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If you are a United℠ Explorer Card cardholder, you may want to check your inbox. As noted by Doctor of Credit, Chase has sent a targeted email promotion to some United co-branded credit cardholders offering 2,500 bonus miles for adding an authorized user to their account. Since adding an authorized user doesn't cost anything, it may be worth considering.
- Offer only available to United credit cardholders who received the targeted email
- Register for the promotion here with the last four digits of the qualifying card number and your United MileagePlus number
- Cardholders must register by the date listed in the targeted email or mail offer
- Add an Authorized User to your account by the date noted in the email or mail offer
- Allow 6–8 weeks for the 2,500-mile bonus to post to your United MileagePlus account
- Miles will post to primary cardholders account but will not appear on the credit card statement
If you don't recall receiving any email about the offer and don't feel like sifting through your inbox, you can simply attempt to register anyway. If you weren't targeted—like I wasn't—you'll be redirected to a notice thanking you for your interest while politely explaining you aren't eligible.
Authorized Users Affect Chase 5/24 Status
It's worth noting that while adding an authorized user to your United Explorer Card card doesn't cost a fee, it could cost you (or your authorized user) in another way. Chase's infamous 5/24 rule limits Chase customers to a maximum of five new accounts within a 24-month span.
Authorized user accounts typically appear on your credit report. So, even though it's technically not a new account, authorized user accounts will count against your 5/24 status. However, these accounts can be removed from consideration by a Chase reconsideration agent. If you're over the limit and get denied on an application, you'll need to call to get manually approved.
My baseline value for United MileagePlus miles is 1.3¢ a piece. So, this 2,500-mile bonus is worth a minimum of $32.50. Filling out the application takes a matter of seconds and adding an authorized user over the phone usually only takes a few minutes. Chase has made recent announcements alerting cardmembers to longer than normal hold times. However, my last few experiences have been quick and painless.
If you've been targeted and have an authorized user in mind, this is an easy way to grab a few extra United miles.
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