A Beginner’s Guide to Credit Card Application Rules
U.S banks play a huge role in the travel rewards ecosystem. Learning about credit card application rules won’t be the most exciting part of your points-and-miles education. But it’s hard to overstate the importance of building a healthy relationship with the banks. In this post, we explain how to build a sustainable, long term credit-card strategy—without falling out of the banks’ good graces.
Last Chance to Sign-Up for an American Express Card With an Extended Welcome Bonus Spending Period
American Express has taken a bold step to help their cardmembers qualify for new welcome bonuses during this difficult time. If you’ve recently applied—or are planning to apply—for a new Amex consumer or small business credit card, you’ll now have an additional three months to meet the minimum spending requirement.
Chase Automatically Extending Sign-Up Bonus Spending Period for Some Cardholders
There isn’t a lot of great news in the travel world these days but Chase has some for new cardholders. Following the lead of American Express, Chase is extending the deadline to meet the spending requirements for new cardholders approved earlier this year.
Ink Small Business Cards Can Help Weather the Storm
With state and local governments imposing strict lockdowns, many small-business owners are in a tough spot. Today, we’re covering a pair of no-annual-fee business cards that are offering a $500 cashback bonus and a 0% introductory APR on purchases for 12 months. Whether you’re waiting on federal loan programs or just need a little extra breathing room, these cards can help with short-term financing without the high interest costs.
How Does a Credit Card Signup Bonus Work?
There are many ways to earn points, but if you’re just getting started, the credit card signup bonus is a critical part of your strategy for saving on your next trip. Here’s our breakdown of how signup bonuses work and what you need to know to supercharge your points balances.
How to Get a 0% Intro APR without Paying a Balance Transfer Fee
If you need some extra time to pay down credit-card balances after the holidays, we’ve got a strategy that gets you an introductory 0% APR without the fees and restrictions of using a balance transfer. Avoid hundreds of dollars in fees and earn tons of points towards your next travel adventure.
How To Assess Your Credit Card Portfolio
Are you getting the most from your credit cards? The start of a new year is the perfect time to assess whether your wallet is working hard enough for you and your travel goals. This post covers the different considerations you should make to undertake a complete assessment of your credit card portfolio.
Can I Receive Bonus Miles From Multiple Delta Amex Cards? 
With so many Delta co-branded credit cards, one of the most common questions we field on the blog, and in our Facebook community Award Travel 101, is can I hold multiple Delta Amex cards? The answer is a resounding YES!
Charge Card vs Credit Card – What’s the Difference?
Charge cards and credit cards are commonly mistaken as the same thing. However, the fundamental difference is the ability of a card to carry a balance from month to month. Despite the fact the terms are often used interchangeably, only a credit card allows debt to be paid over time, with added interest, of course.
Marriott Bonvoy Co-Brand Credit Card Application Rules
Starting August 26, 2018, American Express and Chase introduce a complex set of application restrictions for the Marriott and SPG co-brand cards, including the latest luxury card from SPG, making it much harder for applicants to obtain welcome offers on more than one card.