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If you have a travel rewards credit card from a major bank, you could have perks for free or discounted dining at restaurants or on takeout and food delivery that you may or may not know about. And if you have multiple cards, you probably have multiple offers.
If you're anything like me, it's hard to remember which card has what benefit, making it difficult to keep track of the various offers, expiration dates, and so on. We're making it easy here at AwardWallet by compiling a list of all the credit cards that offer free food-related perks and memberships. There's also a bonus section of honorable mention cards that give extra points for spending in dining categories.
American Express offers cardmembers a variety of ways to save on food and dining. This includes monthly statement credits on some of its cards, along with bonus points for spending at restaurants, savings with Amex Offers, and more.
American Express Platinum Card®
Enroll to receive $15 Uber Cash allowance per month, plus an additional $20 in December (for a total of $35), and a $120 Uber One Credit. Uber Cash can be used for Uber rides as well as Uber Eats orders in the U.S. Cardmembers can receive the monthly credit by adding their card to their Uber account. The funds will be automatically added.
Up to $100 per calendar year in Resy statement credits. Get $50 to use between January and June and $50 for use between July and December when you use your card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
$10 Uber Cash per month ($120 per year) for Uber rides as well as Uber Eats orders in the U.S.
Amex Disclosure: To receive $10 monthly credits (up to $120 per year) in Uber Cash, you must add the American Express® Gold Card to your Uber account and select it as the payment method for your Uber or Uber Eats transaction.
4x Membership Rewards at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 in eligible spending per year, then 1X)
Welcome Offer
Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
American Express® Gold Card
Welcome Offer
Find Out Your Offer. You may be eligible for as high as 100,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
The American Express® Gold Card stands out for its robust rewards, especially for food enthusiasts. It offers 4X points on dining worldwide (up to $50,000 per year, then 1X) and U.S. supermarkets (up to $25,000 per year, then 1X), and 3X points on flights booked directly with airlines or through American Express Travel®. Cardholders can take advantage of multiple annual dining credits at select locations and up to $120 in Uber Cash credits for U.S. rides and Uber Eats (received as $10 monthly credits), just add your American Express® Gold Card to your account in the Uber app and select it as the payment method. Enrollment required for select American Express benefits.
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You'll know upfront exactly how much you'll pay.
Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That's up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
Book your travel through the Amex Travel App with added peace of mind - backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
4X Membership Rewards® points at restaurants worldwide, plus takeout and delivery in the U.S. (on up to $50,000 per year in purchases, then 1X)
4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X)
5X Membership Rewards® points on prepaid hotels booked on amextravel.com
3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com
2X Membership Rewards® points on prepaid car rentals booked through amextravel.com
2X Membership Rewards® points on cruises booked and paid through amextravel.com
Up to $240 per calendar year in statement credits (available as $20 per month) for purchases at select business merchants, including Grubhub, FedEx (through 10/01/2026), and office supply stores.
Earn 4x Membership Rewards points on the top two out of six spending categories (up to the first $150,000 in combined purchases annually). U.S. purchases at restaurants (including takeout and delivery) is one of the eligible spending categories to earn 4x points.
Up to $10 per month in Resy statement credits when you use your card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
2x miles per dollar on dining at restaurants worldwide, plus takeout and delivery in the U.S.
Up $20 per month in Resy statement credits (for a total of $240 per calendar year) when you use your card to pay for dining at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
Delta SkyMiles® Platinum Business American Express Card
Up to $10 per month in Resy statement credits (for a total of $120 per calendar year) when you use your card to to dine at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
Delta SkyMiles® Reserve Business American Express Card
Up $20 per month in Resy statement credits (for a total of $240 per calendar year) when you use your card to pay for dining at U.S. Resy restaurants or make other eligible Resy purchases. Enrollment is required before using this perk.
Like American Express, many Chase cards also have food-related perks, such as monthly offers and elevated earning rates on spending in specific categories.
Credit: DoorDash
Chase Sapphire Reserve®
Up to $300 annual dining credit to use at select restaurants worldwide. Get $150 back in statement credits from January through June and another $150 to use between July and December.
DoorDash quarterly savings of $10 on non-restaurant orders.
All Chase co-brand credit cards are eligible except the Amazon Rewards Visa Card, Instacart Mastercard, and DoorDash Rewards Mastercard.
Honorable Mentions
There are some other great rewards cards available that don't offer statement credits for dining. However, they do offer increased earnings on these purchases. You can earn bonus rewards on purchases at restaurants, along with takeout and delivery services, with the following cards:
American Express® Green Card
3x Membership Rewards at restaurants worldwide, plus takeout and delivery in the U.S.
5% back each quarter through rotating quarterly categories, available on up to $1,500 in purchases per quarter. If you are within the first year of your card membership, your cash back will be doubled at the end of the year, essentially making this 10%. You can view the current Discover it Cash 5% categories here.
Not 100% sure how a specific food app service is coded? Check out AwardWallet's merchant lookup tool to ensure you will receive your bonus points and miles. In addition, you'll receive the statement credits or monthly savings for the food app services, whether you order for pickup or delivery. This means you can maximize your credits and save on delivery fees by picking up your orders.
Final Thoughts
It's nice to save a little cash or be rewarded with bonus points for your dining purchases. It's even better when those rewards and cash back get you closer to your next trip. Combining that with some free food is a nice perk, available on multiple credit cards.
How are you maximizing all of these free food perks across your credit cards?
For rates and fees of the cards mentioned in this post, please visit the following links: American Express® Gold Card (Rates & Fees)
Tip of The Day
Did you know that we display your elite status progress within the list of accounts? Each block in this progress bar represents an elite level. If you mouse over any of the blocks, it will show you the name of that elite level. Clicking it will open the account details on the 'Elite Levels' tab. This will show you exactly where you are regarding your elite status and what you need to do to reach the next level.
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