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Delta Air Lines offers a lineup of seven co-branded American Express credit cards, including three designed specifically for business owners. These Delta business cards come with valuable perks tailored to frequent travelers, including bonus miles on large purchases, transit expenses, and U.S. shipping, as well as all the Delta-specific benefits you'd expect from a co-branded travel card.
The Delta SkyMiles® Platinum Business American Express Card is the mid-tier Delta business credit card available through American Express. With an annual fee of $350 (Rates & Fees), it includes valuable perks like a free first checked bag, an annual companion certificate, and access to the complimentary upgrade list.
Here's our review of the Delta Business Platinum Amex to help you decide if it's the right card for your business.
- Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
- Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
- Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
- Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Terms and limitations apply.
- Rates & Fees
- 3X miles per dollar spent on eligible purchases made directly with Delta
- 3X miles per dollar spent on eligible purchases with hotels
- 1.5x miles on eligible purchases over $5,000 (up to 50,000 bonus miles annually)
- 1.5X miles on eligible transit and U.S. shipping purchases*
- 1X miles per dollar on all other eligible purchases.
Page Contents
- Delta Business Platinum Amex Pros
- Delta Business Platinum Amex Cons
- Delta Business Platinum Amex Welcome Bonus
- Delta Business Platinum Amex Benefits
- Early boarding
- Annual $120 Resy credit
- Up to $200 Delta Stays statement credit
- MQD head start
- Annual $120 rideshare credit
- Companion Certificate
- TakeOff 15 savings on award travel
- Free first checked bag
- Complimentary upgrades
- Hertz Five Star Status
- Fee credit for Global Entry or TSA Precheck
- Travel protections
- Delta Business Platinum Amex Earning Rates
- Redeeming Miles With the Delta Business Platinum Amex
- Application Restrictions
- Cards That Compete With the Delta Business Platinum Amex
- Bottom Line
Delta Business Platinum Amex Pros
- An annual companion certificate and discounts on Delta award flights.
- Hundreds of dollars in annual spending credits.
- Delta benefits include priority boarding, a free checked bag, and a jump start on elite status each year.
Delta Business Platinum Amex Cons
- Significant $350 annual fee (Rates & Fees)
- No longer provides lounge access.
- Other Amex cards provide a higher rate of return on spending, and you could transfer these miles to Delta.
Delta Business Platinum Amex Welcome Bonus
New applicants for the Delta Business Platinum Amex can earn 100,000 bonus miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership.
To get an idea of what this bonus is worth, recent AwardWallet user redemptions show Delta miles are worth 1.34¢ on average. That makes this bonus worth over $1,300 — and it's one of the best offers we've seen on this card.
Related: Amex Credit Card Offer History: When To Apply and When To Wait
Delta Business Platinum Amex Benefits
The Delta Business Platinum Amex has plenty of benefits that are valuable for both business and personal travel on Delta, including travel protections. These are the benefits available with the card:
Early boarding
Receive Zone 5 priority boarding on Delta flights as a cardholder. Up to eight companions on the same reservation can also take advantage of the priority boarding.
Annual $120 Resy credit
Resy is a platform that offers exclusive access to select restaurants. The Delta Business Platinum Amex offers an annual credit of up to $120 ($10 per month) on eligible Resy purchases. Enrollment is required.
Up to $200 Delta Stays statement credit
Delta Business Platinum Amex cardmembers can get a $200 statement credit for eligible prepaid Delta Stays bookings made on delta.com. When you book a Delta Stays or Delta Vacation, you'll earn 1 Medallion Qualification Dollar (MQD) per $1 spent on your vacation package.
MQD head start
Each year, you'll get a 2,500 MQD head start toward status for each type of Delta Platinum or Reserve-level card you hold. This, combined with the 1 MQD earned for each $20 in purchases on the card, gets you closer to Delta SkyMiles elite status.
Earn up to $10 per month, up to $120 per year, back in statement credits on U.S. rideshare purchases. Enrollment is required. This benefit was added, along with others, during a refresh of Delta cards in early 2024.
Companion Certificate
Delta Business Platinum Amex cardmembers get an annual companion certificate. Each year after renewing your card, you’ll receive a companion certificate good for a Main Cabin round-trip flight within the U.S., as well as to Mexico, the Caribbean, or Central America.
The certificate allows a companion to travel with you by covering the base fare. Government-imposed taxes and fees are still required, but this benefit can offer significant value for travelers looking to bring along a travel partner.
Related: The Ultimate Guide to Companion Fares, Companion Passes & Companion Tickets
TakeOff 15 savings on award travel
TakeOff 15 is a perk on nearly all Delta Amex cards — both personal and business. The discount saves cardmembers 15% on award bookings made with Delta SkyMiles on delta.com or the Fly Delta app. The discount is automatically reflected when searching for award flights, as long as you're traveling on Delta-operated flights.
Free first checked bag
Delta Business Platinum Amex cardmembers get their first checked bag free when flying on Delta Air Lines or its subsidiaries. This benefit is only available to the primary cardholder (not authorized users) and anyone on the same reservation, up to a maximum of eight travel companions.
Complimentary upgrades
One of the more recent perks added to the card’s list of benefits is access to the complimentary upgrade list. Delta Business Platinum Amex cardmembers with an eligible ticket will be added to this list after Delta SkyMiles Medallion Members and Reserve cardholders.
Basic economy fares are not eligible for upgrades, however.
Hertz Five Star Status
Get automatic Hertz Five Star Status after adding your Hertz Gold Plus Rewards account number to your SkyMiles account associated with your Delta Business Platinum Amex. With Hertz Five Star Status, you'll enjoy elevated rewards and access to a wider range of vehicles every time you rent. This level of status usually requires 10 rentals or $2,000 in spending with Hertz to achieve.
Related: How to Get Rental Car Elite Status for Free
Fee credit for Global Entry or TSA Precheck
A common yet useful benefit, the Delta Business Platinum Amex gives cardmembers up to a $120 statement credit for a Global Entry or TSA PreCheck application — once every 4.5 years for TSA PreCheck or four years for Global Entry.
You must use your card to pay for the application to receive the statement credit. Keep in mind that you can also use these credits to pay for someone else's PreCheck or Global Entry if you've already paid for your own with another card's credit.
Related: Expedited Security Screening Programs: How to Get Them for Free
Travel protections
The Delta Business Platinum Amex comes with three types of travel protections:
- Trip delay insurance is available when your round-trip travel is delayed for a covered reason for more than 12 hours. Certain expenses qualify for reimbursement up to $300 per trip with a maximum of two claims per card in 12 months. You must pay for the entire trip with your card to be covered.
- Baggage insurance will provide up to $1,250 for carry-on baggage and up to $500 for checked baggage if your bag is lost, damaged, or stolen while traveling on a common carrier vehicle (such as a plane, train, ship, or bus). This is in addition to coverage provided by the carrier.
- Car rental loss and damage insurance lets you decline coverage from the car rental agency. With the Delta Business Platinum Amex, you're covered for damage to or theft of a rental car in a covered territory, but this is secondary coverage, and you need to pay with this card for coverage to be in effect.
Related: Top Credit Cards for Trip Interruption and Trip Cancellation Insurance
Delta Business Platinum Amex Earning Rates
With the Delta Business Platinum Amex, you'll earn as follows:
- 3X miles per dollar spent on eligible purchases made directly with Delta
- 3X miles per dollar spent on eligible purchases with hotels
- 1.5x miles on eligible purchases over $5,000 (up to 50,000 bonus miles annually)
- 1.5X miles on eligible transit and U.S. shipping purchases*
- 1X miles per dollar on all other eligible purchases.
Another benefit of spending on this card is its ability to get you closer to Delta Medallion elite status. With this card, you'll earn $1 MQD for each $20 you spend.
Redeeming Miles With the Delta Business Platinum Amex
Delta SkyMiles earned with the Delta Business Platinum Amex are deposited directly into your SkyMiles account. From there, you have a few options for redeeming your miles.
Redeem your miles for award flights
Delta often requires a lot of miles for an award flight. In fact, it's usually a better idea to redeem partner miles, such as Virgin Atlantic Flying Club points, for Delta flights than to redeem SkyMiles for the same flights.
Delta doesn't have a published award chart anymore, but we've compiled an “unofficial” chart that you can reference here. And there are still some Delta award sweet spots to be found when redeeming SkyMiles, however, like on flights to the Caribbean and Central and South America.
You can also redeem SkyMiles for seat upgrades, to pay for premium drinks onboard, ticket change fees, and more.
Book a Delta Vacations package
Delta Vacations allows you to bundle your Delta flights with a hotel and/or rental car. The great thing about a vacation package from Delta is that you can redeem SkyMiles to pay for your trip. You can also earn SkyMiles toward Medallion Status from these bookings.
SkyMiles Experiences
You can even use SkyMiles to bid on experiences, such as private shopping, music festivals, and dining experiences. And finally, you can redeem SkyMiles for magazine subscriptions, though that's not the best use of your airline miles.
Application Restrictions
Amex is notorious for “lifetime” language in its terms and conditions. This means you are eligible to receive the welcome offer bonus on each different American Express credit card only once in your lifetime. Because of this, you'll want to be sure that you're getting the best possible bonus when you apply for an Amex card.
Additionally, Amex instituted a newer rule that currently only pertains to personal Delta Amex cards. This new language says that, depending on the card you are applying for, you may not be eligible to receive the bonus if you've had other Delta Amex credit cards in the past, thanks to so-called “card family restrictions.” Thankfully, this doesn't apply to Delta Amex business credit cards.
Amex also has rules for how often you can apply for its cards, and you can only hold five Amex credit cards at any time.
Related: Understanding Rewards Credit Card Application Rules and Restrictions
Cards That Compete With the Delta Business Platinum Amex
Not sure if the Delta Business Platinum Amex is right for you? Here are some other options to consider:
- If you want even more Delta perks, the Delta SkyMiles® Reserve Business American Express Card has them. You'll get access to Delta Sky Club lounges (15 visits per year; unlimited access after spending $75,000 on your card in a calendar year), higher placement on the Complimentary Upgrade List, and a companion certificate eligible for first class, Delta Comfort+, and Main Cabin seats on domestic, Caribbean, and Central American flights each year after you renew your card. This is Delta's most premium business card, which you can learn about in our full Business Delta Reserve review.
- If you want a Delta card with a lower annual fee, look into the Delta SkyMiles® Gold Business American Express Card. You'll still get a free checked bag, priority boarding, and the TakeOff 15 benefit, but you won't be able to spend your way to elite status, won't get the MQD boost, and won't get a Companion Certificate. Our Delta Gold Business Amex review has more details.
- If you want points you can use with Delta and other award programs, consider the American Express® Business Gold Card. You'll earn 4X points on your first $150,000 of annual spending on your top two eligible categories each month, and you can redeem your Amex Membership Rewards points with 21 airline and hotel partners, including Delta, Air Canada, Virgin Atlantic, Hilton, and more. You won't enjoy any Delta-specific perks with this card, but you may be able to earn Delta SkyMiles at a higher rate by spending on this card instead. To learn more, read our review of the Amex Business Gold.
- 3X miles per dollar spent on purchases made directly with Delta
- 1.5X miles per dollar on eligible transit, U.S. shipping, and U.S. office supply store purchases, plus all eligible purchases after spending $150K per calendar year
- 1 mile on every dollar spent on all other eligible purchases.
(Terms apply)
- 2X miles per dollar spent on eligible purchases made directly with Delta
- 2X miles per dollar on eligible U.S. purchases for advertising in select media (annual cap of $50,000 in eligible purchases)
- 2X miles per dollar on eligible U.S. shipping purchases (annual cap of $50,000 in eligible purchases)
- 2X miles per dollar on eligible dining purchases
- 1X miles per dollar on all other eligible purchases
(Terms apply)
- U.S. purchases for advertising in select media (online, TV, radio)
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- U.S. purchases at gas stations
- U.S. purchases at restaurants, including takeout and delivery
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
Related: The Best Business Credit Card Offers Right Now
Bottom Line
The Delta Business Platinum Amex is a valuable mid-tier business card for Delta loyalists. It's not the best option for those who truly value a premium travel experience, but it can get you to status if you use the card often enough, and the card has perks for business owners who regularly fly Delta. For those looking for more perks than what an entry-level card offers but a lower fee than what a premium card levies, this might provide the happy medium you're looking for.
- Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer Ends 7/16/25.
- Enjoy a Companion Certificate each year after renewal of your Delta Platinum Business Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply.
- Earn 1.5X miles* on eligible transit and U.S. shipping purchases, plus single eligible purchases of $5,000 or more. Terms and miles cap apply. *If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
- Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
- Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.
- Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.
- Not a Medallion Member? Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Terms and limitations apply.
- Rates & Fees
- 3X miles per dollar spent on eligible purchases made directly with Delta
- 3X miles per dollar spent on eligible purchases with hotels
- 1.5x miles on eligible purchases over $5,000 (up to 50,000 bonus miles annually)
- 1.5X miles on eligible transit and U.S. shipping purchases*
- 1X miles per dollar on all other eligible purchases.
For rates and fees of the cards mentioned in this post, please visit the following links: Delta SkyMiles® Platinum Business American Express Card (Rates & Fees), Delta SkyMiles® Reserve Business American Express Card (Rates & Fees), Delta SkyMiles® Gold Business American Express Card (Rates & Fees), and American Express® Business Gold Card (Rates & Fees)
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