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Chase Co-Branded Card Promotions: Up to 7X Points on Groceries, Gas, and Dining in Q4 2025 Chase Co-Branded Card Promotions: Up to 7X Points on Groceries, Gas, and Dining in Q4 2025

Chase Co-Branded Card Promotions: Up to 7X Points on Groceries, Gas, and Dining in Q4 2025

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by Skye Class
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Reviewed byTyler Glatt

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The details for Chase’s Q4 co-branded credit card spending offers were tougher to find than normal, but we’ve finally tracked them down. These targeted promotions give eligible cardholders the chance to earn bonus points or cash back, with up to 7X total points on grocery, gas station, and restaurant purchases made through December 31, 2025.

If you have a Chase co-branded card, here’s how to check if you’re eligible for a bonus offer.

Chase Promotions for Co-Branded Credit Card Spending

Keep in mind that Chase’s co-branded card spending offers are targeted. Some cardholders may receive an offer such as 5X points in a specific merchant category, while others with the same card may not get any offer at all.

You’ll need to check each card individually on the Chase MyBonus landing page to see if you’re eligible. Just enter your name, the last four digits of your card, and your ZIP code to see what's available to you.

Woman using a credit card at a restaurant.
Credit: Chase

Related: Chase Credit Card Offer History: Best-Ever Offers and When You Should Apply

Co-brand Chase Credit Cards That Offer Quarterly Spending Bonuses

Here’s a list of Chase credit cards that may be eligible for 5X or 7X points on grocery store, gas station, and restaurant purchases made between October 1 and December 31, 2025.

Airline co-branded Chase credit cards

Southwest Airlines Rapid Rewards credit cards — 4% cash back on purchases, up to $40

Aeroplan® Credit Card — 4% cash back on purchases, up to $40

Avios-earning credit cards — 5X Avios

United Airlines MileagePlus credit cards — 5X miles

It's possible one of the following United cards might be eligible, too, though that's not the norm:

Hotel co-branded Chase credit cards

Marriott Bonvoy credit cards — 5X points

Note that the Marriott Boundless offers “up to 5X total points.” If you hit the $6,000 annual limit on grocery store, restaurant, and Amazon.com purchases before or during the promotional period, your earnings will drop to 4X total points in those categories under this promotion.

Similarly, the Marriott Bountiful will revert to 3X if you’ve already reached the $15,000 annual spending cap in those same categories.

IHG One Rewards credit cards — 5X or 7X points

The IHG One Rewards Traveler Credit Card and IHG® Rewards Select Credit Card no longer seem to get the best 7X-point offer. Only the IHG One Rewards Premier Credit Card still gets 7X, while all other IHG cards get 5X.

Other Chase co-branded credit cards

Lots of other co-branded Chase cards have participated in spending offers in previous quarters. However, we haven’t been able to confirm the exact bonus categories for Q4 yet.

But for reference, we’ve included the rewards from last quarter, and we recommend visiting the Chase MyBonus landing page and entering your card details to see which offers are available to you this time around.

Disney credit cards — last quarter was 5% total Disney Rewards dollars

  • Disney® Premier Visa® Card
  • Disney® Visa® Card

Amazon credit cards — last quarter was up to 5% cash back

Food delivery credit cards

Purchases made through DoorDash and Caviar do not count towards this promotion.

  • Instacart Mastercard® — last quarter was 9% cash back on Chase Travel purchases, and 5% cash back on other travel, restaurant, and gas station purchases

Terms and Conditions for Chase Quarterly Card Promotions

Here are the general terms and conditions that apply to these Chase promotions. Be sure to review the terms for your specific targeted offer, as they may differ.

  • These promotions are available for purchases from October 1 and December 31, 2025.
  • Each card's 5X or 7X total points/miles bonus rate applies to up to $1,000 in spending.
  • Purchases must post to the relevant card by December 31, 2025.
  • Allow up to eight weeks after your qualifying purchases to receive your bonus points/miles in your account.
  • Purchases do not include balance transfers, cash advances, travelers' checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Our Take

This quarter, Chase is offering co-branded cardholders the chance to earn up to 7X bonus points in the usual categories. Even if you didn’t get an email about these promotions, it’s still worth checking the Chase MyBonus landing page for each of your cards.

Keep in mind, these offers apply specifically to co-branded Chase cards. If you have the Chase Freedom Flex℠, Chase Freedom®, or another non-co-branded Chase card, check out our separate article covering this quarter’s promotion for those cards. You’ll also find a roundup of all cards with rotating bonus categories here.

You may have one (or several) Chase cards that qualify for a bonus points offer. Some readers are finding multiple cards targeted, while others with the same cards aren’t seeing any offers at all. Each quarter, a number of cardholders have reported no targeted cards, but it’s still worth a look. Try enrolling all of your cards, then use the one with the best offer for your upcoming spending.

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