[Targeted] Earn 20,000 Membership Rewards When Adding Authorized User Who Spends $2k

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An ode to American Express: How do I love thee? Let me count the ways. American Express just keeps adding more and more ways to make us love it. It consistently gives cardmembers new ways to earn rewards, especially its own Membership Rewards currency.

Recently, Amex sent out another round of targeted offers to members. Targeted The Platinum Card® from American Express cardmembers can earn 20,000 bonus Membership Rewards points when adding an authorized user and spending $2,000.

Amex Platinum Authorized User Bonus Details

  • Earn up to 20,000 Membership Rewards when adding an authorized user to a Amex Platinum account.
  • The user must spend $2,000 on their card.
  • You have 6 months to meet the requirement.
  • Click here to see if you're targeted for this offer.
  • Offer ends September 7, 2021.

20,000 bonus Amex points for adding an authorized user to your Amex Platinum account

American Express sends out targeted bonuses relatively frequently offering cardholders bonus points for adding an authorized user and spending a specified dollar amount. We've seen these offers on a large array of their cards–from Hilton and Delta to its own Membership Rewards earning cards.

Generally, the offer is capped at 10,000 bonus Membership Rewards points. However, Amex has recently increased that offer to 20,000 bonus points. AwardWallet users receive an average value of 2.4 cents per point with Amex Membership Rewards. So, this offer is worth around $480!

Which Authorized User Card Type Should You Get

When adding an authorized user to your Amex Platinum, Amex allows you to select from two card types.

The Platinum authorized user option comes with a hefty fee of $175 a year (in addition to the primary card's annual fee). But, the good news is that you can add up to 3 authorized users for just one $175 additional fee. Consider this option if your authorized user will value the Amex Platinum benefits. That's because this option allows your authorized user to access most of the perks of the Amex Platinum.

The second option is the Gold version card. Note that this is different than the American Express® Gold Card. The main benefit of this card is that there is no fee. And the Gold card is eligible for the authorized user offer. So, this is an easy way to get the bonus without having to pay a higher annual fee!

Who Can Be an Amex Platinum Authorized User

Authorized users for American Express only need to be 13 years old. If you are responsible with your Amex credit cards, this can be a great way to earn your bonus while simultaneously helping to build your child's credit score. Personally, I added my 14-year-old as one of my authorized users on the basic Gold option just for this deal.

If your potential authorized user currently has or has held the Platinum card, no worries. They are still eligible to be an authorized user and it won't impact their eligibility to get their own primary account in the future.

If you are curious about why you may want to add an authorized user beyond this targeted Amex offer, check out this article.

Final Thoughts

Check here to see if you're targeted for this offer. If you are, jump on it right away because it's that good. If you aren't sure how to meet the spend requirement, check out this AwardWallet article for some ideas.

Are you targeted for this bonus points offer?

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  • Sebastian ER Morita says:

    Its valid foe AMEX personal credit card or for Corporate AMEX card also?

    • You’ll have to see if you’re targeted. I have seen several interesting promos for Amex small business cards, but I haven’t personally seen the one discussed in this post on the business side.

  • Bhikhu Shah says:

    Wow! This is a great offer, free money (points) really. I will just put all my spending on the new additional card to ensure we hit the $2k required.

  • Alexander Schmidt says:

    TARGETED! Aside from the points, my reason to add user is to sign them up for Global Entry. I’ve seen conflicting info on my question…

    I’ve already applied for GE 2 years ago. can I get GE credit for my authorized user under the NO FEE GOLD? I know this works for PLAT AU, but would prefer to avoid the $175 annual fee if possible. THANK YOU!

    • I just read through the T&C and didn’t find anything definitive. If I were to guess, AUs with a Gold card wouldn’t be eligible. But I’d recommend asking Amex via Chat or phone.