Ryan Smith

Senior Editor

Ryan is a writer and editor who first wrote for AwardWallet team in 2021 but has been around points and miles for several years. He has written at Forbes Advisor, CNBC Select, Miles to Memories, The Points Guy, and USA Today Blueprint.


After someone at his hostel in China said “I flew here for free using points,” Ryan was hooked. Ryan is on a mission to visit every country in the world and has less than 10 countries remaining. He will visit his final country in late 2023.


His wife joins him on many of his trips, and they enjoy snowboarding, diving, and seeing animals in the wild. When not traveling, Ryan is probably answering questions from his family about how he travels so much and whether all of this is illegal.

Top Small-Business Credit Card Offers for September 2023

Want to leverage your business expenses to earn a stack of cash back or travel rewards? We've put together the best business credit card offers available to new applicants in September. Whether you are a business owner, freelancer, consultant, or entrepreneur, there is a card to suit your goals and budget.

Best Rewards Credit Card Offers for September 2023

Each month, the AwardWallet editorial team assembles the top credit card offers that are currently available. The welcome offer — adjusted for how much the points are worth — gets the most weight. However, we consider each card's long-term value, application restrictions, and take into account how much spending is required to capture the full bonus. Here are our top rewards card offers for September 2023 and why each made the list.

Current Chase Offers: Up to 10% Back with Southwest, Kimpton, Carnival, Lyft, Condor & More

Chase is currently offering several travel-related Chase Offers — offering potentially hundreds of dollars back on lodging, car rentals, cruises, and gas purchases. You may be eligible for a new Chase Offer for Holiday Inn, InterContinental, Alaska Airlines, Condor Airlines, Great Wolf Lodge, and many more. Here's a roundup of all travel-related Chase Offers you might be targeted for.

The Complete Guide to Marriott Bonvoy Elite Status

Interested in earning elite status with Marriott's Bonvoy rewards program? It includes five elite tiers and a basic membership level. The program has a huge footprint around the world and offers varying perks, depending on your status level and hotel brand you're staying at. In this article, we take a deep dive into Marriott's elite status tiers, what they offer, and how to attain these perks.