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In August 2022, Chase and Instacart expanded their partnership to offer eligible Chase cardholders a free Instacart+ membership plus offer up to $15 per month in statement credits for Instacart purchases. If you haven't taken advantage of this benefit, you still have plenty of time to do so before this Chase–Instacart credit card partnership expires on July 31, 2024.
The number of free Instacart membership months and statement credits you get depends on the Chase card you have. Here's what you need to know about how to take advantage of this offer.
Chase Free Instacart+ Membership and Monthly Instacart Credits Perk
Free Instacart membership via Chase
Now through July 31, 2024, Chase cardholders can get a 3-, 6-, or 12-month complimentary Instacart+ membership. To take advantage of this promotion, all you need to do is join Instacart+ using your Chase card for the payment.
Chase Instacart statement credits
Chase and Instacart also offer statement credits for select Chase cardholders. The amount and frequency of this statement credit depend on which card you hold. Select no-annual-fee cards will get a $10 statement credit each quarter, mid-tier cards will get a $15 statement credit each quarter, and premium Chase cards get up to a $15 statement credit every month.
These credits will be available with your Instacart membership — even after your free membership period is over. That's regardless of whether you renew your membership.
Which Chase cards are eligible for the Instacart promotion?
The following cards come with a 3-month complimentary membership and a $10 statement credit each quarter:
- Chase Freedom Flex℠
- Chase Freedom Unlimited®
- Chase Freedom®
- Chase Freedom® Student credit card
- Chase Slate®
- Chase Slate Edge℠
These Chase cards come with a 6-month complimentary membership and a $15 statement credit each quarter:
- Chase Sapphire® Card
- Chase Sapphire Preferred® Card
And the following cards come with a 12-month complimentary membership and a $15 statement credit each month:
- Chase Sapphire Reserve®
- J.P. Morgan Reserve card
Terms and conditions
- This promotion is only valid for U.S. Instacart platform users. Canadian customers aren't currently eligible for this promotion.
- At the end of your complimentary Instacart+ membership, you will be switched over to the paid membership and billed $9.99 per month or $99 per year, depending on the membership you have selected.
- Unfortunately, Chase co-branded cards aren't eligible for this offer.
- You can cancel your membership at any time.
The Instacart+ membership is normally $99 per year or $9.99 a month. You don't need an Instacart+ membership to use Instacart. But, if you make more than two orders a month, you'll probably save money with Instacart+. Between free delivery fees on orders over $35 and reduced service fees, Instacart+ members save an average of $7 per order.
With the addition of Instacart statement credits, you can get up to $40, $60, or $180 a year in statement credits — depending on your card. Even if you didn't plan to make Instacart purchases regularly, maybe you could order a gift card each month/quarter and stock up.
Not everyone is a fan of Instacart, but if you are and haven't upgraded to Instacart+ membership, now could be a good time if you have a qualifying Chase credit card.
Unlike previous promotions, you're not getting bonus Hilton Honors points or Delta SkyMiles. Instead, you're getting 3–12 months of free Instacart+ membership depending on which Chase card you have, plus statement credits.
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