spending Bonuses

Here’s a list of Chase credit cards that may be eligible for 5X, 7X, or 10X total points on grocery store, gas station, and restaurant purchases made between July 1 and September 30, 2026. You can use the registration links for specific cards below, or enter your card details here to see if you were targeted.

This quarter, Chase is no longer clarifying which credit card each offer applies to.

Airline co-branded Chase credit cards

Southwest Airlines Rapid Rewards credit cards

One Southwest promotion this quarter offers 5X total rewards at gas stations, grocery stores, and restaurants. Another promotion offers up to 5X total rewards — 4X bonus points at restaurants and 3X bonus points at gas stations and grocery stores. Both promotions apply to the first $1,000 spent between July 1 and September 30, 2026.

Potential promotions:

Chase Southwest 5X Points Q3 26 Promo
Screenshot of Chase

Air Canada Aeroplan Credit Card

Aeroplan has doubled the rewards this quarter, offering 10X total points on up to $1,000 spent at gas stations, grocery stores, and restaurants between July 1 and September 30, 2026.

Chase Aeroplan 10X Points Q3 26 Promo
Screenshot of Chase

Avios-earning credit cards

Use these links for all three cards:

Chase Avios 5X Points Q3 26 Promo
Screenshot of Chase

United Airlines MileagePlus credit cards

It's possible one of the following United cards might be eligible, too:

If you have one of those aforementioned cards, try these links:

And use these links for all United cards:

Chase United 5X Cashback Q3 26 Promo
Screenshot of Chase

Hotel co-branded Chase credit cards

Marriott Bonvoy credit cards

Use these registration links for all Marriott cards:

Note that the Marriott Boundless offers “up to 5X total points.” If you hit the $6,000 annual limit on grocery store, restaurant, and Amazon.com purchases before or during the promotional period, your earnings will drop to 4X total points in those categories under this promotion.

Similarly, the Marriott Bountiful will revert to 3X if you’ve already reached the $15,000 annual spending cap in those same categories.

Chase Marriott 5X Cashback Q3 26 Promo
Screenshot of Chase

IHG One Rewards credit cards

Normally, the IHG One Rewards Premier Credit Card gets 7X total points, while all other IHG cards get 5X. Furthermore, all IHG cards offer better rewards for earning bonus points when you reach a spending threshold. However, this quarter, the promotions do not say which card they apply to.

So, try these links if you have one of these cards: IHG One Rewards Premier Credit Card (Rates & Fees), IHG One Rewards Traveler Credit Card (Rates & Fees), IHG® Rewards Select Credit Card, or the IHG One Rewards Classic Credit Card.

Use these links for all IHG cards:

Chase IHG 7X Points Q3 26 Promo
Screenshot of Chase

Other Chase co-branded credit cards

Lots of other co-branded Chase cards are also participating in spending offers this quarter. These cards often have slightly different spending categories than the usual gas, groceries, and restaurants.

Disney credit cards

This quarter, the Disney cards are the only cards that don't have promotions to earn a set number of bonus points after reaching a spending threshold. Disney cards also offer cash back instead of bonus points.

Amazon credit cards

Amazon cards do not have any promotions that we can find this quarter. Let us know in the comments if you are targeted with one.

Food delivery credit cards

Purchases made through DoorDash and Caviar do not count towards these promotions.

Chase DoorDash 5X Cashback Q3 26 Promo
Screenshot of Chase

This quarter, targeted Instacart cards are offering 9% total cashback on Chase Travel purchases and 5% total cashback on other travel, restaurant, and grocery store purchases between July 1 and September 30, 2026. Unlike last quarter, there are no offers for bonus points when reaching a spending threshold.

Chase Instacart Up to 9X Cashback Q3 26 Promo
Screenshot of Chase

Terms and Conditions for Chase Quarterly Card Promotions

Here are the general terms and conditions that apply to these Chase promotions. Be sure to review the terms for your specific targeted offer, as they may differ.

  • Register for eligible promotions by September 30, 2026.
  • All promotions this quarter are available on purchases between July 1 and September 30, 2026.
  • Each card's 5X, 7X, or 10X total points/miles bonus rate applies to up to $1,000 in spending.
  • Purchases must post to the relevant card by September 30, 2026.
  • Allow up to 8 weeks after your qualifying purchases for your bonus points/miles to appear in your account.
  • Purchases do not include balance transfers, cash advances, travelers' checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Our Take

This quarter, Chase is offering co-branded cardholders the chance to earn up to 10X total points in the usual categories. Additional promotions offer bonus points or miles after reaching a spending threshold, such as 12,000 bonus points for $9,000 in qualified spending.

Even if you didn’t get an email about these promotions, it’s still worth checking the Chase MyBonus landing page for each of your cards.

Keep in mind, these offers apply specifically to co-branded Chase cards. If you have the Chase Freedom Flex℠, Chase Freedom®, or another non-co-branded Chase card, check out our separate article covering this quarter’s promotion for those cards. You’ll also find a roundup of all cards with rotating bonus categories here.

You may have one (or several) Chase cards that qualify for a bonus points offer. Some readers are finding multiple cards targeted, while others with the same cards aren’t seeing any offers at all. Each quarter, a number of cardholders have reported no targeted cards, but it’s still worth a look. Try enrolling all of your cards, then use the one with the best offer for your upcoming spending.

For rates and fees of the cards mentioned in this post, please visit the following links: Southwest Rapid Rewards® Plus Credit Card (Rates & Fees), Southwest Rapid Rewards® Priority Credit Card (Rates & Fees), Aeroplan® Credit Card (Rates & Fees), United Gateway℠ Card (Rates & Fees), United℠ Explorer Card (Rates & Fees), United Quest℠ Card (Rates & Fees), United Club℠ Card (Rates & Fees), United℠ Business Card (Rates & Fees), Marriott Bonvoy Boundless® Credit Card (Rates & Fees), IHG One Rewards Premier Credit Card (Rates & Fees), and IHG One Rewards Traveler Credit Card (Rates & Fees)

Tip of The Day
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