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Chase is back this quarter with targeted cardholder promotions to earn up to 6,000 bonus points or miles or up to 10X rewards. Depending on your offer, you can earn up to 10X total points or cash back on grocery, gas-station, and restaurant purchases made through December 31, 2026.

If you have a Chase co-branded card, here’s how to check if you’re eligible for a bonus offer.

Chase Promotions for Co-Branded Credit Card Spending in Q4 2026

Chase has relaunched its familiar targeted promotions for eligible cardholders. You can activate these offers any time before December 31, 2026. Once you register, all eligible purchases made between October 1 and December 31, 2026, count toward your spending threshold. Some card promotions include earning 3,000 bonus points after spending $3,000 or 5,000 bonus points after spending $9,000 (which isn't a good deal).

These promotions are in addition to Chase’s standard co-branded offers for consumer cards, which provide 5X, 7X, or 10X total rewards on up to $1,000 in eligible spending between October 1 and December 31, 2026. This quarter’s categories remain consistent: gas stations, restaurants, and grocery stores. Keep in mind that Chase’s co-branded card spending offers are targeted. Some cardholders may receive an offer while others won't see anything across multiple cards.

You’ll need to check each card individually on the Chase MyBonus landing page to see if you’re eligible. Just enter your name, the last four digits of your card, and your ZIP code to see what's available to you. Alternatively, use the registration links below for your branded cards to see whether they were targeted.

Woman using a credit card at a restaurant.
Credit: Chase

Related: Chase Credit Card Offer History: Best-Ever Offers and When You Should Apply

Consumer Co-Brand Chase Credit Cards Offering Quarterly Spending Bonuses

Here’s a list of Chase credit cards that may be eligible for 5X, 7X, or 10X total points on grocery store, gas station, and restaurant purchases made between October 1 and December 31, 2026. You can use the registration links for specific cards below, or enter your card details here to see if you were targeted.

This quarter, Chase isn't clarifying which credit card each offer applies to.

Airline co-branded Chase credit cards

Southwest Airlines Rapid Rewards credit cards

One Southwest promotion this quarter offers 5X total rewards at gas stations, grocery stores, and restaurants. Another promotion offers 4% in statement credits, up to $40, at restaurants, gas stations, and grocery stores. Both promotions apply to the first $1,000 spent between October 1 and December 31, 2026.

Potential promotions:

Chase Southwest 40 Cashback Q4 26 Promo
Screenshot of Chase

Don't have a Southwest credit card yet? Here are the current new cardholder offers:

Southwest Rapid Rewards® Plus Credit Card
Southwest Rapid Rewards® Plus Credit Card
Limited-time offer Earn 80,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
Annual Fee

$99Rates & Fees

Credit Score

Excellent, Good

  • 2X points per $1 spent on Southwest® purchases
  • 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
  • 1X point per $1 spent on all other purchases
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
Welcome Bonus Earn 85,000 bonus points after spending $2,000 on purchases in the first 3 months from account opening.
Annual Fee

$149

Credit Score

Excellent, Good

  • 3X points per $1 spent on all Southwest® purchases
  • 2X points per $1 spent at grocery stores and restaurants on the first $8,000 in combined purchases per anniversary year
  • 1X point per $1 spent on all other purchases
Southwest Rapid Rewards® Priority Credit Card
Southwest Rapid Rewards® Priority Credit Card
Limited-time offer Earn 90,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.
Annual Fee

$229Rates & Fees

Credit Score

Excellent, Good

  • 4X points per $1 spent on all Southwest® purchases
  • 2X points per $1 spent at gas stations and restaurants
  • 1X point per $1 spent on all other purchases

Chase Air Canada Aeroplan® Credit Card

Aeroplan doubled the rewards last quarter. Now, Aeroplan cardholders can earn 10X total points on up to $1,000 spent at gas stations, grocery stores, and restaurants between October 1 and December 31, 2026.

Chase Aeroplan 10X Q4 26 Promo
Screenshot of Chase
Chase Air Canada Aeroplan® Credit Card
Chase Air Canada Aeroplan® Credit Card
Welcome Bonus Our Best Offer Ever: Earn up to 115,000 bonus points. Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 in the first 12 months your account is open.
Chase Air Canada Aeroplan® Credit Card
Welcome Bonus Our Best Offer Ever: Earn up to 115,000 bonus points. Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 in the first 12 months your account is open.
Annual Fee:$195
Show moreWhy We Like ItHighlightsEarning Rates
The Chase Air Canada Aeroplan® Credit Card earns up to 5x points on Air Canada direct purchases. Cardholders receive 500 bonus points for every $2,000 you spend in a calendar month (up to 1,500 points per month), and earn a 10% bonus on Chase Ultimate Rewards point transfers to Aeroplan, both through December 31, 2026, enhancing point value. The card includes a free first checked bag for up to eight people on the same reservation, no foreign transaction fees, and a Global Entry/TSA PreCheck®/NEXUS fee credit.
  • Earn up to 115,000 bonus points
  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 40,000 bonus points after you spend $20,000 in the first 12 months.
  • $195 Annual Fee
  • Enjoy automatic 25K Aeroplan Status with benefits such as Priority Check-In, Priority Boarding (Zone 2), Additional Baggage Allowance, Star Alliance Recognition and eUpgrade Credits.
  • Earn up to 5X total points for each dollar spent on Air Canada. Earn 3X points on travel purchases.
  • Earn 2X points for each dollar spent at grocery stores, on dining at restaurants, and at gas stations. Earn 1X point for each dollar spent on all other purchases.
  • Up to $100 in Air Canada statement credits (delivered as up to two $50 credits semi-annually).
  • Save 15% on eligible Air Canada flight redemptions as a cardmember.
  • Member FDIC
  • Up to 5x points directly with Air Canada*
  • 3x points on travel purchases
  • 2x points on dining, including takeout and eligible delivery services
  • 2x points at grocery stores
  • 2x points at gas stations
  • 1x point on all other purchases
*3x points on Air Canada purchases plus an additional 2x points from Air Canada on eligible flights when traveling as an Aeroplan 25K member

Avios-earning credit cards

If Avios cards have the 5,000 bonus points with $9,000 in spending offer this quarter that other cards have, we can't find it.

Use these links for all three cards:

Chase Avios 5X Q4 26 Promo
Screenshot of Chase

United Airlines MileagePlus credit cards

It's possible one of the following United cards might be eligible, too:

If you have one of those aforementioned cards, try these links:

And use these links for all United cards:

Chase United 5X Q4 26 Promo
Screenshot of Chase

Hotel co-branded Chase credit cards

Marriott Bonvoy credit cards

This quarter, we can't find any Marriott promotions that offer bonus points after you reach a spending threshold. Only the 5X points offers are available from October 1 through December 31, 2026.

Note that the Marriott Boundless offers “up to 5X total points.” If you hit the $6,000 annual limit on grocery store, restaurant, and Amazon.com purchases before or during the promotional period, your earnings will drop to 4X total points in those categories under this promotion.

Similarly, the Marriott Bountiful will revert to 3X if you’ve already reached the $15,000 annual spending cap in those same categories.

Chase Marriott 5X Q4 26 Promo
Screenshot of Chase

IHG One Rewards credit cards

Normally, the IHG One Rewards Premier Credit Card gets 7X total points, while all other IHG cards get 5X. Furthermore, all IHG cards offer better rewards for earning bonus points when you reach a spending threshold.

For some reason, we can't find any links for IHG card offers this quarter. It's still worth trying to register if you have any IHG cards, including the following:

Don't have an IHG credit card yet? Here are the current new cardholder offers:

IHG One Rewards Credit Card
IHG One Rewards Credit Card
Limited Time Launch Offer! Earn 125,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.
Annual Fee

$0Rates & Fees

Credit Score

Good/Excellent

  • Earn up to 17X points spent when you stay at IHG Hotels & Resorts
  • 3X points per $1 spent on dining, at grocery stores, and gas stations
  • 2X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 5X points for being a IHG One Rewards Card member
  • Earn up to 2X points from IHG® with Silver Elite Status, a benefit of this Card
  • Earn up to 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
IHG One Rewards Premier Credit Card
IHG One Rewards Premier Credit Card
Limited Time Launch Offer! Earn 180,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening
Annual Fee

$150Rates & Fees

Credit Score

Excellent, Good

  • Earn up to 24X points total per $1 spent when you stay at IHG Hotels & Resorts
  • 5X points per $1 spent on flights booked directly, car rental agencies, at gas stations, grocery stores, and restaurants
  • 3X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for being a IHG One Rewards Premier Card member
  • Earn up to 4X points from IHG® with Gold Elite Status, a benefit of having this card
  • Earn up to 10X points from IHG® for being an IHG® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)
IHG One Rewards Premier Select Credit Card
IHG One Rewards Premier Select Credit Card
Limited Time Launch Offer! Earn 200,000 bonus points after spending $5,000 in the first 3 months from account opening.
Annual Fee

$350Rates & Fees

Credit Score

Excellent, Good

  • Earn up to 28 points total per $1 spent when you stay at an IHG hotel
  • 6X points per $1 spent on dining and all other travel, including rideshare
  • 3X points per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 12X points for being an IHG One Rewards Premier Select Credit Card member
  • Earn up to 6X points from IHG® with Platinum Elite Status, a benefit of having this card
  • Earn up to 10X points from IHG® for being an IHG® One Rewards member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

    Other Chase co-branded credit cards

    Some other co-branded Chase cards are also participating in spending offers this quarter. These cards often have slightly different spending categories than the usual gas, groceries, and restaurants.

    Disney credit cards

    This quarter, Disney cards also don't offer promotions to earn a set number of bonus points after you reach a spending threshold. Furthermore, Disney cards now offer 5% in Disney Rewards Dollars instead of cashback, as they did previously.

    Chase Disney 5X Q4 26 Promo
    Screenshot of Chase

    Amazon credit cards

    Again, Amazon cards don't have any promotions we can find this quarter. Let us know in the comments if you are targeted with one.

    Food delivery credit cards

    Similarly, we can't find any promotions for the DoorDash Rewards Mastercard®.

    This quarter, targeted Instacart cards only offer 5% total cashback at gas stations, restaurants, and grocery stores for purchases made between October 1 and December 31, 2026. Again, there are no bonus-point offers for reaching a spending threshold.

    Chase Instacart 9X Q4 26 Promo
    Screenshot of Chase

    Terms and Conditions for Chase Quarterly Card Promotions

    Here are the general terms and conditions that apply to these Chase promotions. Be sure to review the terms for your specific targeted offer, as they may differ.

    • Register for eligible promotions by December 31, 2026.
    • All promotions this quarter apply to purchases made between October 1 and December 31, 2026.
    • Each card's 5X, 7X, or 10X total points/miles bonus rate applies to up to $1,000 in spending.
    • Purchases must post to the relevant card by October 31, 2026.
    • Allow up to 8 weeks after your qualifying purchases for your bonus points/miles to appear in your account.
    • Purchases do not include balance transfers, cash advances, travelers' checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

    Our Take

    This quarter, Chase is offering co-branded cardholders the chance to earn up to 10X total points in the usual categories. Additional promotions offer bonus points or miles after reaching a spending threshold, such as 6,000 bonus points for $6,000 in qualified spending.

    Even if you didn’t get an email about these promotions, it’s still worth checking the Chase MyBonus landing page for each of your cards.

    Keep in mind, these offers apply specifically to co-branded Chase cards. If you have the Chase Freedom Flex®, Chase Freedom®, or another non-co-branded Chase card, check out our separate article covering this quarter’s promotion for those cards. You’ll also find a roundup of all cards with rotating bonus categories here.

    You may have one (or several) Chase cards that qualify for a bonus points offer. Some readers are seeing multiple cards targeted, while others with the same cards see no offers at all. Each quarter, some cardholders report no targeted cards, but it’s still worth a look. Try enrolling all of your cards, then use the one with the best offer for your upcoming spending.

    For rates and fees of the cards mentioned in this post, please visit the following links: Southwest Rapid Rewards® Plus Credit Card (Rates & Fees), Southwest Rapid Rewards® Priority Credit Card (Rates & Fees), Chase Air Canada Aeroplan® Credit Card (Rates & Fees), IHG One Rewards Credit Card (Rates & Fees), IHG One Rewards Premier Credit Card (Rates & Fees), and IHG One Rewards Premier Select Credit Card (Rates & Fees)

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