Photo of Ajay Jain

Ajay Jain

Freelance Contributor

Ajay is a freelance writer and software engineer who grew up minutes from Chicago O’Hare International Airport and was interested in aviation from a very young age. After a family trip during his freshman year of college with flights in premium cabins, Ajay decided to learn how to use points and miles to fund his own trips. In 2022, he used miles to go to Turkey as well as for a six week trip across Europe, and in 2023, he has redeemed miles on a trip to Japan, Hong Kong, Helsinki, and Paris.


When Ajay is not traveling or writing about points and miles, he can be found exploring his new home of Washington, DC, cooking new vegetarian and vegan recipes, watching Succession, and taking up a recent hobby of oil painting.

Turkish Airlines Miles and Smiles Award Chart Sweet Spots

Turkish Airlines' Miles and Smiles program is often overlooked, yet the program offers some of the best mileage redemptions of any carrier. Learn how to fly domestically for 7,500 miles in economy and 12,500 in first class, plus save tens of thousands of miles on Star Alliance business-class flights to Europe, Asia, and Africa with these sweet spots.

How To Use the Amex Platinum Card’s $200 Hotel Credit

One of the key benefits to help offset the annual fee of The Platinum Card® from American Express is the $200 in annual credits for hotel bookings. However, only certain hotel bookings will qualify. Here's how to use this perk each year, the benefits you can expect to receive when you actually visit the hotel, and when to use or not use your credit.

How To Track Credit Cards and Rewards

In order to have a successful points and miles earning strategy, keeping track of your rewards and cards is essential and keeps you organized. Learn about how to track credit cards and rewards with apps, spreadsheets, and simple yet effective strategies.

The 3 Credit Cards That Earn a Place in My Everyday Wallet

With many premium credit cards on the market, it can be tough to determine which ones earn the most points for your everyday spending habits. For young career professionals, find out which three credit cards we suggest for your everyday wallet to help you accumulate points and miles quickly for flight and hotel award redemptions.

Charge Card vs Credit Card – What’s the Difference?

Charge cards and credit cards are commonly mistaken as the same product. They have similar application processes, both will usually perform a hard pull on your credit score, and stylistically they have similar card designs. However, there are key differences between charge cards and credit cards that you should know about.