Pam Iorg

Staff Writer

Pam Iorg and her daughter, Alex Payne, write for the blog Travel Hacking Mom. They have earned millions of points through travel hacking and travel the world on those points. Their mission is to teach beginners how to travel hack in a simple and concise way.


When Pam isn’t applying for a new credit card or planning a trip, she is hanging out with one of her 20 grandchildren, yes 20! She looks forward to taking many of them with her on trips – paid for by points of course!

How Does a Credit Card Signup Bonus Work?

There are many ways to earn points, but if you’re just getting started, the credit card signup bonus is a critical part of your strategy for saving on your next trip. Here’s our breakdown of how signup bonuses work and what you need to know to supercharge your points balances.