AwardWallet receives compensation from advertising partners for links on the blog. Terms Apply to the offers listed on this page. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers.
Offers for the Wells Fargo Visa Signature® Card, Wells Fargo Propel American Express® card, Wells Fargo Cash Wise Visa® Card, IHG® Rewards Club Select Credit Card, The Ritz-Carlton™ Credit Card, United MileagePlus® Club Card, Chase Slate®, Barclaycard Arrival Plus® World Elite Mastercard®, The United MileagePlus Presidential Plus℠ Card, Ink Plus® Business Credit Card and Marriott Bonvoy® Premier Credit Card are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.
Most of the conversations surrounding frequent flyer programs focus on the best ways to redeem points and miles. But racking up rewards is just one part of the award travel hobby.
Travel rewards cards provide a host of perks. Credit card benefits range from concierge services to extensive insurance benefits, purchase protections, complimentary elite status, and high-value travel credits.
Unfortunately, benefits are often buried deep in each card's terms and conditions, written in legalese only a Yale graduate can understand. As such, many perks remain a mystery to cardholders. But no worries, we're here to help with our master list of credit card benefits guides.
Credit Card Insurance
Hidden away in the welcome pack when you get a new credit card in the mail is typically a printed Guide to Benefits pamphlet. These guides list the benefits, provide details as to what is covered (and what isn't), and offer information on how to make a claim.
The Guide to Benefits pamphlet usually doesn't discuss big-ticket perks such as signup bonuses or lounge access. Instead, it includes details of the insurance coverage and purchase protections offered by the card.
Many rewards credit cards offer insurance when you use your card for purchases. Here's a look at our guides to the different types of credit card insurance.
- Rental car insurance
- Trip interruption and trip cancellation insurance
- Flight delay protection
- Baggage delay coverage
- Airport lounge access
- Travel credits and airline incidental credits
- Purchase protection
- Product return protection
- Price protection
- Extended warranty coverage
Guides to Benefits Master List
There can be distinct differences between benefits offered by similar credit cards. Just because two cards are listed as Visa Signature or Visa Infinite products, doesn’t mean they will provide the same benefits or coverage. It’s important to go over the guide to benefits for your specific credit card and check the conditions and coverage of each benefit.
Understanding the Guide to Benefits for your credit card can potentially save you thousands of dollars. The guides detail specifics on how to claim a benefit, what the benefit will cover, in addition to listing exclusions and exceptions, keeping you up to date with the coverage offered with your card.
Have a link to a Guide to Benefits we've missed? Let us know in the comments, and we'll get it added to the list.
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.