Treat Yourself: How and Where You Can Use the Citi Strata Elite’s $200 Annual Splurge Credit by Tyler Glatt August 5, 2025 0 Each year you hold the Citi Strata Elite℠ Card, you’ll get up to $200 to treat yourself, thanks to the card’s Splurge Credit℠. This credit is valid at up to two brands of your choice from a short list of five eligible merchants. Here's how the credit works.
Citi Credit Card Offer History: Best-Ever Offers and When You Should Apply by Tyler Glatt August 4, 2025 0 Citi offers a valuable lineup of credit cards with different flavors of rewards to fit all tastes and preferences. And no matter how you want to reward your spending, Citi likely has a product to fit your wallet. But what does a good welcome offer look like? And when should you apply? Here's a look at the best-ever offers on Citi credit cards and when it makes sense to apply based on each card's past offer history.
Citi Strata Elite Admirals Club Passes Explained: How They Work and How to Maximize Them by Tyler Glatt August 2, 2025 0 The brand-new Citi Strata Elite℠ Card offers cardholders four American Airlines Admirals Club passes annually. Here's everything you need to know about how the card's Admirals Club passes work, plus some tips to help you get the most out of them.
The Reserve by Citi Travel Is Here — These Are the Benefits You’ll Get on Each Booking by Ben Nickel-D'Andrea August 2, 2025 0 Citi’s new Reserve by Citi Travel offers luxury hotel bookings with elite-like perks such as early check-in, late check-out, daily breakfast for two, room upgrades, and property credits. Here’s how to take advantage of this new benefit when booking through Citi Travel.
Earn 30k Points With the No-Annual-Fee Citi Strata℠ Card — Plus up to 5X Points on Spending by Tyler Glatt July 31, 2025 0 The Citi Strata℠ Card has no annual fee and a new welcome offer worth 30,000 bonus ThankYou® Points. Between that bonus and the card’s boosted earning rates, it’s a fantastic choice if you’re looking to earn valuable transferable points. Here's why.
Earn 80,000 Transferable ThankYou Rewards Points With the Brand-New Citi Strata Elite℠ Card by Tyler Glatt July 29, 2025 0 Don’t call it a comeback, but Citi has officially returned to the premium travel rewards card market. The brand-new Citi Strata Elite℠ Card features a surprisingly useful collection of benefits and comes with a new applicant welcome bonus of 80,000 valuable, transferable ThankYou® Points. Here are all the details.
Who’s Eligible for the Citi Strata Premier® Card Bonus? A Guide to Citi’s Application Rules by Harrison Pierce and Kennedy Miller July 25, 2025 31 Are you eligible for the 60,000-point bonus on the Citi Strata Premier® Card? Like many card issuers, Citi implements a few policies that limit who can earn a lucrative welcome bonus. Here's what you need to know before applying for a ThankYou® Rewards card.
How to Use the Free Citi Shop Program to Save Money on Online Purchases by Tyler Glatt July 18, 2025 0 When it comes to online shopping, few things make the experience better than earning extra rewards through a shopping portal. One option you might not be as familiar with is Citi Shop — a free program that lets eligible Citi cardholders earn statement credits and access additional savings at more than 5,000 online retailers. Here's how it works.
Citi Product Change Rules Explained: How (and Why) to Downgrade, Upgrade, or Switch Cards by Ian Snyder June 30, 2025 15 Citi used to offer unmatched flexibility in credit card product changes, including the ability to switch between different card families. But recent rule changes have narrowed those options. That doesn’t mean product changes are off the table. Whether you’re looking to downgrade, upgrade, or sidestep an annual fee, we’ll walk you through what’s still possible with Citi and how to make the most of your options.
Citi Unveils New 5% Cash Back Categories on the Dividend Card — Here’s How to Activate by Tyler Glatt June 15, 2025 6 Citi® Dividend Card cardholders can activate their Q3 2025 quarterly bonus categories and earn 5% cash back, up to $300 cash back annually. From July through September 2025, you'll earn 5% cash back when using your card at home improvement stores and gas stations. Here's the link to register and all of the details of how the Citi Dividend Card works.
Goodbye [CC_AW_ShortName slug=CitiRewardsPlus], Hello [CC_CardName slug=CitiStrata] — Here’s What That Means for You by Tyler Glatt May 26, 2025 0 The Citi Rewards+® Card is out, and the Citi Strata℠ Card is in. Beyond the new name and a fresh coat of paint (literally), this no-annual-fee card is getting a major overhaul. And many of the changes are kicking in on July 20, 2025. Here’s a breakdown of what’s changing
Understanding Rewards Credit Card Application Rules and Restrictions [2025] by Ian Snyder May 24, 2025 128 Wondering which credit card you can apply for next? Issuer rules vary widely — and much of the information out there is incomplete or unpublished. This guide breaks down major bank restrictions, including Chase’s 5/24 rule and which issuers expect you to have a checking account. We’ve compiled what’s known, plus community data points, all in one place.
How to Use Chase Trip Delay Insurance to Get Reimbursed for Flight Delays by Jess Farley and Andrew Kunesh May 23, 2025 36 Flight delays are inevitable when traveling by air. Planes get held up by weather, mechanical, or personnel issues, or you may get bumped due to the flight being overbooked. But, provided you pay with the right card, you won’t have to rough it in the departures lounge or wear the outlay of an expensive airport hotel. If you hold a Chase travel card, it’s likely you have access to some of the best Trip Delay protection available, provided you follow all the steps listed out below.
Save on JetBlue, Lyft, Turo, Sunoco, Sixt, and Other Travel Through Current Citi Merchant Offers by Andrew George Bradshaw and Ryan Smith August 1, 2025 2 Like Amex Offers and Chase Offers, Citi Merchant Offers can provide great rebates on travel purchases. They're available on most personal credit cards, and Citi Merchant Offers provide cash back as a flat amount or a percentage of your purchase. Current offers include cash back with BP, LugLess, and other travel services. Here's a look at the current travel-related Citi Merchant Offers you might find.
Everything You Need to Know About How to Use the Citi Prestige® Card’s $250 Travel Credit by Ross Denkin and Ben Nickel-D'Andrea May 9, 2025 43 Despite not being available to new cardholders, the Citi Prestige® Card still has serious appeal. With features like a fourth night free on hotel stays and 5x bonus categories, this card is incredibly rewarding. One of the best ways to offset the annual fee is its annual $250 travel credit. Here's how to effortlessly maximize this benefit.
Citi Travel℠ Portal Guide: How to Earn and Redeem ThankYou® Points for Flights, Hotels, and More by Ian Snyder May 7, 2025 2 The Citi Travel℠ portal is one of several ways you can redeem Citi ThankYou® Points. It doesn't offer the same value as the array of transfer partners, but it does have the upside of letting you use your points for flights on all major carriers. It also gives you a one-stop shop for booking many aspects of your trip. Here's everything you need to know about it.
Score 65k Valuable Miles With the Citi® / AAdvantage Business™ World Elite Mastercard® by Ryan Smith and Cameron Laufer May 4, 2025 2 The Citi® / AAdvantage Business™ World Elite Mastercard® has a new applicant bonus of 65,000 bonus AAdvantage® miles. Here's a detailed look at this offer, the card's ongoing benefits, and why now is an excellent time to apply before this offer takes flight.
Citi Adds New Restrictions to The Citi Strata Premier Card’s Welcome Bonus — Here’s What Changed by Lauren Wynn April 9, 2025 1 The Citi Strata Premier® Card offers a great mix of value and perks; it's one of my favorite "keeper cards" in my wallet. However, if you're looking to earn a bonus on this card, there are new terms and conditions attached to its welcome bonus. Here's what you need to know.
Citi Might Have Just Tightened Its Product Change Rules — Here’s Why That Matters by Cameron Laufer April 4, 2025 2 Recent reports indicate that Citi has begun restricting which cards you can product change to and from. And that’s bad news for customers. Here’s what we know so far.
Citi Flex Pay Partners with Apple Pay: How to Spread Payments Over 3 Months with No Interest by Skye Class July 4, 2025 0 Apple Pay and Citi Flex Pay are partnering to allow shoppers to spread out their spending without interest. With this partnership, shoppers can spend $75 or more and spread the cost over three months without credit card interest or fees while earning Citi ThankYou points. Here's what you need to know.
Citi Adds a Two-Year Extended Warranty Benefit to Two No-Annual-Fee Cards by Sam Helmy November 20, 2024 1 Citi recently emailed select cardholders to announce the addition of a new extended warranty benefit to two cards. This benefit is a pleasant surprise if you use such a card to make purchases that could use up to two years of extra coverage for large purchases. Here are the details of all Citi cards we now know have an extended warranty benefit.
The Cost to Apply for Programs Like Global Entry Is Increasing on October 1. Will Your Credit Card Cover the Higher Fees? by Ryan Smith and Scott Sikes October 9, 2024 0 If you missed the news, the cost of Global Entry, SENTRI, and NEXUS will increase on October 1, 2024. Since October 1 is just a few short days away, now's a great time to apply for one of these trusted traveler programs before they become more expensive. Or, if you have a credit card offering an application fee waiver as a perk, you may not need to act so swiftly — here's why.
Build a Citi Quadfecta To Earn Between 2.22 and 5.55 Points per Dollar on Purchases by Ross Denkin June 9, 2024 1 The right combinations of Citi credit cards boasts a minimum return of anywhere from 2.22 to 5.55 cents per dollar spent. Better yet, transferring those points earned to any of Citi’s plethora of transfer partners provides an opportunity to get even more value out them — potentially 11.1 cents per dollar on your daily spending. All of this can be achieved for just $95 in annual fees, too!
Citi Rewards+® Card Review: Multiply Your Citi Earnings Without an Annual Fee by Samantha Holland July 30, 2025 0 The Citi Rewards+® Card earns Citi ThankYou® Points on all eligible purchases and does so without an annual fee. While it lacks some fringe benefits, its earning structure can be a powerful part of your ThankYou Points-earning strategy. Let's take a deep look at this card to see if you should add it to your wallet.
Citi Strata Premier® Card Review [2025]: Earn 60,000 Bonus Points & 3X In Many Categories by Jess Farley and JT Genter August 6, 2025 11 The Citi Strata Premier® Card is often overlooked in a crowded credit card market, but it can deliver huge value that makes it easy to justify its modest annual fee. You’ll earn 3X points at hotels, restaurants, gas stations, supermarkets, and on airfare. Plus, if you take advantage of the $100 annual hotel credit, this card pays for itself each year.
Citi® Diamond Preferred® Card Review: Great for Reducing Credit Card Debt by Samantha Holland and Brett Holzhauer May 29, 2024 0 The Citi® Diamond Preferred® Card is a 0% introductory APR credit card that gives cardholders payment flexibility on purchases and balance transfers. The card is a great option for consumers wanting to avoid interest charges, but it isn't the best for those looking for credit card rewards. Is the tradeoff worthwhile? Let's take a closer look.
Citi ThankYou® Points: Best Ways To Earn and Use Them by Carissa Rawson and Brie Bash July 23, 2025 3 Citi ThankYou Rewards points are some of the most valuable you can earn, especially if you're willing to transfer them to partners. In this guide, we talk about earning and redeeming Citi points, plus other questions you may have.
Now Open for Applications: The Refreshed Citi Strata Premier® Card by Tyler Glatt May 16, 2024 0 For those (myself included) who've been waiting earnestly for the scoop on what's changing with Citi Strata Premier® Card, today is your lucky day. The is here and is open to new applicants. Here's what you need to know about the and what aspects of it evolved from the now-retired Citi Strata Premier.