Understanding Rewards Credit Card Application Rules and Restrictions [2025] by Ian Snyder May 24, 2025 128 Wondering which credit card you can apply for next? Issuer rules vary widely — and much of the information out there is incomplete or unpublished. This guide breaks down major bank restrictions, including Chase’s 5/24 rule and which issuers expect you to have a checking account. We’ve compiled what’s known, plus community data points, all in one place.
Why Starting With Chase Cards Matters if You’re Under 5/24 by Ian Snyder May 24, 2025 0 If you're new to the points and miles hobby or looking to dive deeper after just dipping your toes in, you'll want to develop a solid earning strategy. This applies to both welcome offers and ongoing rewards. To do so, you need to understand the rules and restrictions card issuers have in place. With Chase offering so many lucrative bonuses, we recommend designing your credit card strategy around their 5/24 rule. Here's how you best do that, and the potential cost of ignoring this unwritten rule.
How To Check Your Chase 5/24 Status for Free by Brie Bash and Ryan Smith May 24, 2025 73 Chase's 5/24 rule is one of the strictest — and one of the more (in)famous — credit card application rules. However, Chase doesn't publicize this rule or tell you what your 5/24 status is. Here are the best free methods for checking your 5/24 status.
Chase 5/24 Rule Explained: What It Is and How to Work Around It by Brie Bash and Miguel Rueda May 24, 2025 81 For points and miles enthusiasts, the Chase 5/24 rule is one of the most notorious restrictions you'll run into when applying for a new rewards card. It's a rule that can be confusing and frustrating. In this post, we’ll cover everything you need to know about the Chase 5/24 rule.
How to Use Chase Trip Delay Insurance to Get Reimbursed for Flight Delays by Jess Farley and Andrew Kunesh May 23, 2025 36 Flight delays are inevitable when traveling by air. Planes get held up by weather, mechanical, or personnel issues, or you may get bumped due to the flight being overbooked. But, provided you pay with the right card, you won’t have to rough it in the departures lounge or wear the outlay of an expensive airport hotel. If you hold a Chase travel card, it’s likely you have access to some of the best Trip Delay protection available, provided you follow all the steps listed out below.
Amazon Business Prime American Express Card Review: Fantastic Rewards on Amazon Purchases by Ian Snyder May 21, 2025 0 If your business consistently spends at Amazon, you're likely missing out on rewards if you don't have the Amazon Business Prime American Express Card in your wallet. The card earns 5% back on Amazon purchases, as well as at AWS, Whole Foods, and other Amazon brands. The card doesn't have much in terms of other benefits, but it's lack of annual fee is another upside.
U.S. Bank Premieres Shield Credit Card With a Lengthy 0% Intro APR Period by Mark Jackson May 20, 2025 0 The U.S. Bank Shield Visa Card offers a strong introductory APR period for purchases and balance transfers, as well as a slew of other benefits that may be attractive to potential cardmembers, including rental car insurance, cell phone protection, and more.
Marriott Bonvoy Business® American Express® Card Review: A Long-Term Keeper by Ashley Onadele and Brie Bash May 18, 2025 0 The Marriott Bonvoy Business® American Express® Card is a solid option for small business owners who are loyal to Marriott. Here's everything you need to know about it's perks and long-term benefits to help you decide if it's one you should add to your wallet.
American Express Business Card Members Can Now Create Virtual Cards — Here’s How by Cameron Laufer May 18, 2025 0 American Express just added the option to create virtual cards for certain Amex business cards. This gives cardholders the chance to customize these cards limits to use for online purchases. Let's walk you through the process of creating and managing these virtual cards.
One Key+™ Card Review: Earn up to 3% Back, Anniversary $100 OneKeyCash, Gold Status, and More by Jenna Hansen and Tyler Glatt May 16, 2025 0 The new One Key+™ Card allows members to earn rewards on everyday purchases. It has a low annual fee and solid benefits, like a statement credit of up to $120 for a Trusted Traveler Program, such as Global Entry® or TSA PreCheck® and no foreign-transaction fees. OneKeyCash can be spent with Expedia, Hotels.com, and VRBO. But is it right for you?
Earn 60,000 Bonus Points With This World of Hyatt Business Credit Card Offer by Tyler Glatt and Ryan Smith May 16, 2025 4 Small business owners chasing hotel perks and points can score 60,000 bonus points with the World of Hyatt Business Credit Card. Check out the bonus, key benefits, and eligibility for this offer.
U.S. Bank Nerfs the Bank Smartly Card — Here Are Your Best High-Earning Alternatives by Mark Jackson May 14, 2025 0 The U.S. Bank Smartly™ Visa Signature® Card is a nifty product that earns up to 4% cash back on every purchase. However, the issuer recently nerfed this card and made it less rewarding. Here's how these changes impact current cardholders and future applicants.
How Platinum Card® Members Can Unlock Complimentary Centurion Lounge Guest Access by Ben Nickel-D'Andrea May 14, 2025 0 Here’s how to unlock complimentary guest access now that Amex changed the Centurion Lounge guest policy for Platinum-branded Card Members, along with a few alternative options to help you and your guests get into the lounge for as little cash out of pocket as possible.
7 Reasons the Chase Sapphire Preferred® Is the Best Beginner Travel Rewards Card by Erik Paquet and Ben Nickel-D'Andrea May 14, 2025 78 The Chase Sapphire Preferred® Card is the ultimate beginner's travel credit card. With a huge welcome bonus, flexible points, and valuable perks, it’s a smart first step into the world of points and miles. Here's why.
Amazon Business American Express Card Review: Up to 3% Back at Amazon.com, AWS, and More by Ian Snyder May 12, 2025 0 With a 3% earning rate on Amazon purchases, the Amazon Business Amex is worth considering if your business shops at Amazon frequently. You’ll also earn this rate on purchases at other Amazon brands and services, including AWS and Whole Foods Market. While the card may be light on extra perks, it does come with a $0 annual fee. But is it right for you?
The 7 Best Credit Cards for Grocery Shopping in 2025 — From Cash Back to Transferable Points by Jess Farley and Tyler Glatt May 11, 2025 45 Using the best credit card for groceries can mean a lot of extra points each year. Here’s our roundup of the seven best cards to maximize your rewards on one of your most consistent monthly expenses.
Everything You Need to Know About How to Use the Citi Prestige® Card’s $250 Travel Credit by Ross Denkin and Ben Nickel-D'Andrea May 9, 2025 43 Despite not being available to new cardholders, the Citi Prestige® Card still has serious appeal. With features like a fourth night free on hotel stays and 5x bonus categories, this card is incredibly rewarding. One of the best ways to offset the annual fee is its annual $250 travel credit. Here's how to effortlessly maximize this benefit.
Getting a Small Business Credit Card Is Easier Than You Think — Here’s How to Apply by Tyler Glatt May 9, 2025 3 Business credit cards are handy tools, and almost anyone can apply for one. No matter your hustle, there's a good chance you qualify for a small business card. The process can be overwhelming if you've never applied for a business credit card, so we've broken it down into three easy steps. Here's all you need to know about business cards.
Which Credit Cards Still Offer Access to Priority Pass Restaurants? by Ben Nickel-D'Andrea and Tyler Glatt May 7, 2025 15 There’s more to Priority Pass than just lounge access. At select airports, members can skip the lounge and enjoy a free — or nearly free — meal at a sit-down restaurant. However, the number of cards that include the Priority Pass restaurant benefit is shrinking. Here’s a look at the credit cards that still offer access to Priority Pass restaurants.
Level Up Your Rewards: The Best Credit Cards for Gamers by Ajay Jain May 5, 2025 0 There are multiple credit cards that offer top cashback earning rates on gaming purchases. Whether it's a card affiliated with a specific store or a card that offers cash back on multiple types of purchases, find out which credit card is best for buying your next console, video game, or in game purchase.
One Key™ Card Review: Earn 3% on Expedia, Hotels.com, and VRBO Bookings — For No Annual Fee by Jenna Hansen May 5, 2025 0 The One Key™ Card offers an easy way to turn your everyday spending into cash that can be used to book flights, hotels, rental cars, and vacation rentals through Expedia and its partners, Hotels.com and VRBO. But is it right for you?
Score 75k Valuable Miles With the Citi® / AAdvantage Business™ World Elite Mastercard® by Ryan Smith and Cameron Laufer May 4, 2025 2 The Citi® / AAdvantage Business™ World Elite Mastercard® has a new applicant bonus of 75,000 bonus AAdvantage® miles. Here's a detailed look at this offer, the card's ongoing benefits, and why now is an excellent time to apply before this offer takes flight.
Choice Privileges® Select Mastercard® Review: Solid Perks for Choice Hotels by Jenna Hansen May 3, 2025 0 The Choice Privileges® Select Mastercard® is a great choice for travelers who frequent Choice properties or are looking to round out their travel rewards card portfolio. With a strong welcome offer, a low annual fee, and plenty of benefits, this Choice Hotels credit card is worth a closer look.
Atmos™ Rewards Visa Business Card Review: Earn Valuable Miles and Enjoy Excellent Travel Benefits by Ryan Smith and Sam Helmy May 3, 2025 1 What do you get when you combine highly valuable airline miles, a valuable companion ticket each year, free checked bags, and a strong earning structure? You get the Atmos™ Rewards Visa Business Card from Bank of America. Our review takes a detailed look at this card to see if it's the right one for you.
Wells Fargo Autograph® Card Review: 3X Earning on Travel, Gas, Restaurants, and More by Sam Helmy and Mark Jackson April 28, 2025 0 The Wells Fargo Autograph® Card is an excellent option if you want simplicity. The card offers a generous welcome bonus, great earning rates, and reliable redemption options. It also has more benefits than one might expect on a card without an annual fee. Here's a detailed look at the Wells Fargo Autograph.
Can You Use Credit Card Travel Credits to Pay Award Change and Cancellation Fees? by Jess Farley and Ian Snyder April 27, 2025 37 One of the frustrating aspects of award travel is often needing to book well in advance to get the best price with your points and miles, knowing that your plans might change along the way. And some programs will charge you (handsomely!) if you have to make these changes. But if your credit card has travel credits, can you use these to cover the award change and cancellation fees?
All of the Cards That Earn American Express Membership Rewards Points by Toni Southam and Ian Snyder April 27, 2025 1 American Express Membership Rewards are among the most versatile points in travel. This guide compares every personal and business Amex card that earns them, from the Platinum Card®’s premium perks to the no-annual fee Blue Business Plus, and shows how to unlock more points through Amex Offers, referrals, and authorized users.
Wells Fargo Reflect® Card Review: Lengthy Introductory APR Offer but No Rewards by Mark Jackson April 26, 2025 1 The Wells Fargo Reflect® Card is a solid option for a 0% intro APR credit card. It comes with great benefits like cell phone protection, secondary rental car insurance and roadside assistance, but it doesn't offer any spending rewards like many other cards do. But is it a good fit for your wallet?
Choice Privileges® Mastercard® Credit Card Review: Earn Hotel Points and Pay No Annual Fee by Dan Miller and Mark Jackson October 8, 2025 3 If you regularly often stay at Choice hotels — or have a trip planned to Japan or the Nordics — the Choice Privileges® Mastercard® can be a great option to add to your wallet. It lets you earn Choice Privileges points with no annual fee, along with granting complimentary Choice Gold elite status. Is this the right card for your wallet? Let's take a look.
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