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The Platinum Card® from American Express just got a major refresh. A card that was already packed with benefits now comes with even more. Amex says this premium card now offers more than $3,500 in annual value across travel, wellness, and lifestyle credits — all for a hefty $895 annual fee (Rates & Fees).
If you’ve never had the Amex Platinum before, this could be the perfect time to check your welcome offer after the refresh. Some applicants are being targeted for bonuses as high as 175,000 Membership Rewards points. Here’s what you need to know.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
- More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
- More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
- More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
- New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
- $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points for flights booked directly with airlines or with American Express Travel® (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel®.
- Earn 5X points on Fine Hotels + Resorts® and The Hotel Collection bookings.
Page Contents
Amex Platinum Welcome Offers: as high as 175,000 Points!
More often than not, one of the best parts of a premium card like the Amex Platinum is its welcome offer. If you're a new applicant for this card, you may be eligible for a welcome bonus as high as 175,000 Membership Rewards points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
It may sound a bit complicated, but here’s how it works if you apply for the Amex Platinum and you're approved:
- Find out your offer amount
- Accept the card with your offer
- Spend $8,000 in your first 6 months of Card Membership
- Receive your Amex Membership Rewards points
The Amex application process is a little different from what you might have experienced with other card issuers. Once you submit your application, you'll be able to see if you're approved and learn your exact welcome offer — with no impact on your credit score. If you decide to accept the offer, your credit score may be impacted, but not before then.
What are Amex Membership Rewards points worth?
Since these offers are branded “as high as,” the specific welcome bonus you’re targeted for may vary. To help you gauge what your offer could be worth, consider that AwardWallet users redeem Amex Membership Rewards points for an average of 1.97¢ each, due in large part to the value unlocked through Amex’s travel transfer partners.
Amex Platinum Benefits
The Amex Platinum comes with a long list of valuable perks. Many of these perks are geared toward frequent flyers or those who shop at high-end retailers. But plenty of the benefits go beyond that and can appeal to a much wider audience.
Here’s a look at what the Amex Platinum has to offer in its current state:
- Earn 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year. Earn 1X points on other eligible purchases.
- Global Lounge Collection: Access to Centurion Lounges and partner lounges including Delta Sky Club® (when flying Delta), select Lufthansa lounges (when flying Lufthansa), Plaza Premium lounges, and Escape Lounges. Enrollment in Priority Pass Select is also included.
- $600 Hotel Credit: Up to $300 in statement credits twice per year (up to $600 annually) on prepaid Fine Hotels + Resorts or Hotel Collection bookings through Amex Travel.
- $400 Resy Dining Credit: Up to $100 in statement credits each quarter (up to $400 annually) for eligible purchases with Resy (enrollment required).
- $300 Digital Entertainment Credit: $25 per month (up to $300 annually) with added partners Paramount+, YouTube Premium, and YouTube TV, alongside Disney+, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal (enrollment required).
- $300 Lululemon Credit: Up to $75 back each quarter (up to $300 annually) for eligible purchases at Lululemon stores or on lululemon.com in the U.S. (enrollment required).
- $200 Oura Credit: Up to $200 back annually in statement credits when purchasing an Oura Ring through Ouraring.com (enrollment required).
- Hotel Elite Status: Complimentary Hilton Honors Gold, Marriott Bonvoy Gold Elite, and Leaders Club Sterling Status status after enrollment.
- Rental Car Elite Status: Complimentary elite status with Avis Preferred Plus, Hertz President’s Circle, and National Car Rental Emerald Executive Club after enrollment.
- $200 Uber Cash: Up to $15 in Uber Cash each month plus a $20 bonus in December after adding your Card to your Uber account, valid on U.S. rides and Uber Eats orders when you select Amex as the payment method.
- $120 Uber One Membership Credit: Up to $120 in statement credits each year after purchasing an auto-renewing Uber One membership, in addition to the existing Uber Cash benefit.
- $200 Airline Fee Credit: Receive up to $200 in statement credits each calendar year after selecting one qualifying airline and charging incidental fees to your Card.
- $100 Saks Credit: Up to $100 in statement credits each year for purchases at Saks Fifth Avenue, split into $50 every six months (enrollment required).
- $300 Equinox Credit: Up to $300 in statement credits annually across all Cards on the account for U.S. Equinox memberships or Equinox+ subscriptions (enrollment required).
- Walmart+ Credit: Up to $12.95 (plus applicable sales taxes) back each month when you use your Card to pay for a Walmart+ membership (enrollment required).
- $209 CLEAR Plus Credit: Up to $209 in statement credits per year for a CLEAR Plus membership when paid with your Card.
- Global Entry or TSA PreCheck Credit: Receive up to $120 every 4 years for Global Entry or up to $85 every 4.5 years for TSA PreCheck application fees when charged to your Card.
- Extensive trip delay, cancellation, and interruption insurance.
Enrollment is required for select Amex benefits.
If these benefits sound like a good fit for your travel, spending, and shopping habits, remember they come at a cost. The Amex Platinum charges a $895 annual fee. And if you want to add someone to your account, there’s an additional fee of $195 for each additional Platinum Card for Authorized Users (Rates & Fees).
Related: All About The Platinum Card® from American Express
Amex Platinum Application Rules and Restrictions
Before applying, it’s important to understand the American Express application rules, especially when it comes to eligibility for a welcome offer on the Amex Platinum Card. According to the card's application page:
“You may not be eligible to receive a welcome offer if you have or have had this Card, the Platinum Card® from American Express Exclusively for Charles Schwab, the Platinum Card® from American Express Exclusively for Morgan Stanley or previous versions of these Cards. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.”
Fortunately, Amex has a pop-up tool that lets you know upfront if you're ineligible for a welcome offer. That means you can choose whether or not to proceed with the application after confirming your eligibility.
There are also a few other things to keep in mind:
- Amex typically limits each person to five traditional credit cards with set spending limits at a time.
- You can also have up to 10 cards with no preset spending limit (like the Amex Platinum).
- And in most cases, you won’t be approved for more than two cards within a 90-day period.
No Preset Spending Limit means the amount you can spend adapts based on factors such as your purchase, payment, and credit history.
Related: Understanding Rewards Credit Card Application Rules and Restrictions
Bottom Line
If you’re looking for a premium rewards card, few compare to the Amex Platinum. The card does come with a $895 annual fee, but the new and enhanced benefits can make it easy to get more than your money’s worth. And the icing on the cake is a new applicant welcome offer as high as 175,000 points.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
- More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
- More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
- More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
- New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
- $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points for flights booked directly with airlines or with American Express Travel® (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel®.
- Earn 5X points on Fine Hotels + Resorts® and The Hotel Collection bookings.
For rates and fees of the cards mentioned in this post, please visit the following links: The Platinum Card® from American Express (Rates & Fees)
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