Merchant Category Lookup Tool
Instacart has been seen to be coded as:
- Merchandise & Supplies - Groceries
- Merchandise & Supplies - U.S. Supermarkets
- Grocery stores and supermarkets
- Grocery
Actuellement, les cartes suivantes gagnent plus de 1x à Grocery Stores:
American Express® Gold Card
Merchandise & Supplies - U.S. Supermarketson up to $25,000 in annual purchases at U.S. supermarkets
Citi Strata Premier℠ Card
Amex EveryDay® Preferred Credit Card
Merchandise & Supplies - U.S. Supermarketson up to $6,000 in annual purchases at U.S. supermarkets Card offer not available through this site.
Chase Sapphire Preferred® Card
Grocery stores and supermarketson online grocery purchases (excluding Target, Walmart, and wholesale clubs)
Aeroplan® Credit Card
at grocery stores
Wyndham Rewards Earner® Plus Card
(excludes Target® and Walmart®)
Discover it® Cash Back Card
on up to $1,500 per quarter
Instacart Mastercard®
on Instacart.com and Instacart app purchases on over 750 retailers delivering from more than 70,000 stores across 5,500 cities. Card offer not available through this site.
Citi Rewards+℠ Student Card
on up to $6,000 spent per year
Capital One Venture X Rewards Credit Card
Groceryon all purchases
Capital One Venture Rewards Card
Groceryon all purchases
Capital One Spark Miles for Business
Groceryon all purchases
Capital One Venture X Business
Groceryon all purchases
The Amex EveryDay® Card
Merchandise & Supplies - U.S. Supermarketson up to $6,000 in annual purchases at U.S. supermarkets Card offer not available through this site.
The Blue Business® Plus Credit Card from American Express
Merchandise & Supplies - Grocerieson all purchases ($50,000 annual limit)
Marriott Bonvoy Bevy® American Express® Card
Merchandise & Supplies - U.S. Supermarketson up to $15,000 in combined purchases per year at U.S. supermarkets and restaurants worldwide
Hilton Honors American Express Surpass® Card
Merchandise & Supplies - U.S. Supermarketsat U.S. supermarkets
Capital One Spark Miles Select for Business
Groceryon all purchases Card offer not available through this site.
Air France KLM World Elite Mastercard®
Virgin Atlantic World Elite Mastercard®
Blue Cash Everyday® Card from American Express
on up to $6,000 in annual purchases at U.S. supermarkets (issued as a statement credit)
Capital One Savor Student Cash Rewards Credit Card
Capital One Savor Cash Rewards Credit Card
Choice Privileges® Select Mastercard® Credit Card
Hilton Honors American Express Card
Merchandise & Supplies - U.S. Supermarketsat U.S. supermarkets
The Hilton Honors American Express Business Card
on other eligible purchases (up to the first $100,000 spent per calendar year; 3x points thereafter)
Chase Freedom Unlimited®
Grocery stores and supermarketson all purchases
Chase Ink Business Unlimited®
Grocery stores and supermarketson all purchases
United Club℠ Business Card
Delta SkyMiles® Platinum American Express Card
Merchandise & Supplies - U.S. Supermarketsat U.S. supermarkets
Delta SkyMiles® Gold American Express Card
Merchandise & Supplies - U.S. Supermarketsat U.S. supermarkets
Wyndham Rewards® Earner℠ Card
(excludes Target® and Walmart®)
Wyndham Rewards Earner® Access Card
Capital One VentureOne Rewards Credit Card
Groceryon all purchases
JetBlue Card
JetBlue Plus Card
IHG One Rewards Premier Credit Card
Grocery stores and supermarketson all purchases
IHG One Rewards Premier Business Credit Card
on all other purchases
The Bilt Mastercard®
on other eligible purchases when you use the card 5 times each statement period. See Rewards & Benefits
U.S. Bank Altitude Go® Visa Secured Credit Card
including grocery delivery
Bank of America® Customized Cash Rewards Credit Card
U.S. Bank Altitude® GO Visa Signature® Card
including grocery delivery
Citi Double Cash Card®
Wells Fargo Active Cash℠ Card
on other eligible purchases
U.S. Bank Altitude® Connect Visa Signature® Card
TD Double Up℠ Credit Card
on all eligible purchases
Susan G. Komen® Customized Cash Rewards Visa® credit card from Bank of America
at grocery stores Card offer not available through this site.
Disney® Premier Visa® Card
DoorDash Rewards Mastercard®
on purchases from grocery stores Card offer not available through this site.
Bank of America® Customized Cash Rewards Secured Credit Card
at grocery stores Card offer not available through this site.
Bank of America® Customized Cash Rewards Credit Card for Students
Synchrony Premier World Mastercard®
on all purchases
Ink Business Premier® Credit Card
on every purchase
Capital One Spark Cash
on all purchases
The American Express Blue Business Cash™ Card
on all purchases ($50,000 annual limit. Cash back is issued as a statement credit.)
Capital One Spark Cash Plus
Marriott Bonvoy Brilliant® American Express® Card
Merchandise & Supplies - Grocerieson other eligible purchases
Marriott Bonvoy Business® American Express® Card
Merchandise & Supplies - Grocerieson other eligible purchases
Choice Privileges® Mastercard® Credit Card
Hilton Honors American Express Aspire Card
Merchandise & Supplies - Grocerieson other eligible purchases Card offer not available through this site.
Cash Magnet® Card
on all purchases (issued as a statement credit) Card offer not available through this site.
Capital One Quicksilver Secured Cash Rewards Credit Card
Discover it® Miles
on all purchases
Capital One Quicksilver Cash Rewards Credit Card
Groceryon all purchases
Bank of America® Travel Rewards Credit Card for Students
on all purchases Card offer not available through this site.
Bank of America® Premium Rewards® credit card
Bank of America® Travel Rewards credit card
Capital One QuicksilverOne Cash Rewards Credit Card
on all purchases
Capital One Quicksilver Student Cash Rewards Credit Card
on all purchases
Preferred Cash Rewards Credit Card
Bank of America® Premium Rewards® Elite Credit Card
Capital One Spark Cash Select
IHG One Rewards Traveler Credit Card
on all purchases
Choice Privileges® Visa Signature® Card
Chase Freedom Flex℠
Grocery stores and supermarkets
Chase Ink Business Preferred®
Grocery stores and supermarkets
Blue Cash Preferred® Card from American Express
on up to $6,000 in annual purchases at U.S. supermarkets (issued as a statement credit)
Marriott Bonvoy Boundless™
on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining
What are Merchant Category Codes (MCCs) and why are they important?
Merchant Category Codes (MCCs) are a way for credit card networks to identify different types of merchants. Based on the type of business, a merchant is assigned a category code, which is how credit card companies know that something “codes as travel” or “is a restaurant”.
The MCC of a merchant is defined by the network of cards (Visa, Mastercard, American Express and Discover in the U.S.). Typically, merchants receive the same coding with Visa and Mastercard, however, vendors are sometimes coded differently with American Express.
When such coding differences happen, a transaction with a merchant may code as “Bakery” with Visa/Mastercard and not receive any bonus points but may code as “Restaurant” with American Express and receive bonus points if that particular card offers a bonus multiplier at restaurants.
AwardWallet currently uses data gathered across American Express, Mastercard, and Visa cards issued by Chase, Citibank, and American Express to perform this analysis. We fully expect there to be an occasional anomaly where such coding conflicts occur and are working to point out when this occurs.
If you notice something that has been miscategorized, please let us know by submitting a bug report.
If you’d like to learn a bit more about MCCs, take a look at some resources here: