5% Back with Chase Freedom Q4 2018

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This promotion has ended, however, you can check out the Current Chase Quarterly Bonus promo.

You can now register to activate your 5% bonus category earning with your Chase Freedom®. This quarter’s categories are department stores, wholesale clubs, and payments made using Chase Pay. The 5% bonus only applies to the first $1,500 spent at participating categories, which will earn you $75 in cashback (7,500 Ultimate Rewards).

Key Terms

  • You need to activate your bonus by December 14, 2018
  • Promotion runs from October 1, through December 31, 2018
  • Earn 5% cashback on the first $1,500 of spend, earn 1% after that
  • Promotion is valid at department stores and wholesale clubs
  • Promotion is also valid on payments made using Chase Pay associated with your Freedom Card

Chase Pay Payments

This quarter, the inclusion of Chase Pay as a bonus category adds a lot more flexibility to your ability to earn 5% back. From restaurants to gas stations if you can use Chase pay you can earn 5% back. With so much flexibility, take stock of your card inventory and which categories earn the most with which cards. Leverage Chase Pay when you'd otherwise not earn any other bonus.

How To Activate 5% Cashback

To activate your 5% cashback, all you need to do is head over to the Chase Activation page and enter your last name, your zip code, and the last four digits of your card, and you are done.

Our Take

Not everyone shops at department stores or wholesale clubs, which would have made this particular quarterly bonus less than ideal. Fortunately, Chase Pay came to the rescue and means you can earn 5% back on anything that you buy and pay using Chase Pay. With this level of flexibility, there is no excuse for not maximizing your earnings this quarter.

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  • Chase Pay makes this an easy one to max out. Combined with the October bonuses at ShopRite stores, this is going to be a lucrative quarter.

  • Thanks! I hope that I can get Chase pay to work this time.

  • Darshak Thakore says:

    Chase seems to be actively pushing Chase Pay. They had Chase Pay as bonus category in 3 of the 4 quarters. They should as well make Chase Pay as a permanent 5x category.

  • I plan on maxing this out. I have been testing to see if Chase Pay worked on my phone and it does. So this will really be great to max out my points.
    Yes, I see they are really trying to push their Chase Pay too. I bet they are trying to make it as popular as Samsung and Apple? I’m fine just keep my bonus please.

  • great!!!! Thanks for the notice.. I didn’t see this one from them directly.

  • Double dip – DOSH gets you 5% back at Sams. Not sure for how long, but it’s there now.

  • Registered!

  • I am so excited about Q4 categories! I will definitely be able to max this out at Costco. Thanks for the reminder!

  • Love being able to use this at Costco for the holidays! But I sure wish they’d bring back Amazon like they had a few years ago. I quickly maxed that one out! 🙂

  • Went to Costco yesterday and purposely loaded up on all the goodies which will sustain us for a long time. Replenished all kinds of items for our freezer as well as loads of paper products, cleaning products, and various sundries. Even smiled to myself at checkout as I was paying with my cc. Will definitely max out this quarter, with happy intentions.

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