A blank outline of a user
Advertiser Disclosure

  • Rewards Programs

  • Credit Cards

  • Beginners

  • Tools

  • Deals
  • Team
  • Advertiser Disclosure
  • A blank outline of a user

    Sign in to AwardWallet

    Personalized content based on your accounts
  • Learned Posts
    Favorites Posts

  • Advertiser Disclosure: The credit card offers that appear on AwardWallet are from credit card companies from which we receive compensation. This compensation may impact how and where products appear on AwardWallet (including, for example, the order in which they appear). AwardWallet does not include all credit card companies or all available credit card offers.

    Editorial Disclosure: The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Rewards Programs

Credit Cards

Beginners

Tools

Tag: Application Strategy

Card Question: Do You Need a Chase Sapphire Card Before Getting a Chase Ink or Unlimited?
Card Question: Do You Need a Chase Sapphire Card Before Getting a Chase Ink or Unlimited?
2

The Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card both offer valuable sign-up bonuses. One reader reached out to ask if he needed to have an existing Chase Sapphire Preferred® Card or Chase Sapphire Reserve® before applying for an Ink card to convert that cash-back bonus into transferrable Ultimate Rewards points. We break down the answer in this post.

JT Genter
JT Genter

Reviewed by Ryan Smith

Why You Should Be Strategic With Your Cardless Applications
Why You Should Be Strategic With Your Cardless Applications
0

The Cardless credit card portfolio is nothing short of interesting. In its current form, Cardless offers a trio of airline credit cards alongside a Simon American Express product. In the past, Cardless featured credit cards for sports teams, and soon, it will roll out four new cards spread across Avianca and Qatar Airways. However, according to Cardless' website, there's a potential restriction you'll want to be aware of before you apply for your first Cardless credit card. Simply put, you may not be able to get another one. Emphasis on may.

Tyler Glatt
Tyler Glatt

Reviewed by Ryan Smith

Does Adding a Credit Card Improve Your Credit Score?
Does Adding a Credit Card Improve Your Credit Score?
39

One of the more confusing aspects of rewards travel is how applying for credit cards affects your credit score. Conventional wisdom has it that applying for more credit cards will negatively affect your credit score, and is somehow frowned upon by lenders and credit providers. But that’s not the case. A strong credit file with many credit accounts and a proven history of on-time payments is exactly what creditors want.

Dan Miller
Dan Miller

Reviewed by Ryan Smith