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Chase Co-Branded Card Promotions: Earn Up to 7X Points on Groceries, Gas, and Dining in Q2 2025 Chase Co-Branded Card Promotions: Earn Up to 7X Points on Groceries, Gas, and Dining in Q2 2025

Chase Co-Branded Card Promotions: Earn Up to 7X Points on Groceries, Gas, and Dining in Q2 2025

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by Skye Class
April 16, 2025
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Reviewed byTyler Glatt
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Chase just rolled out its latest round of co-branded credit card offers for Q2 2025. These targeted promos offer eligible cardholders bonus points or cash back. This time around, Chase is offering up to 7X total points on grocery, gas station, and restaurant purchases made between April 1 and June 30, 2025.

If you have a Chase co-branded card, here’s how to check if you’re eligible for a bonus offer.

Chase Promotions for Co-Branded Credit Card Spending

For these promotions, most cards earn 5X total points at grocery stores, gas stations, and restaurants. But some cards are offering better deals than others. Notably, eligible IHG One Rewards Premier Credit Card and Southwest Airlines cards offer 7X total points in all three categories this quarter.

There’s a $1,000 spending cap at the bonus rate per card. That means you can earn up to 5,000 or 7,000 bonus points, depending on your offer. However, some readers have reported a much higher cap of $5,000, which equates to up to 25,000 bonus points.

How to check for targeted Chase spending offers

Keep in mind that these offers are targeted. Some cardholders may qualify while others with the same card won’t. And you’ll need to check each card individually to see if you’re eligible. Unfortunately, there aren’t any direct links to landing pages for these offers.

Instead, head to the Chase MyBonus landing page and enter your name, the last four digits of your card, and your ZIP code to check.

Woman using a credit card at a restaurant.
Credit: Chase

Related: Chase Credit Card Offer History: Best-Ever Offers and When You Should Apply

Co-brand Chase Credit Cards That Offer Quarterly Spending Bonuses

Here’s a list of Chase credit cards that may be eligible for 5X or 7X points on grocery store, gas station, and restaurant purchases made between April 1 and June 30, 2025.

Airline co-branded Chase credit cards

Southwest Airlines Rapid Rewards credit cards — 7X points

Aeroplan® Credit Card — 5X points

Avios-earning credit cards — 5X points

United Airlines MileagePlus credit cards — 5X points

Chase United 5X Q2 25 Promo
Credit: Chase

Hotel co-branded Chase credit cards

Marriott Bonvoy credit cards — 5X points

Note that the Marriott Boundless offers “up to 5X total points.” If you hit the $6,000 annual limit on grocery store, restaurant, and Amazon.com purchases before or during the promotional period, your earnings will drop to 4X total points in those categories under this promotion.

Similarly, the Marriott Bountiful will revert to 3X if you’ve already reached the $15,000 annual spending cap in those same categories.

Chase Ritz-Carlton 5X Q2 25 Promo
Credit: Chase

IHG One Rewards credit cards — 5X or 7X points

The IHG One Rewards Traveler Credit Card and IHG® Rewards Select Credit Card no longer seem to get the best 7X-point offer. Only the IHG One Rewards Premier Credit Card still gets 7X, while all other IHG cards get 5X.

Other Chase co-branded credit cards

Some of these cards may have different spending categories than the standard grocery, gas station, and restaurant options. Be sure to review your specific offer to see which categories qualify for bonus rewards.

Disney credit cards — 5% total Disney Rewards dollars

  • Disney® Premier Visa® Card
  • Disney® Visa® Card

Amazon credit cards — 5% cash back

Cardholders with an eligible Prime membership receive 5% back on Whole Foods Market and Amazon Fresh purchases. Those without a Prime membership receive 3% back.

Food delivery credit cards — 5% cash back

Bonus Points for Minimum Spend on Chase Co-Branded Cards

Some Chase cardholders are receiving targeted offers to earn a set number of bonus points after meeting a minimum spend requirement. If you’ve been targeted, you’ll need to activate your offer by April 30, 2025.

The problem with these offers is that they don't provide a minimum spend threshold. They simply state, “make purchases with your credit card that total an amount at or above the specified target amount during the promotional period.” Furthermore, the offer doesn't state the promotional period, only that you have to activate it by April 30.

Some offers provide 6,000 bonus points, while others offer 10,000. If you received a different version, let us know in the comments.

Historically, these offers have required spending an amount equal to the bonus. For example, spend $6,000 to get 6,000 points, or $10,000 to earn 10,000 points. They’ve also typically followed the same promotional timeline as the co-branded card offers. In this case, through June 30, 2025.

Chase spending offer for Q2
Credit: Chase

Terms and Conditions for Chase Quarterly Card Promotions

Here are the general terms and conditions that apply to these Chase promotions. Be sure to review the terms for your specific targeted offer, as they may differ.

  • These promotions are available for purchases from April 1 and June 30, 2025.
  • Each card's 5X or 7X total points/miles bonus rate applies to up to $1,000 in spending.
  • Purchases must post to the relevant card by June 30, 2025.
  • Allow up to eight weeks after your qualifying purchases to receive your bonus points/miles in your account.
  • Purchases do not include balance transfers, cash advances, travelers' checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Our Take

This quarter, Chase is offering co-branded cardholders the chance to earn up to 7X bonus points in select categories. Even if you didn’t get an email about these promotions, it’s still worth checking the Chase MyBonus landing page for each of your cards.

Keep in mind, these offers apply specifically to co-branded Chase cards. If you have the Chase Freedom Flex℠, Chase Freedom®, or another non-co-branded Chase card, check out our separate article covering this quarter’s promotion for those cards. You’ll also find a roundup of all cards with rotating bonus categories here.

You may have one (or several) Chase cards that qualify for a bonus points offer. Some readers are finding multiple cards targeted, while others with the same cards aren’t seeing any offers at all. Quite a few have reported not being targeted this time around, but it’s still worth a look. Try enrolling all of your cards, then use the one with the best offer for your upcoming spending.

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