Capital One Savor With Unlimited 4X On Dining Capital One Savor With Unlimited 4X On Dining

Capital One Savor With Unlimited 4X On Dining

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Capital One has updated its Savor Rewards from Capital One, which gives cards from other issuers some serious competition. The key to the Capital One Savor is its unlimited 4X earning on dining and entertainment. The card does not just stop there but has a host of other attractive features and benefits.

Savor Rewards from Capital One
Savor Rewards from Capital One
Annual Fee$95
Welcome Offer $300 Cash Back after you spend $3,000 on purchases within 3 months from account opening
  • $300 Cash Back after you spend $3,000 on purchases within 3 months from account opening
  • 4% cash back on dining, entertainment, and popular streaming services, plus 3% at grocery stores and 1% on all other purchases
  • No foreign transaction fees
  • 4% cash back on dining
  • 4% cash back on entertainment
  • 4% cash back on popular streaming services
  • 3% cash back at grocery stores
  • 1% cash back on all other purchases

Key Features

  • Earn a one-time $300 cash bonus after you spend $3,000 on purchases within 3 months from account opening
  • 4% Cash Back on dining, entertainment, and popular streaming services; 3% at grocery stores; and 1 % on all other purchases.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Access to premium experiences in dining, entertainment, and more

4X Back On Dining And Entertainment

The jewel in the crown of the Capital One Savor is the unlimited 4X back on dining and entertainment. This places the card as the new king of the hill, since it is now one of the best cards to use for dining and entertainment. While most other cards only include dining as a bonus category, the Capital One Savor adds entertainment as well which massively expands your options for earning 4X.

Welcome Bonus

The Capital One Savor comes with a generous bonus of $300 cash back after you spend $3,000 on purchases within 3 months from account opening. This is a great rate of return, amounting to 16.6% back on everyday spending, which is pretty attractive.

Our Take

If you prefer cash back to travel rewards, then the Capital One Savor offers a pretty attractive all-around package, especially if you have large expenditure on dining and entertainment.

5 / 5 - (3 votes)
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  • I haven’t heard about this card before – will need to check it out.

  • I like the simplicity of cashback and this is a good return at 4% but the annual fee negates any benefit with the 4% for me. I don’t think I’d recoup my annual fee. Pass for now.

  • Yes I can see this working well for my family, however, we value travel rewards more. I love that it has no cap on earning and they don’t force you to redeem at a certain level. Thank you for reviewing this. It’s good to be reminded that there are other cards out there that would be a good option outside the realm of travel.

  • Bertrand Say says:

    This is a good initial bonus for the card and should be the go to card for dining.

  • Looks perfect for someone who doesn’t want to deal with transfer partners and just wants simplicity… I’ll
    Stick with CSR this time around

  • Bill from Maine says:

    I never thought too much about Capital One and cash back cards, but this offer has me interested. Even with points and miles, you still need a little spending money. This would actually go a long way to achieving a true cost free vacation especially if my wife applies for the same card.

  • Very good deal if you like the Cash Back cards

  • I got denied for this card even though I have 800+ credit score. The reason Cap1 gave was that there are too many accounts opened recently… anyway to have them reconsider this?

  • I like Capital One credit cards in general. This is going to be my go to card for going out to eat I think. I wonder if there are any foreign transaction fees.

  • If I were ever in a situation where I travel less, I would definitely consider this card. I don’t really mind that Capital One pulls from all 3 credit bureaus, (the credit score bounces back from that very quickly) but I must be doing something wrong as they won’t approve me for a card –despite my having a decent amount of money in the bank with them. Oh well, I guess it’s Chase and Amex rewards for me.

  • Juliana Ross says:

    I am thinking about obtaining this card and running the 4% category for a year. It will get me away from Chase and Citi for a year.

  • The bonus itself is worth it to me.

  • lorem ipsum says:

    If cash is your preference, 4% is a great return for dining and entertainment. Does Capitol 1 still pull from all three bureaus? If yes, I’d have to reconsider, as it wouldn’t be worth the inquiry on Experian for me, which has more than double the inquiries of Transunion and Equifax combined (8 EX, 1 TU, 2 EQ). Could be a function of where I live and which banks pull which bureau here.

  • Wow 4x points on dining is very good.
    I shall seriously consider this card now.

  • deerseason says:

    Maybe if this was a no annual fee card. I’d rather stick with the Uber card. The bonus is fine, but I’d rather focus my efforts on other cards.

  • Can you get the bonus if you have another Capital One credit card?

  • Looks like a good card if you eat out a lot.

  • Never been a cash back guy but that’s a decent deal.

    • Same here; I much prefer redeeming points for premium travel experiences. Still, $500 for singing up is a great bonus…and that could be as much as $620 if all of one’s qualifying spend was on dining.

  • It ties the Bank of America Premium Rewards card’s $500 bonus. Although, if you have the preferred status, the Bank Of America card seems th be better overall.