Citi Product Change Rules Explained: How (and Why) to Downgrade, Upgrade, or Switch Cards by Ian Snyder June 30, 2025 16 Citi used to offer unmatched flexibility in credit card product changes, including the ability to switch between different card families. But recent rule changes have narrowed those options. That doesn’t mean product changes are off the table. Whether you’re looking to downgrade, upgrade, or sidestep an annual fee, we’ll walk you through what’s still possible with Citi and how to make the most of your options.
Goodbye [CC_AW_ShortName slug=CitiRewardsPlus], Hello [CC_CardName slug=CitiStrata] — Here’s What That Means for You by Tyler Glatt May 26, 2025 0 The Citi Rewards+® Card is out, and the Citi Strata℠ Card is in. Beyond the new name and a fresh coat of paint (literally), this no-annual-fee card is getting a major overhaul. And many of the changes are kicking in on July 20, 2025. Here’s a breakdown of what’s changing
Understanding Rewards Credit Card Application Rules and Restrictions [2025] by Ian Snyder May 24, 2025 128 Wondering which credit card you can apply for next? Issuer rules vary widely — and much of the information out there is incomplete or unpublished. This guide breaks down major bank restrictions, including Chase’s 5/24 rule and which issuers expect you to have a checking account. We’ve compiled what’s known, plus community data points, all in one place.
How to Use Chase Trip Delay Insurance to Get Reimbursed for Flight Delays by Jess Farley and Andrew Kunesh May 23, 2025 36 Flight delays are inevitable when traveling by air. Planes get held up by weather, mechanical, or personnel issues, or you may get bumped due to the flight being overbooked. But, provided you pay with the right card, you won’t have to rough it in the departures lounge or wear the outlay of an expensive airport hotel. If you hold a Chase travel card, it’s likely you have access to some of the best Trip Delay protection available, provided you follow all the steps listed out below.
Everything You Need to Know About How to Use the Citi Prestige® Card’s $250 Travel Credit by Ross Denkin and Ben Nickel-D'Andrea May 9, 2025 43 Despite not being available to new cardholders, the Citi Prestige® Card still has serious appeal. With features like a fourth night free on hotel stays and 5x bonus categories, this card is incredibly rewarding. One of the best ways to offset the annual fee is its annual $250 travel credit. Here's how to effortlessly maximize this benefit.
Citi Travel℠ Portal Guide: How to Earn and Redeem ThankYou® Points for Flights, Hotels, and More by Ian Snyder May 7, 2025 2 The Citi Travel℠ portal is one of several ways you can redeem Citi ThankYou® Points. It doesn't offer the same value as the array of transfer partners, but it does have the upside of letting you use your points for flights on all major carriers. It also gives you a one-stop shop for booking many aspects of your trip. Here's everything you need to know about it.
Score 65k Valuable Miles With the Citi® / AAdvantage Business™ World Elite Mastercard® by Ryan Smith and Cameron Laufer May 4, 2025 2 The Citi® / AAdvantage Business™ World Elite Mastercard® has a new applicant bonus of 65,000 bonus AAdvantage® miles. Here's a detailed look at this offer, the card's ongoing benefits, and why now is an excellent time to apply before this offer takes flight.
Citi Adds New Restrictions to The Citi Strata Premier Card’s Welcome Bonus — Here’s What Changed by Lauren Wynn April 9, 2025 1 The Citi Strata Premier® Card offers a great mix of value and perks; it's one of my favorite "keeper cards" in my wallet. However, if you're looking to earn a bonus on this card, there are new terms and conditions attached to its welcome bonus. Here's what you need to know.
Citi Might Have Just Tightened Its Product Change Rules — Here’s Why That Matters by Cameron Laufer April 4, 2025 2 Recent reports indicate that Citi has begun restricting which cards you can product change to and from. And that’s bad news for customers. Here’s what we know so far.
Citi Flex Pay Partners with Apple Pay: How to Spread Payments Over 3 Months with No Interest by Skye Class July 4, 2025 0 Apple Pay and Citi Flex Pay are partnering to allow shoppers to spread out their spending without interest. With this partnership, shoppers can spend $75 or more and spread the cost over three months without credit card interest or fees while earning Citi ThankYou points. Here's what you need to know.
Citi Adds a Two-Year Extended Warranty Benefit to Two No-Annual-Fee Cards by Sam Helmy November 20, 2024 1 Citi recently emailed select cardholders to announce the addition of a new extended warranty benefit to two cards. This benefit is a pleasant surprise if you use such a card to make purchases that could use up to two years of extra coverage for large purchases. Here are the details of all Citi cards we now know have an extended warranty benefit.
The Cost to Apply for Programs Like Global Entry Is Increasing on October 1. Will Your Credit Card Cover the Higher Fees? by Ryan Smith and Scott Sikes October 3, 2025 0 If you missed the news, the cost of Global Entry, SENTRI, and NEXUS will increase on October 1, 2024. Since October 1 is just a few short days away, now's a great time to apply for one of these trusted traveler programs before they become more expensive. Or, if you have a credit card offering an application fee waiver as a perk, you may not need to act so swiftly — here's why.
Build a Citi Quadfecta To Earn Between 2.22 and 5.55 Points per Dollar on Purchases by Ross Denkin June 9, 2024 1 The right combinations of Citi credit cards boasts a minimum return of anywhere from 2.22 to 5.55 cents per dollar spent. Better yet, transferring those points earned to any of Citi’s plethora of transfer partners provides an opportunity to get even more value out them — potentially 11.1 cents per dollar on your daily spending. All of this can be achieved for just $95 in annual fees, too!
Citi Strata Premier® Card Review [2025]: Earn 60,000 Bonus Points & 3X In Many Categories by Jess Farley and JT Genter May 30, 2024 11 The Citi Strata Premier® Card is often overlooked in a crowded credit card market, but it can deliver huge value that makes it easy to justify its modest annual fee. You’ll earn 3X points at hotels, restaurants, gas stations, supermarkets, and on airfare. Plus, if you take advantage of the $100 annual hotel credit, this card pays for itself each year.
Citi® Diamond Preferred® Card Review: Great for Reducing Credit Card Debt by Samantha Holland and Brett Holzhauer May 29, 2024 0 The Citi® Diamond Preferred® Card is a 0% introductory APR credit card that gives cardholders payment flexibility on purchases and balance transfers. The card is a great option for consumers wanting to avoid interest charges, but it isn't the best for those looking for credit card rewards. Is the tradeoff worthwhile? Let's take a closer look.
Now Open for Applications: The Refreshed Citi Strata Premier® Card by Tyler Glatt May 16, 2024 0 For those (myself included) who've been waiting earnestly for the scoop on what's changing with Citi Strata Premier® Card, today is your lucky day. The is here and is open to new applicants. Here's what you need to know about the and what aspects of it evolved from the now-retired Citi Strata Premier.
Citi® / AAdvantage® Platinum Select® Card Review: Free Test Drive, Fair Benefits by Mark Jackson and Jess Farley May 9, 2024 8 The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers travelers a free checked bag, preferred boarding, and the chance to earn AAdvantage elite status just from spending on the card. Plus, the card is currently offering a solid sign-up bonus of 60,000 bonus miles and a waived annual fee for the first year. Here's our full review to help you decide if it's a good addition to your rewards portfolio.
AAdvantage® MileUp Card Review: A Mediocre Option for Earning AA Miles With No Annual Fee by Jenna Hansen April 27, 2024 0 The American Airlines AAdvantage® MileUp® Card is an okay option with no annual fee and a few benefits. It earns 2X on AA purchases and at grocery stores. If you're trying to earn AA miles in as many ways as possible, then you might consider adding this card to your collection. Otherwise, there are better options for benefits. However, for those wanting to earn miles with no annual fee, you might be interested.
Costco Anywhere Visa® Card Review: Extra Earnings for Costco Fans by Samantha Holland March 19, 2024 0 The Costco Anywhere Visa® Card by Citi is available exclusively for Costco members, and it earns rewards at Costco warehouses and beyond. In this article, we'll explore the pros and cons, earning rates, and how to redeem rewards accrued on the card.
Citi® / AAdvantage Business™ World Elite Mastercard® Review: Benefits Justify the Fee by Ian Snyder November 18, 2025 26 Leverage your business expenses to fly for free on American Airlines with the Citi® / AAdvantage Business™ World Elite Mastercard®, thanks to its everyday earnings and solid welcome bonus. Plus, enjoy a suite of benefits when you fly American that can more than pay for the card each year.
You Can Now Redeem Citi ThankYou® Points at Walgreens — But Please Don’t by Sam Helmy October 28, 2023 2 You can now redeem your Citi ThankYou® Points directly for Walgreens purchases. However, the redemption rate is poor and is best avoided since you have many better options to use your Citi ThankYou® Points.
Citi Simplicity® Card Review: No Late Fees or Annual Fees Ever by Senitra Horbrook October 27, 2023 0 The Citi Simplicity® Card has one of the longest introductory APR rates of all balance transfer offers on the market. But there are several other factors you should consider before you pick a card to restructure debt or finance a significant purchase. Check out our full card review to get the details and compare your options.
Earning Rates and Benefits of the Citi Prestige® Card by Carissa Rawson November 13, 2025 0 The Citi Prestige® Card has excellent earnings and a generous annual travel credit. If you still have this card, we'll help you understand its benefits and perks. However, the card is no longer open to new applicants, so let's check out some alternatives for those looking to acquire a premium travel credit card.
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