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If you haven’t checked your Citi accounts lately (or your mailbox or email inbox), now’s a good time to do so. Over the past couple of weeks, Citi has been sending targeted spending offers to select cardholders.
Across the AwardWallet team, several of us have seen offers for up to 5X Citi ThankYou® Rewards points in select categories through July 31, 2026. And there’s a good chance even more variations are out there.
Here's what to know and how to register.
Earn up to 5X ThankYou Points With These Citi Spending Offers
More than one of us on the AwardWallet team is a big fan of the Citi Strata Premier® Card (Rates & Fees). And it turns out several of us who hold the card have been targeted for a new spending offer.
After registering by June 22, 2026, targeted cardholders can earn 5X Citi ThankYou Rewards points per $1 spent (up to 2,500 points) on eligible purchases in the following categories through July 31, 2026:
- Consumer electronic stores
- Department stores
- Home improvement stores
- Home furnishing stores
This is a particularly useful offer if you’ve got a trip to Best Buy planned, a wardrobe refresh coming up, or a home project in the works.
For me, the offer showed up via email, snail mail, and in my Citi account dashboard. If you were targeted, you’ll likely see it in one of those places. Once you click through, you’ll be automatically registered. If you received a mailer, grab the 10-digit activation code and enter it online to enroll.
Related: Earn More Rewards: Build an Elite Combination of Citi Credit Cards to Maximize Every Dollar Spent
There may be more Citi spending offers out there
It’s likely there are more Citi spending offers out there beyond this one. There could be variations tied to co-branded American Airlines cards or other ThankYou points-earning cards, such as the Citi Strata℠ Card (Rates & Fees) or Citi Strata Elite℠ Card (Rates & Fees).
Across our team, we hold a range of these cards but haven’t seen anything beyond the Citi Strata Premier offer above. If you were targeted for something different, let us know in the comments!
General Terms and Conditions for Citi Spending Offers
Each targeted Citi spending offer has its own terms and conditions. However, there are some general terms you should be aware of across all offers.
- Offers start upon activation (register by June 22, 2026) and apply to eligible purchases through July 31, 2026.
- Purchases are categorized using merchant category codes (MCCs) assigned by payment networks. Citi doesn’t control these codes, and purchases may not qualify if the assigned MCC doesn’t match Citi’s reward categories. Citi reserves the right to determine which purchases qualify.
- Transactions must post during the promotional period to be eligible.
- The following do not count as purchases: balance transfers, cash advances, checks, returned items, unauthorized charges, fees, traveler’s checks, foreign currency purchases, money orders, wire transfers, lottery tickets, gaming chips, Citi Flex Loans, and Citi Flex Pay plans.
- Rewards will post to the primary cardmember’s account within 1 to 2 billing cycles.
- Your account must remain open and in good standing to qualify. If it’s closed or converted to another product, you’ll no longer be eligible.
Bottom Line
It’s fairly common for Citi to roll out targeted spending offers, and it looks like the latest batch just landed. If you were targeted, take a second to register so you can earn bonus rewards on purchases you may already be making anyway.
Not a Citi cardholder yet? Now's an excellent time to join the club.
- 5X – Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel℠ via cititravel.com
- 3X – Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
- 3X – Earn 3 ThankYou® Points per $1 spent at Supermarkets
- 3X – Earn 3 ThankYou® Points per $1 spent on Select Transit purchases
- 3X – Earn 3 ThankYou® Points per $1 spent at Gas and EV Charging Stations
- 2X – Earn 2 ThankYou® Points per $1 spent at Restaurants
- 1X – Earn 1 ThankYou® Point per $1 spent on All Other Purchases
$95Rates & Fees
- 10X on Hotels, Car Rentals, and Attractions booked through CitiTravel.com
- 3X – Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases
- 3X – Earn 3 Points per $1 spent on Restaurants
- 3X – Earn 3 Points per $1 spent on Supermarkets
- 3X – Earn 3 Points per $1 spent on Gas and EV Charging Stations
- 1X – Earn 1 Point per $1 spent on All Other Purchases
$595Rates & Fees
- 12X – Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com.
- 6X – Earn 6 Points per $1 spent on Air Travel booked on cititravel.com.
- 6X – Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time.
- 1.5X – Earn 1.5 Points per $1 spent on All Other Purchases.
For rates and fees of the cards mentioned in this post, please visit the following links: Citi Strata Premier® Card (Rates & Fees), Citi Strata℠ Card (Rates & Fees), and Citi Strata Elite℠ Card (Rates & Fees)
![Goodbye [CC_AW_ShortName slug=CitiRewardsPlus], Hello [CC_CardName slug=CitiStrata] — Here’s What That Means for You](https://awardwallet.com/blog/wp-content/uploads/2024/02/Mikhail-Nilov-Pexels-credit-card-featured.png)