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Credit card welcome bonuses are often the biggest source of rewards points you’ll earn from a credit card — but only if you meet the minimum spending requirement in time. With everything going on in daily life, it’s easy to lose track of your progress toward that threshold. Did you spend enough? Did you spend it within the required time? Does the credit card fee count toward the minimum spending threshold? (Hint: It doesn't.)
Thankfully, Chase has made things simple with a built-in “New account bonus” tracker. Card members can quickly see how much they have spent to date and how much more they need to spend to reach the minimum required to trigger their bonus, both online and in the app.
Here’s how it works — and why you should use it.
Where to Find the Chase Bonus Tracker
The new account bonus tracker tool is available for all new cards in the Chase mobile app and on the Chase website. Regardless of whether you are earning a bonus on a card that earns Ultimate Rewards or a Chase co-branded card, the process for finding the tracker should be the same.
How to find the tracker on the Chase website:
- Log in to your Chase account on the Chase website.
- Click the card that you want to see the tracker for.
- Scroll down slightly until you find a widget labeled “New account bonus”. It should appear below your payment information, next to the Chase Offers widget, and above your recent transactions.
How to find the tracker through the Chase app:
- Log in to your Chase account on the Chase app.
- Click the card that you want to see the tracker for.
- Scroll down slightly until you find a widget labeled “New account bonus”. It should appear below your payment information and above the Benefits & Rewards widget and your recent transactions.
The new account bonus tracker should appear online and in the app within a few days of card approval. My tracker appeared before my physical card arrived in the mail.
What the Chase New Account Bonus Tracker Shows
The bonus tracker displays all of the information you need to ensure you receive your new account bonus points, including:
- The size of your new account bonus.
- The minimum spending requirement.
- The deadline date to meet the spending requirement.
- How much you have spent so far.
- How much you still need to spend to trigger the bonus.
Once you have reached the bonus threshold, all of the above information goes away. Instead, it displays a congratulatory message.
What Are You Risking by Not Keeping Track of Your Chase Welcome Bonus?
It would be especially painful to miss out on any a Chase welcome bonus simply because you made a mistake tracking your spending. And more so because right now, Chase is offering some great bonuses that would be a shame to miss. These include:
- Chase Sapphire Preferred® Card (Rates & Fees): Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Chase Sapphire Reserve® (Rates & Fees): Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
- Ink Business Preferred® Credit Card (Rates & Fees): Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
- Sapphire Reserve for Business℠ (Rates & Fees): Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and access more than $7,000 in total business and travel value in your first year.
$95Rates & Fees
- 5X points on Lyft rides through September 2027
- 5X points on travel purchased through Chase Travel℠
- 3X points on dining at restaurants worldwide
- 3X points on gas and EV charging
- 3X points on vacation homes at top brands like Airbnb, Vrbo and more
- 3X points on eligible streaming services
- 3X points on online grocery purchases (excluding Target, Walmart, and wholesale clubs)
- 2X points on all other travel
- 1X point per dollar spent on all other purchases
$95Rates & Fees
- 3X points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year
- 1X point per $1 on all other purchases
$795Rates & Fees
- 8X points on all Chase Travel℠ purchases
- 5X total points on eligible Lyft rides through 9/30/2027
- 4x points on flights and hotels booked directly
- 3x points on advertising purchases made with social media platforms and search engines
- 1 point per dollar on all other eligible purchases
Our Take
The welcome bonus tracker tool from Chase is incredibly useful. The new account bonuses on Chase's credit cards offer some very strong earning opportunities.
If now is a good time for you to open a new card — or if you have multiple rewards cards and are juggling spending on those cards to hit multiple welcome bonuses — the Chase bonus tracking tool makes monitoring your progress a lot simpler. At a glance, you can see precisely where you are on the road to securing a hefty new account bonus.
For rates and fees of the cards mentioned in this post, please visit the following links: Chase Sapphire Preferred® Card (Rates & Fees), Chase Sapphire Reserve® (Rates & Fees), Ink Business Preferred® Credit Card (Rates & Fees), and Sapphire Reserve for Business℠ (Rates & Fees)
