How To Meet Minimum Spending Requirements on New Credit Cards

There's a hesitation I see regularly about applying for travel rewards credit cards is about the minimum spending requirement to earn a welcome bonus. Some people feel the spending requirements are too high for their income levels. Others think that much spending sounds rash — as if it's a surefire way to get into credit card debt. Thankfully, there are ways to put spending on a new credit card without increasing your overall spending. Here are our tips on how to meet minimum spending requirements to earn a new bonus without busting your budget.

Take Advantage of a Three-Month Free FoundersCard Trial for AwardWallet Readers

FoundersCard is a lifestyle card that provides benefits such as discounts on travel, complimentary elite status, shopping discounts, and more. If you've been on the fence about whether FoundersCard is worth it for you, we've worked out a deal for AwardWallet readers to get a three-month free trial of FoundersCard — plus $200 discount with a waived activation fee if you decide to sign up. Here's what you can get through this free trial offer.

Card Question: Do You Need a Chase Sapphire Card Before Getting a Chase Ink or Unlimited?

The Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card both offer valuable sign-up bonuses. One reader reached out to ask if he needed to have an existing Chase Sapphire Preferred® Card or Chase Sapphire Reserve® before applying for an Ink card to convert that cash-back bonus into transferrable Ultimate Rewards points. We break down the answer in this post.

Can You Put Personal Spending on a Business Card? You Might Get This Email About It

We get this question a lot: "Can I put personal spending on a business credit card?" While I'm not aware of any law against it, and there's nothing physically stopping you from swiping that card, you might get an email like the one I received yesterday. It's asking about my charges and includes a ton of homework. I want to share it with you to help clarify the answer to this question.

Citi® / AAdvantage® Platinum Select® Card Review: Free Test Drive, Fair Benefits

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers travelers a free checked bag, preferred boarding, and the chance to earn AAdvantage elite status just from spending on the card. Plus, the card is currently offering a solid sign-up bonus of 80,000 bonus miles and a waived annual fee for the first year. Here's our full review to help you decide if it's a good addition to your rewards portfolio.

Qatar Airways and Cardless Launch 2 Credit Cards. Here’s All the Info.

Nearly a month ago, Qatar Airways and Cardless teased the launch of two Privilege Club credit cards for U.S. applicants — due to debut in May 2024. This announcement was undoubtedly a big deal for Avios collectors and Qatar Airways flyers. And true to schedule, Qatar Airways' two Cardless credit cards are now open for applications. Here's everything you need to know about the Qatar Airways Privilege Club Visa Infinite Credit Card and the Qatar Airways Privilege Club Visa Signature Credit Card.

Chase Slate Credit Card Review: A Solid Card for Building Credit

If you're looking for a card with a lengthy introductory APR period to help you finance large purchases or avoid interest while paying down debt, the Chase Slate® Credit Card could be it. You won't earn any rewards on purchases, but that might be a fair tradeoff to avoid expensive interest payments or pay off large purchases over time. The card also rewards you for developing healthy credit habits. Does that make the Chase Slate a good addition to your wallet? Read our full review to find out more.

AAdvantage® MileUp Card Review: A Mediocre Option for Earning AA Miles With No Annual Fee

The American Airlines AAdvantage® MileUp® Card is an okay option with no annual fee and a few benefits. It earns 2X on AA purchases and at grocery stores. If you're trying to earn AA miles in as many ways as possible, then you might consider adding this card to your collection. Otherwise, there are better options for benefits. However, for those wanting to earn miles with no annual fee, you might be interested.

Chase Freedom Flex Card Review: A Worthy Addition to Your Chase Card Lineup

The Chase Freedom Flex℠ is a strong earner in the Ultimate Rewards family of cards. It offers many of the best benefits of the Chase Freedom® and the Chase Freedom Unlimited® — including no annual fee and generous spending categories. In addition, the Freedom Flex comes with a unique set of benefits, from complimentary cell phone protection to savings with Lyft and DoorDash.