Gold Delta SkyMiles® Business Credit Card from American Express Review

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The Gold Delta SkyMiles® Business Credit Card from American Express is the entry-level business card from Delta, carrying the lowest annual fee of Delta's business cards, and offering fewer benefits than it’s more expensive siblings.

Delta Airlines Aircraft

NOTE: The Amex OPEN Savings program has ended as of May 31, 2018. Catch all the details here.

Highlights of the card include a rewarding welcome bonus, free first checked bag, priority boarding, and the annual fee waived for the first year. In addition to the Business Gold Delta Amex, the Delta credit card family offers two cards:

The Business Gold Delta Amex has some great features if you regularly fly Delta and can make use of the benefits, or if you live in a Delta hub and need to fly Delta. But does it offer stand-alone value for the average small business owner? We’ll dig into the details and let you decide.

Gold Delta SkyMiles® Business Credit Card from American Express

Gold Delta SkyMiles®  Business Credit Card from American Express

  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit when you use your American Express Delta Card.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95. Terms and limitations apply
  • Rates & Fees

Welcome Bonus of Earn 30,000 bonus miles SkyMiles

New cardholders of the Business Gold Delta Amex can earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months. Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. (Terms Apply)

The 30,000-mile offer on the Business Gold Delta Amex has an achievable minimum spend, well within the spending threshold of most business owners. Bear in mind, you're only eligible for a welcome bonus once per lifetime for each American Express product.

Earning Potential Outside the Welcome Bonus

One of the drawbacks of the card is the lack of bonus categories and no additional methods of earning bonus miles on spending. The card earns 2 miles per dollar spent on purchases made directly with Delta, and 1 mile for every dollar spent on other purchases.

As a business card, it could benefit from bonus miles on spending similar to the 3x points on travel on the Ink Business Preferred℠ Credit Card, particularly when it is competing head-to-head on the annual fee.

Delta Benefits That Could Save You Hundreds of Dollars a Year

One of the motivating factors for keeping the Business Gold Delta Amex is the first checked bag free on every Delta flight which could save you up to $50 per round-trip. The card charges a $0 introductory annual fee for the first year, then $95, so you only need to take two round-trip flights on Delta with checked baggage to offset the card’s out-of-pocket expense for the first two years.

Another benefit of the card tackles one of the pain points of regular air travel, boarding. No need to worry about the typical herding in long lines to enter the aircraft because the Business Gold Delta Amex offers priority boarding, allowing you early access to the plane to get settled, and mitigating the chance of a full overhead locker in which to stash your carry-on.

You also get a 20% discount on in-flight meals, alcoholic beverages, and entertainment options when paid for with your Business Gold Delta Amex, returned as a statement credit against your next monthly account.

Who Should Apply for the Business Gold Delta Amex?

With a decent welcome bonus, the first year with annual fee waived, free checked bag, and in-flight discounts, the Business Gold Delta Amex is an easy to understand airline rewards card with tangible benefits that have a measurable dollar value.

The card is a good fit for small business owners that value simplicity, and, with the small annual fee which is waived for the first year, low out-of-pocket expenses (additional employee cards cost $0).

It also presents another rewards card option that doesn’t show up on your Chase 5/24 count, leaving you in a position to move on good Chase rewards cards when the bonuses are high.

Downsides to the Business Gold Delta Amex Card

This one should be a no-brainer, but; if you don’t fly Delta, this is not the card for you. Additionally, if you already have Delta Elite status, or you are looking to gain it, then the Business Platinum Delta Amex or Business Delta Reserve cards may be a better option as they earn Medallion Qualifying Miles.

Another downside is Delta’s lack of transparency and limited high-value redemptions. It is hard to know when you are getting top value for your SkyMiles when there is no award chart to compare what rates are available, and we need to mention Delta’s recent history of unannounced award changes (even going so far as to claim it’s illegal for them to announce changes before they go live).

If you fly airlines other than Delta you will be better off with business cards that earn high-value flexible points like the Ink PreferredThe Business Platinum® Card from American Express, or Marriott Bonvoy Business™ American Express® Card.

Final Thoughts

The Gold Delta SkyMiles® Business Credit Card from American Express is a solid low-cost airline miles card with a 30,000-mile welcome bonus and some great benefits for everyday Delta flyers.

If you are looking for account simplicity, free checked bags, and a way of adding miles to your SkyMiles account, have a closer look at the Business Gold Delta Amex benefits on the Amex website to see if it's right for you.

For rates and fees of the cards mentioned in this post, please visit the following links: Gold Delta SkyMiles® Business Credit Card from American Express (Rates & Fees)

Gold Delta SkyMiles® Business Credit Card from American Express Review
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Comments

  • 30k is kind of the standard offer isn’t it? I believe bonuses for this card have been as high as 60 and 75k. With the once-a-lifetime limit that AmEx imposes, particularly for personal cards, it would be wise to wait for a better offer.

  • I have never had the Gold Delta Skymiles Business Credit Card. I will wait until they offer at least 50k miles.

  • I would definitely wait for a higher bonus. Frankly 70K is seen relatively often. Pretty sure that’s what I signed up for years ago.

  • I would only get this card for the sign up bonus only when they go to 60k at least. The card is only worth using regularly if you fly Delta a ton (in which case the free checked bag is likely useless). As it is the SPG card has the same earning on regular purchases of 1 point/mile per dollar, however they give a 25% transfer bonus to Delta for 20K transactions. So unless Delta purchases make up at least 25% of your spending on the card, the SPG will come out ahead. Also I wouldn’t want to be limited to a single awards program miles and Delta has been known as one of the stingiest when it comes to redeeming miles.

  • 30k is no great offer

  • I’ll get this at some point. Currently offered 50k, but I want to see if I can get 70k.

  • Delta’s “no award chart” policy just gives me pause in getting these miles

  • Really hope to see another co-branded Canadian Delta SkyMiles card.

  • Delta seems to target current SkyMiles program members for the higher sign-up bonuses, so it’s worth it for anyone who isn’t already a member to sign up. I received a 60k mile offer about a month ago even though I rarely fly Delta.

  • I barely fly them I would much rather wait for a higher sign up bonus

  • I would wait for a higher bonus, too. I have seen up to 70k.

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