How do Credit Card Bonuses Work?

There are many ways to earn points, but if you’re just getting started, the credit card signup bonus is a critical part of your strategy for saving on your next trip. Here’s our breakdown of how signup bonuses work and what you need to know to supercharge your points balances.

How To Assess Your Credit Card Portfolio

Are you getting the most from your credit cards? The start of a new year is the perfect time to assess whether your wallet is working hard enough for you and your travel goals. This post covers the different considerations you should make to undertake a complete assessment of your credit card portfolio.

Which Chase Ink Business Card Should I Get?

Chase Ink Business credit cards provide a great opportunity to accelerate your rewards earning by adding a small business Ultimate Rewards earning credit card to your wallet, which pairs nicely with any of the handful of consumer Ultimate Rewards cards available.

Charge Card vs Credit Card – What’s the Difference?

Charge cards and credit cards are commonly mistaken as the same thing. However, the fundamental difference is the ability of a card to carry a balance from month to month. Despite the fact the terms are often used interchangeably, only a credit card allows debt to be paid over time, with added interest, of course.

Marriott Bonvoy Co-Brand Credit Card Application Rules

Starting August 26, 2018, American Express and Chase introduce a complex set of application restrictions for the Marriott and SPG co-brand cards, including the latest luxury card from SPG, making it much harder for applicants to obtain welcome offers on more than one card.

How to Check Your 5/24 Status

Of all the restrictions placed on credit card applications, Chase’s 5/24 policy is the most prohibitive. The policy applies to the majority of Chase-issued rewards cards, including crowd favorites like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, and Ink Business Preferred® Credit Card, restricting approvals to applicants with less than five new credit card approvals in the previous 24 months. If you’ve received five or more personal cards in the last 24 months, it’s highly unlikely you’ll get approved for another card on Chase’s 5/24 list.