Bank of America Travel Rewards Card Review Bank of America Travel Rewards Card Review

Bank of America Travel Rewards Card Review

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Frustrated by complicated travel rewards programs? Do you want a credit card that is straightforward and easy to understand when it comes to rewards and perks? Well, take a look at the Bank of America® Travel Rewards credit card. This card is super easy to manage, you receive valuable points, and the options for redeeming those points are flexible. But is it worth applying for?

Link: Bank of America® Travel Rewards credit card

Straightforward Points Earning

With the Bank of America® Travel Rewards credit card, you receive a flat rate of 1.5 points per dollar spent on all purchases. No need to pay attention to when and where you are using the card, or to try and spend strategically. This is great for those who use their credit card for everyday purchases because you receive a flat 1.5 points per dollar spent on every purchase.

Note: While 1.5 points per $1 is a good flat rate on everyday spend, cards like the Chase Sapphire Reserve® or the Chase Sapphire Preferred® Card offer increased bonuses on travel and dining which provide a better return on spending.

The Bank of America® Travel Rewards credit card also offers a signup bonus of 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $250 statement credit toward travel and dining purchases. Most people who regularly use a credit card will have no problem reaching this affordable spending threshold. For a card with no fee and a low minimum spend, it's worth having on your radar. Check out our list of travel-specific credit cards with higher bonuses here.

Flexible Travel Redemption

One of the most attractive features of the Bank of America® Travel Rewards credit card is that you can use your card to book travel arrangements through any website or company you prefer, and then receive a statement credit for your travel purchases.

You can opt to use all of your points, or a certain portion, starting from as low as 2,500 points. This means you can combine offers to get the best deals, and still use your points the way you want. This is a feature that may be especially valuable to families since airline travel is usually the most expensive part of any vacation. Because you aren't limited to using your points with certain airlines, or certain dates, you can really dig for deals and maximize your points when you redeem.

If you do opt to redeem your points through the Bank of America Travel Center, you will receive a nice perk of double points (up to $6,000), or if you pay for travel through the Travel Center, you will receive 3 points per dollar.

Bank of America Customers Get Even More Rewards

The Bank of America® Travel Rewards credit card offers a decent flat rate for earning points, and also offers Bank of America customers bonus points in the form of Preferred Rewards, giving you a bonus of 25%, 50%, or 75% extra points per year, depending on your annual spend and the accounts you have listed with Bank of America. Just having a checking or savings account with Bank of America will get you a bonus of 10% on the points that you receive.

No Annual Fee!

It is important to highlight that the Bank of America® Travel Rewards credit card has no annual fee! So, you can build up your points month after month, and then redeem them when you feel like it—all for no annual fee.


The Bank of America® Travel Rewards credit card has some fantastic perks if you are looking for a no annual fee, everyday travel rewards credit card.  With no annual fee, no special categories, and no hard and fast rules about how to redeem points, this is a truly no-nonsense travel rewards card with straightforward advantages. For travelers that prefer cash back rewards, or experienced travelers who really know how to get through the hoops of some of the more complicated (but higher value) travel credit cards, there are better options.

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  • Richard Hathaway says:

    I am attempting to book a train trip from Paris, France to Caen and I am unable to reach anyone at BofA that can tell me if I can book through their travel section. I understand the French rail system is SNCF/oui, but I can’t find a thing.
    Any and all help would be greatly appreciated.

  • Ah- thanks for answering Chani’s question. I was wondering as well if you would receive airline miles when booking through the travel center.

  • question for you:
    do i get points on delta too by buying my ticket through bofa travel center? the bofa site asking for my frequent flier number from delta.
    basically what site is more beneficial to book on if i have a bofa travel rewards card? delta or bofa travel center?
    bank of americatravel reward is my only cc.

    another question. as i called up delta to book a flight, the price on the site changed and i was reserving my flight( i read it on one of your blogs) so i can have more time to research and decide, so not i can get the delta for the old price, is there a way to get it from the bofa traval site for that old price too?

    • Yes, you receive SkyMiles if you book through the Bank of America travel center. The “points” you’re using are effectively cash.

      As for getting the old price on a past search, not possible.

  • It’s suggested that certain advantages would apply if I were to purchase travel through the Bank of America Travel Center, but i cannot find such a center online or via the Bank of America website. Please clarify.