Citi Credit Card Offer History: Best-Ever Offers and When You Should Apply

Citi offers a valuable lineup of credit cards with different flavors of rewards to fit all tastes and preferences. And no matter how you want to reward your spending, Citi likely has a product to fit your wallet. But what does a good welcome offer look like? And when should you apply? Here's a look at the best-ever offers on Citi credit cards and when it makes sense to apply based on each card's past offer history.

Citi Product Change Rules Explained: How (and Why) to Downgrade, Upgrade, or Switch Cards

Citi used to offer unmatched flexibility in credit card product changes, including the ability to switch between different card families. But recent rule changes have narrowed those options. That doesn’t mean product changes are off the table. Whether you’re looking to downgrade, upgrade, or sidestep an annual fee, we’ll walk you through what’s still possible with Citi and how to make the most of your options.

How to Use Chase Trip Delay Insurance to Get Reimbursed for Flight Delays

Flight delays are inevitable when traveling by air. Planes get held up by weather, mechanical, or personnel issues, or you may get bumped due to the flight being overbooked. But, provided you pay with the right card, you won’t have to rough it in the departures lounge or wear the outlay of an expensive airport hotel. If you hold a Chase travel card, it’s likely you have access to some of the best Trip Delay protection available, provided you follow all the steps listed out below.

Save on JetBlue, Lyft, Turo, Sunoco, Sixt, and Other Travel Through Current Citi Merchant Offers

Like Amex Offers and Chase Offers, Citi Merchant Offers can provide great rebates on travel purchases. They're available on most personal credit cards, and Citi Merchant Offers provide cash back as a flat amount or a percentage of your purchase. Current offers include cash back with BP, LugLess, and other travel services. Here's a look at the current travel-related Citi Merchant Offers you might find.

The Cost to Apply for Programs Like Global Entry Is Increasing on October 1. Will Your Credit Card Cover the Higher Fees?

If you missed the news, the cost of Global Entry, SENTRI, and NEXUS will increase on October 1, 2024. Since October 1 is just a few short days away, now's a great time to apply for one of these trusted traveler programs before they become more expensive. Or, if you have a credit card offering an application fee waiver as a perk, you may not need to act so swiftly — here's why.

Build a Citi Quadfecta To Earn Between 2.22 and 5.55 Points per Dollar on Purchases

The right combinations of Citi credit cards boasts a minimum return of anywhere from 2.22 to 5.55 cents per dollar spent. Better yet, transferring those points earned to any of Citi’s plethora of transfer partners provides an opportunity to get even more value out them — potentially 11.1 cents per dollar on your daily spending. All of this can be achieved for just $95 in annual fees, too!