A Comprehensive Guide to All Credit Card Benefits, Changes Due to COVID-19 [Updated]

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Offers for the Chase Freedom®, United MileagePlus® Club Card, United℠ Explorer Business Card, United MileagePlus® Club Business Card, The United MileagePlus Presidential Plus℠‎ Card, IHG® Rewards Club Select Credit Card, Marriott Rewards® Premier Plus Credit Card, Marriott Bonvoy® Premier Plus Business Visa Signature, The Ritz-Carlton™ Credit Card, Marriott Bonvoy® Premier Credit Card, Disney Rewards® Visa® Card, The Platinum Card® from American Express, American Express® Green Card and Marriott Bonvoy™ American Express® Card are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.

With virtually all of our recent posts consisting of program updates, benefit changes, and status extensions (oh my!), it's getting a little hard to keep up. We thought it might make things easier to have a place where you can find all of the changes that major card-issuers have made in response to COVID-19.

If more changes are announced—and we can be sure that there will be—we will update this post to include them.

Chase

Extended Sign-Up Bonus Period (expired)

  • Chase cardmembers who applied between January 1, 2020 and March 31, 2020 will receive three additional months—six months total—to qualify for the sign-up bonus.
  • This applies to all Chase consumer and small business cards.
  • This extension was originally only offered on the first tier of a sign-up bonus. However, in early May, Chase expanded the extension to the second tier of bonuses for cards approved between October 1, 2019 and March 31, 2020.
  • For example, The World Of Hyatt Credit Card currently has a two-tiered sign-up bonus - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening. The three-month extension will now apply to both the first tier and the second.

Sapphire-Branded Cards

Chase Sapphire Reserve®
Chase Sapphire Reserve®
Annual Fee$550
Welcome Bonus Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
Chase's flagship Ultimate Rewards card. You get a $300 travel credit, airport lounge access courtesy of a Priority Pass membership and industry-leading travel insurance benefits. New cardholders earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®.
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. $0 foreign transaction fees.
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select
  • Up to $100 application fee credit for Global Entry or TSA Pre✔®
  • One Year Complimentary Lyft Pink ($199 minimum value). Complimentary DashPass subscription from DoorDash after activating by 12/31/21.
  • 10X points on Lyft rides through March 2022
  • 3X points on travel immediately after earning your $300 travel credit
  • 3X points on dining at restaurants
  • 1 point per $1 spent on all other purchases

Expired offers:

Chase Sapphire Preferred® Card
Chase Sapphire Preferred® Card
Annual Fee$95
Welcome Bonus Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
Our #1 recommended beginners rewards card featuring an 80,000 point signup bonus after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That's 3X points in addition to the 2X points you already earn on travel.
  • 5X points on Lyft rides through March 2022
  • 2X points on travel and dining at restaurants worldwide
  • 1X point per dollar spent on all other purchases

Expired offers:

Freedom-Branded Cards (Expired)

Chase Freedom Unlimited®
Chase Freedom Unlimited®
Annual Fee$0
Welcome Bonus Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
The everyday workhorse of the Ultimate Rewards family of cards earns 1.5% cash back on every purchase, every day of the week. While the Freedom Unlimited earns cash back on its own, the points earned become even more valuable when you hold an Ultimate Rewards card with the ability to transfer points to partners.
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • Earn 5% on travel purchased through Chase
  • Earn 3% on dining at restaurants
  • Earn 3% on drugstore purchases
  • Earn 1.5% on all purchases
  • New Cardmembers earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
Chase Freedom®
Chase Freedom®
Chase Freedom®
Annual Fee$0
Welcome Bonus Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.
This no-annual-fee card earns 5% cash back on up to $1,500 in combined bonus category purchases each quarter, with the bonus categories rotating 4X per year. Plus, you can get up to $150 cash back after meeting the minimum spend.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter.
  • Unlimited 1% cash back on all other purchases.

Hyatt (Expired)

The World Of Hyatt Credit Card
The World Of Hyatt Credit Card
Annual Fee$95
Welcome Bonus Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.
  • Earn 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus, 25,000 Bonus Points after you spend $6,000 total within 6 months of account opening.
  • Free nights start at 5,000 points
  • Receive 1 free night at any Category 1-4 Hyatt hotel or resort after your Cardmember anniversary
  • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 during your cardmember anniversary year
  • Get automatic World of Hyatt Elite status and 5 qualifying night credits every year as long as your account is open
  • Earn 2 qualifying night credits towards tier status everytime you spend $5,000 on your card
  • Earn 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
  • Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • 9X points total per $1 spent at Hyatt - 4X points per $1 when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member
  • 2X points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
  • 1X point per $1 everywhere else

Changes to The Hyatt Credit Card* (legacy product)

*This card is no longer accepting applications.

United

Dans Deals reported that United cardholders can redeem miles to pay your United card's annual fee at a rate of 1.5 cents per mile. That's double the typical 0.75-cent redemption rate for annual fees.

United℠ Explorer Card
United℠ Explorer Card
Annual Fee$0 introductory annual fee for the first year, then $95.
Welcome Offer Earn 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.
  • 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open
  • $0 introductory annual fee for the first year, then $95
  • Earn 2 miles per $1 spent at restaurants, on hotel stays, and on United purchases
  • Up to $100 Global Entry or TSA PreCheck™ fee credit
  • 25% back on United inflight purchases
  • Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
  • Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary
  • Earn 2 miles per $1 spent at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
  • 2X miles per $1 spent on purchases from United
  • 2X miles per $1 spent at restaurants and on hotel stays
  • 1X mile per $1 spent on all other purchases
  • For purchases posting between May 1, 2020 and December 31, 2020, cardmembers will earn an additional 500 Premier Qualifying Points (PQP) for every $12,000 spent, up to 1,000 promotional PQP total. There is a maximum of 2,000 total PQP that can be earned from this card in the 2020 calendar year—1,000 PQP earned as normal + 1,000 PQP from this promotion. PQP can be applied up to Platinum Premier status. Read more information about this here.
  • (Expired) Between May 1, 2020 and June 30, 2020, cardholders will earn 3X United miles on up to $1,500 in grocery purchases.
United Club℠ Infinite Card
United Club℠ Infinite Card
Annual Fee$0 intro annual fee, then $525 thereafter
Special Offer Waived annual fee for the first year.
The United Club Infinite is the top-tier United co-brand card, and offers some great perks like United Club℠ membership, priority check-in, security screening (where available), boarding and baggage handling privileges. If your not an elite, holding this card means you'll be treated like one of United's most loyal and valuable customers. If you already hold MileagePlus Premier status, the card also grants access to Complementary Premier Upgrades on United flights.
  • $0 intro annual fee, then $525
  • Earn 4 miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining at restaurants and eligible delivery services including GrubHub, Caviar, Seamless and DoorDash
  • Earn 1 mile per $1 spent on all other purchases
  • Up to $100 Global Entry or TSA PreCheck™ fee credit
  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card.
  • Earn 4 miles per $1 spent on United purchases
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining
  • Earn 1 mile per $1 spent on all other purchases

These changes also apply to the legacy United MileagePlus® Club Card*

  • For purchases posting between May 1, 2020 and December 31, 2020, cardmembers will earn an additional 500 Premier Qualifying Points (PQP) for every $12,000 spent, up to 3,000 promotional PQP total. There is a maximum of 4,000 total PQP that can be earned from this card in the 2020 calendar year—1,000 PQP earned as normal + 3,000 PQP from this promotion. PQP can be applied up to Platinum Premier status. Read more information about this here.
  • (Expired) Between May 1, 2020 and June 30, 2020, cardholders will earn 5X United miles on up to $1,500 in grocery purchases.
United℠ Business Card
United℠ Business Card
Annual Fee$0 intro annual fee for the first year, then $99
Welcome Bonus Limited-time offer: Earn 75,000 bonus miles after $5,000 in purchases within the first 3 months of account opening.
  • Limited Time Offer: Earn 75,000 bonus miles after qualifying purchases, plus $0 intro annual fee
  • Receive 5,000 bonus miles each anniversary when you have the United Business Card and a personal United credit card
  • Free checked bag - save up to $140 per roundtrip (terms apply)
  • Earn 2 miles per $1 spent on United purchases, at gas stations, office supply stores and more. Plus, you'll earn 1 mile per $1 spent on all other purchases.
  • Earn 2 miles per $1 spent at restaurants including eligible delivery services
  • 2 United ClubSM one-time passes at account opening and on each anniversary over a $100 value per year
  • Earn a $100 United travel credit after 7 flight purchases of $100 or more each anniversary year
  • Add employee cards at no additional cost - miles earned from their purchases accrue in your account and you can set individual spending limits on each card.
  • 2x on United purchases
  • 2x on local transit and commuting- including train tickets, taxicabs, mass transit, tolls and ride share services
  • 2x at gas stations, restaurants and office supply stores
  • 1x on all other purchases

These changes also apply to the legacy United℠ Explorer Business Card*

  • For purchases posting between May 1, 2020 and December 31, 2020, cardmembers will earn an additional 500 Premier Qualifying Points (PQP) for every $12,000 spent, up to 1,000 promotional PQP total. There is a maximum of 2,000 total PQP that can be earned from this card in the 2020 calendar year—1,000 PQP earned as normal + 1,000 PQP from this promotion. PQP can be applied up to Platinum Premier status. Read more information about this here.
United Club℠ Business Card
United Club℠ Business Card
Annual Fee$450
Welcome Bonus 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • For purchases posting between May 1, 2020 and December 31, 2020, cardmembers will earn an additional 500 Premier Qualifying Points (PQP) for every $12,000 spent, up to 3,000 promotional PQP total. There is a maximum of 4,000 total PQP that can be earned from this card in the 2020 calendar year—1,000 PQP earned as normal + 3,000 PQP from this promotion. PQP can be applied up to Platinum Premier status. Read more information about this here.

United MileagePlus® Awards Card*

  • (Expired) Between May 1, 2020 and June 30, 2020, cardholders will earn 3X United miles on up to $1,500 in grocery purchases.
  • Note that cardholders can earn 500 PQP for every $12,000 in card spend—up to 1,000 PQP in a calendar year—that can be applied up to Platinum. This offer has been available since the beginning of the year.

United MileagePlus® Select Card*

  • (Expired) Between May 1, 2020 and June 30, 2020, cardholders will earn 3X United miles on up to $1,500 in grocery purchases.
  • Note that cardholders can earn 500 PQP for every $12,000 in card spend—up to 3,000 PQP in a calendar year—that can be applied up to 1K. This offer has been available since the beginning of the year.

United MileagePlus® Presidential Plus℠‎ Card*

  • (Expired) Between May 1, 2020 and June 30, 2020, cardholders will earn 5X United miles on up to $1,500 in grocery purchases.
  • Note that cardholders can earn 500 PQP for every $12,000 in card spend—up to 10,000 PQP in a calendar year—that can be applied up to 1K. This offer has been available since the beginning of the year.

*This card is no longer accepting applications.

IHG 

IHG® Rewards Club Premier Credit Card
IHG® Rewards Club Premier Credit Card
Annual Fee$0 introductory annual fee for the first year, then $89
Welcome Bonus Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
  • Earn up to 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✔® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Earn 25 points total per $1 spent when you stay at an IHG hotel
  • 2X points per $1 spent on purchases at gas stations, grocery stores, and restaurants
  • 1X point per $1 spent on all other purchases

The earning for spending at IHG hotels breaks down as follows:
  • Earn 10X points for being a IHG® Rewards Club Premier Credit Cardmember
  • Earn 5X points from IHG® with Platinum Elite Status, a benefit of having this card
  • Earn 10X points from IHG® for being an IHG® Rewards Club Member (Being a cardholder is not required to earn this bonus for participating in the IHG® loyalty program)

These changes also apply to the legacy IHG® Rewards Club Select Credit Card*

  • All Anniversary Night Certificates set to expire after March 1, 2020 can now be used through December 31, 2020. Also, all certificates issued in 2020 will be valid for 18 months.
  • All IHG elite status—such as the complimentary Platinum Elite Status granted from holding these cards—has been extended through January 2022.
  • (Expired) Between May 1, 2020 and June 30, 2020, cardholders will earn 3X IHG Points on up to $1,500 in grocery purchases.

*This card is no longer accepting applications.

Marriott

Marriott Bonvoy Bold™ Credit Card
Marriott Bonvoy Bold™ Credit Card
Annual Fee$0
Welcome Bonus Earn 30,000 Bonus Points after spending $1,000 on purchases in your first 3 months from account opening.
  • Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.
  • No Annual Fee!
  • Earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
  • 2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
  • 1X point for every $1 spent on all other purchases.
  • Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Restrictions apply.
  • No Foreign Transaction Fees.
  • Earn unlimited Marriott Bonvoy points and get Free Night Stays faster.
  • 3X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels
  • 2X points on other travel purchases (from airfare to taxis and trains)
  • 1X point on all other purchases
Marriott Bonvoy Boundless™ Credit Card
Marriott Bonvoy Boundless™ Credit Card
Annual Fee$95
Welcome Bonus For the first time, earn 5 Free Nights after spending $5,000 on purchases in your first 3 months from account opening.
  • Earn 5 Free Nights after you spend $5,000 on purchases in the first 3 months from account opening.
  • Our Best Free Night Offer Yet.
  • Earn 6X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
  • 2X Bonvoy points for every $1 spent on all other purchases.
  • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
  • Automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year.
  • 15 Elite Night Credits each calendar year.
  • No foreign transaction fees.
  • 6X Bonvoy points per $1 spent at over 7,000 participating Marriott Bonvoy hotels
  • 2X Bonvoy points for every $1 spent on all other purchases

These changes also apply to the legacy Marriott Rewards® Premier Plus Credit Card* and Marriott Bonvoy Premier Plus Business Visa Signature*

The Ritz-Carlton™ Credit Card*

  • Between July 1, 2020 and December 31, 2020, cardholders can use their $300 annual travel credit toward groceries and restaurants—including meal delivery services. You'll still need to manually request a credit from a phone or chat agent.

Marriott Bonvoy™ Credit Card*, Marriott Bonvoy Business Credit Card*, and Marriott Bonvoy Premier Credit Card*

*This card is no longer accepting applications.

Southwest

Update: In addition to the updated earning rates below, Southwest has announced an added incentive to swipe your Southwest co-brand card when making a purchase. Between August 1 and October 31, 2020, Southwest is offering targeted Southwest cardholders an additional 30% bonus points when they earn at least 6,000 points with their Southwest card during the promo period. And all bonus points count towards the Southwest Companion Pass!

  • To see if you're targeted, log into your Southwest account and check your Rapid Rewards promotions
  • Targeted members need to register between July 1 and October 31, 2020
  • The 30% bonus applies to points that post to your Rapid Rewards account between August 1 and October 31, 2020
  • You must earn a minimum of 6,000 points across all three months
  • You can earn a maximum of 25,000 bonus points through this promotion
Southwest Rapid Rewards® Plus Credit Card
Southwest Rapid Rewards® Plus Credit Card
Annual Fee$69
Welcome Bonus Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 3,000 bonus points after your Cardmember anniversary each year.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • All points earned count towards Companion Pass.
  • No blackout dates or seat restrictions.
  • Your points never expire.
  • Redeem your points for flights, hotel stays, gift cards, access to events, and more.
  • 2X points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases
  • 1X point per $1 spent on all other purchases
Southwest Rapid Rewards® Premier Credit Card
Southwest Rapid Rewards® Premier Credit Card
Annual Fee$99
Welcome Bonus Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary each year.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • No foreign transaction fees.
  • No blackout dates or seat restrictions.
  • Your points never expire.
  • Redeem your points for flights, hotel stays, gift cards, access to events, and more.
  • 2X points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1X point per $1 spent on all other purchases
Southwest Rapid Rewards® Priority Credit Card
Southwest Rapid Rewards® Priority Credit Card
Annual Fee$149
Welcome Bonus Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
  • 7,500 bonus points after your Cardmember anniversary each year.
  • $75 Southwest® travel credit each year.
  • 4 Upgraded Boardings per year when available.
  • 20% back on in-flight drinks and WiFi.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases and your points never expire.
  • No foreign transaction fees.
  • 2X points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1X point per $1 spent on all other purchases
  • (Expired) Between May 1, 2020 and June 30, 2020, cardholders will earn 3X Rapid Rewards Points on up to $1,500 in grocery purchases.
  • Receive 1,500 additional Tier Qualifying Points (TQP) for each $10,000 in purchases made between the first day of your billing cycle ending in May 2020 and the last day of your billing cycle ending in December 2020. Cards already earn 1,500 TQP for each $10,000 in purchases up to $100,000 in purchases annually. There is no maximum number of TQP that can be earned during the promotional period. That means you will earn a total of 3,000 TQP for each $10,000 in purchases until you reach $100,000 in purchases for the year. Then, you will continue to earn 1,500 TQP for every $10,000 in purchases beyond that.
Southwest Rapid Rewards® Premier Business Credit Card
Southwest Rapid Rewards® Premier Business Credit Card
Annual Fee$99
Welcome Bonus Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • Earn points on employee spending
  • Employee cards at no additional cost
  • No blackout dates when you redeem points, no seat restrictions, bags fly free®, and no change fees
  • No foreign transaction fees
  • 2X points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
  • 1X point per $1 spent on all other purchases
Southwest Rapid Rewards® Performance Business Credit Card
Southwest Rapid Rewards® Performance Business Credit Card
Annual Fee$199
Welcome Bonus Earn 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.
The latest card to join the Southwest lineup of rewards cards, the Southwest Performance Business Card offers the highest Rapid Rewards signup bonus, earns more points than it's Southwest counterparts, receives a massive 9,000 point anniversary bonus, plus offers plenty of perks and benefits for Southwest fans. One of the best co-brand business cards on the market.
  • Earn 70,000 points after you spend $5,000 on purchases in the first 3 months your account is open. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.
  • 9,000 bonus points after your Cardmember anniversary.
  • 3 points per $1 spent on Southwest Airlines® purchases.
  • 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services and 1 point per $1 spent on all other purchases.
  • 4 Upgraded Boardings per year when available
  • Inflight WiFi Credits
  • Global Entry or TSA Pre✔® Fee Credit
  • Employee cards at no additional cost, earn points on employee spending.
  • 3X points per $1 spent on Southwest® purchases
  • 2X points per $1 spent on social media and search engine advertising, Internet, cable and phone services
  • 1X point per $1 spent on all other purchases
  • Receive 1,500 additional Tier Qualifying Points (TQP) for each $10,000 in purchases made between the first day of your billing cycle ending in May 2020 and the last day of your billing cycle ending in December 2020. Cards already earn 1,500 TQP for each $10,000 in purchases up to $100,000 in purchases annually. There is no maximum number of TQP that can be earned during the promotional period. That means you will earn a total of 3,000 TQP for each $10,000 in purchases until you reach $100,000 in purchases for the year. Then, you will continue to earn 1,500 TQP for every $10,000 in purchases beyond that.

Other Chase Co-branded Travel Cards

Aer Lingus Visa Signature® Card, British Airways Visa Signature® Card, Iberia Visa Signature® Card, and Disney Rewards® Visa® Card

American Express

Extended Welcome Bonus Period (Expired)

  • All approvals dated between December 1, 2019 and May 31, 2020 will receive an additional three months—six months total—to meet a welcome bonus spending requirement.
  • Eligible cards are U.S. Consumer and Business Cards issued by American Express. Approved applicants must be eligible for a welcome offer.

Financial Stress & Hardship

American Express has a landing page for cardmembers that are in difficult financial circumstances. Amex is offering the opportunity for cardmembers to:

  • Lower your monthly payment
  • Provide relief from late payment fees
  • Temporarily lower your interest rate
  • Prevent your account(s) from going past due or further past due if you abide by the terms and conditions of the program

Calm Sleep & Meditation App

American Express consumer and corporate cardmembers receive a complimentary year of Calm Premium when they sign up by September 30, 2020. Calm Premium typically costs $69.99 per year.

Shop Small Amex Offer

All American Express cards are eligible to register for a “Shop Small” Amex Offer. This offer gives cardmembers the chance to get $5 cash back for spending $10 or more at eligible small businesses, up to 10 times. That's a total of $50 cashback for shopping at small businesses.

Membership Rewards Cards

The Platinum Card® from American Express
The Platinum Card® from American Express
Annual Fee$550
Welcome Bonus Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • 5X points on flights booked directly with airlines or with American Express Travel, and on prepaid hotels booked on amextravel.com

Note that some international Amex Platinum cardholders have also been targeted for unique offers.

The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
Apply Now
Rates & Fees
(Terms apply)
The Business Platinum Card® from American Express
Annual Fee$595
Welcome Bonus Earn 75,000 Membership Rewards® points. after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
  • Earn 75,000 Membership Rewards® points after you spend $15,000 on qualifying purchases within your first 3 months of Card Membership.
  • Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
  • 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
  • Terms Apply
  • Rates & Fees
  • 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
  • Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year
  • 1X point on other purchases
  • Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
American Express® Green Card
American Express® Green Card
Annual Fee$150
Welcome Bonus Earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months.

Hilton

Hilton Honors American Express Aspire Card
Hilton Honors American Express Aspire Card
Apply Now
Rates & Fees
(Terms apply)
Hilton Honors American Express Aspire Card
Annual Fee$450
Welcome Bonus Earn 150,000 Bonus Points after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
  • Earn 150,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you use your new Card to make $4,000 in eligible purchases within the first 3 months of Card Membership. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal.
  • Earn 14X Hilton Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
  • Earn 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Enjoy up to $250 in Hilton Resort Credits on your Card each anniversary year, when you stay at participating resorts within the Hilton portfolio.
  • Enjoy complimentary Diamond status with your Hilton Honors Aspire Card.
  • $450 annual fee.
  • Terms Apply.
  • Rates & Fees
  • 14X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 7X Hilton Honors Bonus Points on flights booked directly with airlines or amextravel.com, car rentals booked directly through select rental companies, and at U.S. restaurants
  • 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card
Apply Now
Rates & Fees
(Terms apply)
Hilton Honors American Express Surpass® Card
Annual Fee$95
Welcome Bonus Earn 130,000 Bonus Points after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 130,000 Hilton Honors Bonus Points with the Hilton Honors American Express Surpass® Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn a Weekend Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
  • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
  • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • $95 annual fee.
  • Terms Apply.
  • Rates & Fees
  • 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
  • 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
  • Cardmembers now earn uncapped 12X Hilton Points per dollar at U.S. supermarkets between May 1, 2020 and July 31, 2020. This is an additional 6X on top of what holders typically earn.
  • Unexpired Free Weekend Night Rewards—including new rewards issued between May 1, 2020 and December 31, 2020—can now be redeemed any night of the week.
  • All Free Weekend Night Rewards valid as of March 11, 2020 have been extended until August 31, 2021.
  • All unexpired Free Weekend Night Rewards issued between May 1, 2020 and December 31, 2020 will be valid for 24 months instead of the typical 12 months.
  • All bonus points credited from eligible purchases that post between May 1, 2020 and December 31, 2020 will count as ‘base points’, qualifying towards earning Hilton Honors Elite Status in 2020, as well as Lifetime Diamond Status.
  • All Hilton elite status from 2019 that was scheduled to be downgraded on March 31, 2020 will automatically receive an extension through March 31, 2021. Additionally, Hilton status from 2020 will be extended through March 31, 2022. This includes the complimentary gold status granted from holding this card. Read our full post detailing Hilton status extensions here.
Hilton Honors American Express Card
Hilton Honors American Express Card
Apply Now
Rates & Fees
(Terms apply)
Hilton Honors American Express Card
Annual Fee$0
Welcome Bonus Earn 80,000 Bonus Points after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
  • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No Annual Fee.
  • Terms Apply.
  • Rates & Fees
  • 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands
  • 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations
  • 3X Hilton Honors Bonus Points for all other eligible purchases on your Card
  • All bonus points credited from eligible purchases that post between May 1, 2020 and December 31, 2020 will count as ‘base points’, qualifying towards earning Hilton Honors Elite Status in 2020, as well as Lifetime Diamond Status.
  • All Hilton elite status from 2019 that was scheduled to be downgraded on March 31, 2020 will automatically receive an extension through March 31, 2021. Additionally, Hilton status from 2020 will be extended through March 31, 2022. This includes the complimentary silver status granted from holding this card. Read our full post detailing Hilton status extensions here.

Marriott

Marriott Bonvoy Brilliant™ American Express® Card
Marriott Bonvoy Brilliant™ American Express® Card
Apply Now
Rates & Fees
(Terms Apply)
Marriott Bonvoy Brilliant™ American Express® Card
Annual Fee$450
Welcome Bonus Earn up to 125,000 Marriott Bonvoy points. Earn 100,000 bonus points after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 25,000 bonus points after your first anniversary of Card Membership. Offer Expires 1/13/2021.
  • Earn up to 125,000 Marriott Bonvoy points. Earn 100,000 bonus points after you spend $5,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 25,000 bonus points after your first anniversary of Card Membership. Offer Expires 1/13/2021.
  • Enjoy complimentary Platinum Elite status with your Card for the 2021 status year. Offer Expires 1/13/2021.
  • Enjoy up to $300 in statement credits each year of Card Membership for eligible purchases at participating Marriott Bonvoy hotels.
  • Earn 6 Marriott Bonvoy points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels. 3 points at U.S. restaurants and on flights booked directly with airlines. 2 points on all other eligible purchases.
  • Receive 1 free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy Points) at a participating hotel. Certain hotels have resort fees.
  • Enjoy unlimited airport lounge visits when you enroll in Priority Pass Select membership.
  • No Foreign Transaction Fees.
  • $450 annual fee.
  • Terms Apply.
  • Rates & Fees
Marriott Bonvoy Business™ American Express® Card
Marriott Bonvoy Business™ American Express® Card
Annual Fee$125
Welcome Bonus Limited Time Offer: Earn 100,000 Marriott Bonvoy points after you use your new Card to make $5,000 in purchases within the first 3 months.
  • Limited Time Offer: Earn 100,000 Marriott Bonvoy points after you use your new Card to make $5,000 in purchases within your first 3 months of Card Membership. Earn up to $150 in statement credits within your first 6 months of Card Membership for all eligible purchases on your Card on U.S. Advertising in select Media. Plus receive complimentary Marriott Bonvoy Platinum Elite status for one year (February 1, 2021-January 31, 2022). Offer ends 1/13/21.
  • 6x points at participating Marriott Bonvoy hotels.
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping. 2x points on all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy points) at a participating hotel. Certain hotels have resort fees.
  • Terms apply.
  • Rates & Fees
  • 6x points at participating Marriott Bonvoy hotels
  • 4x points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping
  • 2x points on all other purchases

Marriott Bonvoy™ American Express® Card (formerly the Starwood Preferred Guest Credit Card)*

*This card is no longer accepting applications.

Delta

Delta SkyMiles® Reserve American Express Card
Delta SkyMiles® Reserve American Express Card
Apply Now
Rates & Fees
(Terms apply)
Delta SkyMiles® Reserve American Express Card
Annual Fee$550
Welcome Offer Earn 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • NEW! With Status Boost™, earn 15,000 MQMs after you spend $30,000 in purchases on your Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • NEW! Fee Credit for Global Entry or TSA Pre✔®.
  • Enjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
  • NEW! Earn 3X Miles on Delta purchases.
  • Earn 1X Mile on all other eligible purchases.
  • Complimentary access into the Delta SkyClubs® for you when travelling on a Delta flight.
  • NEW! Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.
  • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
  • No Foreign Transaction Fees.
  • $550 annual fee.
  • Terms Apply.
  • Rates & Fees
  • 3X miles per dollar spent on purchases made directly with Delta
  • 1X miles on every eligible dollar spent on purchases.
Delta SkyMiles® Platinum American Express Card
Delta SkyMiles® Platinum American Express Card
Apply Now
Rates & Fees
(Terms apply)
Delta SkyMiles® Platinum American Express Card
Annual Fee$250
Welcome Offer Earn 60,000 bonus miles plus 5,000 bonus MQMs after you spend $3,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020.
  • Earn 60,000 bonus miles and 5,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020.
  • NEW! Earn 2X Miles at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card.*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
  • NEW! With Status Boost™, earn 10,000 MQMs after you spend $25,000 in purchases on your Card in a calendar year, up to two times per year, getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different than miles you earn toward flights.
  • NEW! Fee Credit for Global Entry or TSA Pre✓®.
  • Enjoy your first checked bag free on Delta Flights.
  • NEW! Earn 3X Miles on Delta purchases and purchases made directly with hotels.
  • Earn 1X Miles on all other eligible purchases.
  • Enjoy an exclusive rate of $39 per person per visit to enter the Delta Sky Club® for you and up to two guests when traveling on a Delta flight.
  • No Foreign Transaction Fees.
  • $250 Annual Fee.
  • Terms Apply.
  • Rates & Fees
  • 3X miles per dollar spent on purchases made directly with Delta
  • 3X miles per dollar at hotels
  • 2X miles per dollar at U.S. supermarkets
  • 2X miles per dollar at restaurants
  • 1 mile on every eligible dollar spent on purchases.
Delta SkyMiles® Gold American Express Card
Delta SkyMiles® Gold American Express Card
Apply Now
Rates & Fees
(Terms apply)
Delta SkyMiles® Gold American Express Card
Annual Fee$0 introductory annual fee for the first year, then $99
Welcome Offer Earn 50,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020.
  • Earn 50,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months, Offer Expires 10/28/2020.
  • Earn 2X Miles on Delta purchases, at restaurants worldwide, including takeout and delivery and at U.S. supermarkets.
  • NEW! Earn now. Travel when you're ready. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.
  • Enjoy your first checked bag free on Delta Flights.
  • Earn 1X Mile on all other eligible purchases.
  • Enjoy a $0 introductory Annual Fee for the first year, then $99.
  • Terms Apply.
  • Rates & Fees
  • 2X Miles per dollar spent on purchases made directly with Delta
  • 2X miles per dollar spent at U.S. supermarkets
  • 2X miles per dollar spent at restaurants
  • 1X miles on all other eligible purchases

Also applies to the Delta SkyMiles® Blue American Express Card

Delta SkyMiles® Reserve Business American Express Card
Delta SkyMiles® Reserve Business American Express Card
Annual Fee$550
Welcome Offer Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months.
  • Welcome Offer: Earn 45,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months.
  • With Status Boost™, earn 15,000 Medallion® Qualification Miles (MQMs) after you spend $30,000 in purchases on your new Card in a calendar year, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
  • Complimentary Delta Sky Club® Access and complimentary access to The Centurion Lounge when flying on a same-day Delta-marketed or Delta-operated flight. The eligible flight must be booked on a U.S. issued American Express Credit Card.
  • After you spend $150,000 on your Card in a calendar year, you earn 1.5 Miles per dollar (that's an extra half mile per dollar) on eligible purchases the rest of the year. Eligible purchases after spending $150,000 do not include Delta purchases. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply.
  • Pay no foreign transaction fees when you spend overseas.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.
  • Terms and limitations apply.
  • Rates & Fees
  • 3X miles per dollar spent on purchases made directly with Delta
  • 1.5X miles per dollar on purchases after spending $150K per calendar year
  • 1 mile on every eligible dollar spent on purchases.
  • Eligible cards “as determined by American Express in its sole discretion” will receive a one-time $125 statement credit after Card renewal. Eligible cardmembers should receive an email about this credit, which will be applied to the eligible card account within 8-12 weeks of the account renewal month.
Delta SkyMiles® Platinum Business American Express Card
Delta SkyMiles® Platinum Business American Express Card
Apply Now
Rates & Fees
(Terms apply)
Delta SkyMiles® Platinum Business American Express Card
Annual Fee$250
Welcome Offer Limited Time Offer: Earn 70,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months. Offer ends 10/28/20.
  • Limited Time Offer: Earn 70,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months. Offer ends 10/28/20.
  • Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels.
  • Status-like benefits: First Check Bag Free on Delta flights + Main Cabin 1 Priority Boarding
  • Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that's an extra half point per dollar), up to 50,000 additional miles per year. 1 Mile on every eligible dollar spent on other purchases.
  • Get closer to status with Status Boost™. Spend $25,000 in purchases on the Card in a calendar year and earn 10,000 Medallion® Qualification Miles (MQMs); spend a total of $50,000 in eligible purchases on the Card in a calendar year and earn an additional 10,000 MQMs. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.
  • Terms and limitations apply.
  • Rates & Fees
  • 3X miles per dollar spent on purchases made directly with Delta
  • 3X miles per dollar spent with hotels
  • 1.5x miles on purchases over $5,000 (up to 50,000 bonus miles annually)
  • 1X miles per dollar on all other eligible purchases.
  • Eligible cards “as determined by American Express in its sole discretion” will receive a one-time $75 statement credit after Card renewal. Eligible cardmembers should receive an email about this credit, which will be applied to the eligible card account within 8-12 weeks of the account renewal month.

Bank of America

Extended Sign-Up Bonus Period (Expired) 

Bank of America is offering new cardholders an extended spending bonus period

  • Eligible to cardholders that opened a new Bank of America credit card account between January 1 and March 31, 2020
  • Cardholders will automatically get a 90-day extension
  • This extension applies to both consumer and business cards

Capital One

Venture-Branded Cards

Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
Annual Fee$95
Welcome Offer Earn 100,000 Miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3000 on purchases in the first 3 months
Following the revamp of Capital One's rewards program and the addition of airline transfer partners, the Capital One Venture has catapulted into our list of top travel rewards cards. The ability to earn 2X miles on every purchase and 5X points on hotels and car rentals booked through Capital One Travel provides a decent return on spending. Plus the card offers some great perks.
  • Earn 100,000 Miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3000 on purchases in the first 3 months; worth $1000 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 2 Miles on every purchase, plus earn 5 Miles on hotel bookings and car rentals through Capital One Travel
  • Fee credit for Global Entry or TSA Pre✔® (up to $100)
  • No foreign transaction fees
  • $95 annual fee
  • 2 Miles per dollar on every purchase, every day.
  • 5 Miles on hotels and car rentals through Capital One Travel
Capital One® VentureOne® Rewards Credit Card
Capital One® VentureOne® Rewards Credit Card
Annual Fee$0
Welcome Offer Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening.
The only no-annual-fee personal card to earn transferable Capital One miles, the Capital One VentureOne earns a solid 1.25X points on everything, plus earn 5 points on hotel bookings and car rentals through Capital One Travel.
  • 20,000 Miles once you spend $1,000 on purchases within 3 months from account opening.; worth $200 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 1.25 Miles on every purchase, plus earn 5 Miles on hotel bookings and car rentals through Capital One Travel
  • 0% intro APR on purchases for 12 months; 15.49% - 25.49% variable APR after that
  • No foreign transaction fees
  • $0 annual fee
  • Earn unlimited 1.25X miles on every purchase, every day
  • 5 Miles on hotels and car rentals through Capital One Travel

Now through September 30, 2020 [originally June 30], you can use your miles to ‘erase' purchases made at:

  • Restaurants (including takeout and delivery)— includes Uber Eats, Postmates, DoorDash, local restaurants, cafes, and fast-food chains
  • Streaming Services— includes Disney+, Spotify, Netflix, Hulu, and Kindle Unlimited

Now through January 31, 2021, you can earn 5X miles on Uber Eats purchases.

Savor Branded Cards

Capital One® Savor® Cash Rewards Credit Card
Capital One® Savor® Cash Rewards Credit Card
Annual Fee$0 intro for first year; $95 after that
Welcome Offer $300 Cash Back after you spend $3000 on purchases within 3 months from account opening
  • $300 Cash Back after you spend $3000 on purchases within 3 months from account opening
  • 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • Plus, earn 8% cash back on tickets at Vivid Seats through May 2020
  • No foreign transaction fees
  • $0 intro for first year; $95 after that
  • 4% cash back on dining and entertainment
  • 2% at grocery stores
  • 1% on all other purchases
  • Plus, earn 8% cash back on tickets at Vivid Seats through May 2020
Capital One® SavorOne® Cash Rewards Credit Card
Capital One® SavorOne® Cash Rewards Credit Card
Annual Fee$0
Welcome Offer Earn a one-time $150 Cash Back after you spend $500 on purchases within 3 months from account opening.
  • $150 Cash Back after you spend $500 on purchases within 3 months from account opening.
  • 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No foreign transaction fees
  • $0 annual fee
  • 3% cash back on dining and entertainment
  • 2% at grocery stores
  • 1% on all other purchases

Spark Miles Branded Cards

Capital One® Spark® Miles for Business
Capital One® Spark® Miles for Business
Annual Fee$0 intro for first year; $95 after that
Welcome Offer 50,000 Miles once you spend $4,500 on purchases within 3 months from account opening
The Capital One® Spark® Miles for Business is one of just a handful of business rewards cards offering at least a 2% return on business expenses (issued as 2x Miles), plus you'll earn 5X miles on hotel and rental car bookings through Capital One Travel℠. Your rewards never expire as long as your account is open and in good standing.
  • 50,000 Miles once you spend $4,500 on purchases within 3 months from account opening; worth $500 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 2 Miles per $1 on every purchase, everywhere
  • 5 Miles on hotel and rental car bookings through Capital One Travel℠
  • Fee credit for Global Entry or TSA Pre✔® (up to $100)
  • No foreign transaction fees
  • $0 intro for first year; $95 after that
  • 2 Miles per $1 on every purchase, everywhere.
  • 5 Miles on hotel and rental car bookings through Capital One Travel℠
Capital One® Spark® Miles Select for Business
Capital One® Spark® Miles Select for Business
Annual Fee$0
Welcome Offer 20,000 Miles once you spend $3,000 on purchases within the first 3 months from account opening
A no-nonsense business rewards card earning 1.5x Miles per dollar on all business expenses, plus 5x Miles on hotel and rental car bookings through Capital One Travel℠, with no annual fee.
  • 20,000 Miles Miles once you spend $3,000 on purchases within the first 3 months from account opening; worth $200 in travel if redeemed for a fixed-value, or potentially much more when transferred to airline partners
  • 1.5 Miles per $1 on every purchase
  • 5 Miles on hotel and rental car bookings through Capital One Travel℠
  • Intro APR of 0% on purchases for 9 months; 14.49% - 22.49% variable APR after that
  • No foreign transaction fees
  • $0 annual fee
  • 1.5 Miles per $1 on every purchase.
  • 5 Miles on hotel and rental car bookings through Capital One Travel℠

Now through September 30, 2020 [originally June 30], you can use your miles to ‘erase' purchases made at:

  • Restaurants (including takeout and delivery)— includes Uber Eats, Postmates, DoorDash, local restaurants, cafes, and fast-food chains
  • Eligible wireless phone service providers— including mobile phone bills, payments, and purchases with AT&T, T-Mobile, Verizon, and select others. Exclusions include landline services, internet, and Wi-Fi.

Citi

Extended Sign-Up Bonus Period

  • All Citi accounts opened between December 1, 2019 and May 31, 2020 will get an additional three months to complete any welcome bonus spending requirement.
  • This only applies to new cardmember welcome bonuses.

ThankYou Point Cards

Citi Prestige® Card
Citi Prestige® Card
Annual Fee$495
Welcome Bonus Earn 50,000 Bonus Points after spending $4,000 within 3 months of account opening.
  • Signup bonus of 50,000 ThankYou Points after spending $4,000 within 3 months of account opening
  • $250 Travel Credit each calendar year
  • 5X points on air travel and at restaurants; and 3X points at hotels and on cruise line purchases
  • 4th Night Free when you book any eligible hotel through thankyou.com
  • Complimentary Priority Pass Select Membership
  • 5X points on air travel and at restaurants
  • 3X points at hotels and on cruise line purchases
  • 1X point per dollar on all other purchases
  • Between May 1, 2020 and December 31, 2020, purchases at restaurants and supermarkets will qualify for the $250 credit benefit normally reserved for travel.
  • Between June 2, 2020 and August 31, 2020, Online Purchases will earn 5x ThankYou Points per $1 spent for the first $1,500 in eligible spending.

American Airlines

Citi® / AAdvantage® Executive World Elite™ Mastercard®
Citi® / AAdvantage® Executive World Elite Mastercard®
Annual Fee$450
Welcome Offer Earn 60,000 American Airlines AAdvantage® bonus miles after spending $6,000 in purchases within the first 3 months of account opening
The AA Executive Card card is by far the most cost effective way to gain access to American Airlines Admirals Club lounges. Even better, you can extend the benefit to up to 10 authorized users on your account at no additional cost. In addition, this card offers a free checked bag, on domestic AA flights, priority checkin and boarding, and a credit for Global Entry or TSA PreCheck.
  • Complimentary Admirals Club membership for the primary cardholder
  • Complimentary Admirals Club membership for up to 10 authorized user accounts
  • No charge for authorized user accounts
  • Reduced Mileage Awards can save you 7,500 miles on roundtrip MileSAAver Awards
  • First checked bag free on domestic AA flights for you and up to 8 companions
  • Priority check-in, TSA screening lines, and boarding
  • 10,000 bonus Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
  • Global Entry or TSA PreCheck credit
  • No Foreign Transaction Fees
  • Earn 2X miles for every $1 spent on eligible American Airlines purchases
  • Earn 1X mile for every $1 spent on all other purchases
  • Earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
  • Cardholders as of March 31, 2020 will receive a one-time $225 credit upon card renewal.
  • Every dollar spent on net purchases that post to your AAdvantage account between May 1, 2020 and December 31, 2020 will count as one mile towards Million Miler status.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®
Annual Fee$99, waived for first 12 months
Welcome Offer Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
The AA Business Card is a great card to hold for any business owner that travels at least a few times per year with American Airlines. Get a free checked bag on domestic itineraries, priority boarding and a 25% discount on in-flight purchases. Even better, this card gives you access to Reduced Mileage Awards, which can save you up to 30% on the miles required for domestic awards. With these perks, it's easy to justify the annual fee of $99, waived for first 12 months.
  • Free checked bags for you and up to 4 companions on domestic itineraries
  • Priority boarding to help you win the race for overhead bin space
  • A 25% discount on inflight food, beverage, and Wi-Fi purchases
  • Reduced Mileage Awards can save you 7,500 miles on roundtrip MileSAAver Awards
  • Earn 2X miles for every $1 spent on cable and satellite providers
  • Earn 2X miles for every $1 spent at gas stations
  • Earn 2X miles for every $1 spent on select telecommunications merchants
  • Earn 2X miles for every $1 spent on car rentals
  • Earn 2X miles for every $1 spent on eligible American Airlines purchases
  • Earn 1X mile for every $1 spent on all other purchases
  • Companion certificates with a December 31, 2020 expiration date will be extended through June 30, 2021
  • Every dollar spent on net purchases that post to your AAdvantage account between May 1, 2020 and December 31, 2020 will count as one mile towards Million Miler status.
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Annual Fee$99, waived for first 12 months
Welcome Offer Earn 60,000 American Airlines AAdvantage® bonus miles after $3,000 in purchases within the first 3 months of account opening
The AA Platinum Select card is a great choice for anyone who travels at least a few times per year with American Airlines. Cardholders get a free checked bag on domestic itineraries, priority boarding and a 25% discount on in-flight purchases.

Even better, this card gives you access to Reduced Mileage Awards, which can save you up to 30% on the miles required for domestic awards. With these perks, it's easy to justify the annual fee of $99, waived for first 12 months.
  • Free checked bags for you and up to 4 companions on domestic itineraries
  • Priority boarding to help you win the race for overhead bin space
  • A 25% discount on inflight food, beverage, and Wi-Fi purchases
  • Reduced Mileage Awards can save you 7,500 miles on roundtrip MileSAAver Awards
  • Earn 2X miles for every $1 spent at restaurants
  • Earn 2X miles for every $1 spent at gas stations
  • Earn 2X miles for every $1 spent on eligible American Airlines purchases
  • Earn 1X mile for every $1 spent on all other purchases
  • Flight Discount certificates with an expiration between March 31, 2020 and May 31, 2021 will be extended by 6 months.
  • Every dollar spent on net purchases that post to your AAdvantage account between May 1, 2020 and December 31, 2020 will count as one mile towards Million Miler status.

Other AAdvantage co-branded cards, including American Airlines AAdvantage MileUp Card and Citi® / AAdvantage® Gold World Elite™ MasterCard®

Barclays

American Airlines

AAdvantage® Aviator® Red Mastercard®
AAdvantage® Aviator® Red Mastercard®
Annual Fee$99
Welcome Bonus Earn 60,000 AAdvantage bonus miles after making your first purchase in the first 90 days and paying the $99 annual fee.
The AAdvantage® Aviator® Red Mastercard® is one of the few rewards cards offering a sizeable welcome bonus after making your first purchase. For those with limited monthly spending, this card is an outstanding option to increase your American Airlines mileage balance.
  • Earn an introductory companion certificate, good for 1 guest at $99 (plus taxes and fees) after making your first purchase in the first 90 days and paying the $99 annual fee..
  • Get $25 back as statement credits on inflight WiFi on American Airlines operated flights.
  • Receive 25% inflight savings when you use your card for food and beverages on American Airlines operated flights.
  • Earn a companion certificate each anniversary year, good for 1 guest at $99 (plus taxes and fees) after spending $20,000 on purchases and your account remains open for 45 days after your anniversary date.
    • Earn 2X miles on American Airlines purchases
    • Earn 1X miles on all other purchases

    Also applies to the AAdvantage® Aviator® Blue Mastercard®, AAdvantage® Aviator® Silver World Elite Mastercard®, and AAdvantage® Aviator® Business Mastercard®

    Did we miss something? Let us know in the comments below.

    For rates and fees of the cards mentioned in this post, please visit the following links: The Business Platinum Card® from American Express (Rates & Fees), Hilton Honors American Express Aspire Card (Rates & Fees), Hilton Honors American Express Surpass® Card (Rates & Fees), Hilton Honors American Express Card (Rates & Fees), Marriott Bonvoy Brilliant™ American Express® Card (Rates & Fees), Marriott Bonvoy Business™ American Express® Card (Rates & Fees), Delta SkyMiles® Reserve American Express Card (Rates & Fees), Delta SkyMiles® Platinum American Express Card (Rates & Fees), Delta SkyMiles® Gold American Express Card (Rates & Fees), Delta SkyMiles® Reserve Business American Express Card (Rates & Fees), and Delta SkyMiles® Platinum Business American Express Card (Rates & Fees)

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    Comments

    • Avatar

      Chase freedom is my next card to apply!

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      This is great…. huge list, and for sure, over this pandemic times… they would need to offer more and more to catch new customers 😉

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      Thanks for the info. In Argentina, The Bank Santander Rio bought Citi, and maintains American Advantage. Is the promotion maintained as with the Citi?

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      This is a great list, but be sure to check with the current policies from your bank / credit card before relying on these. I’ve seen many programs change rapidly in the past few months!

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      Read the list — Any recommendations for an everyday card spend with perhaps extra/bonus at Amazon? I have the Amazon card now through AMEX but their new spending cap will make it worthless for our business spend after we hit that threshold. Would like an uncapped 5% limit, but a generic “2% everyday” would be good, too.

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      Thank you for the list! Very helpful!
      BTW, registration for 10x on gas and restaurant for Marriott cards has just started.

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        +1 re Marriott cards getting 10x at gas and restaurants. Of note, you do need to register. And I believe it’s only the Chase cards, not the Amex Marriotts.

    • Avatar

      Thank you for the excellent compilation.
      As someone who – in the past – would justify the IHG and Hyatt card annual fees because of the free night benefit, I think Chase and the hotel chains need to do better.

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      Thanks for the update. Have been using the Hilton Surpass and the Bonvoy card for their enhanced grocery purchases. Short of calling Chase, does anyone know if Costco purchases count as “groceries” for purchases with those cards?

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      Andrew Luter says:

      Very helpful…thanks!

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      I’m bummed that CSP isn’t offering bonus points on groceries anymore. The extra points on gas is nice, but realistically I’m spending more on groceries than gas, so this is a major devaluation for me.

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      Great list
      Thanks so much!!

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      thanks for you info.

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      Fantastic post – Great to have all this information in the one place.

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      This is great, good to compare the differences amongst issuers

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      Excellent! Thanks for this useful summary!

    • Avatar
      Gillian M Parrillo says:

      Thank you for all this invaluable research. So glad i found your site.

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      Thank you for this list. Love Amex.

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      A Great comprehensive resource. Thanks for compiling it all. Definitely going through it to check all my cards to gain the max points!

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      I’m going through this again to make sure I don’t leave any credits on the table. Thanks for everyone’s hard effort! You guys never disappoint and I don’t have a single negative thing to say about AW. 🙂

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      I opened a BoA card the beginning of June. Any word on extensions for that?

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        It looks like BOA only extended the sign-up bonus spending period for cards approved January-March. I’m not seeing an extension.

    • Avatar

      Thank you for a comprehensive list of changes.

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      Nice and comprehensive list that can be found all in one place. Thank you.

    • Avatar

      Nice summary of all the benefits during this interesting time.

    • Avatar
      Joe Widjaja says:

      Excellent posting!

      I have a question on the World of Hyatt credit card. In order to get 10 qualifying free night for new sign-up, do I need to make minimum spending amounts on certain date ranges?

      Thank you.

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        As far as I can tell, you get the 10 night credits upon account approval if you apply before June 30th. I would confirm by calling Chase after you get approved, just to make sure.

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      Do these new benefits apply only to new cardholders? If you already have these cards, you don’t get the updated benefits?

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      Thank you for this! Used to hold 10-15 cards a while back but haven’t been in the loop for a few years. If there’s only 2 cards from the list you recommend, what would they be? Currently my main card is the Citi Premier.

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        There’s no single answer for everyone. Do you prefer cashback? Or lucrative miles? Do you travel often? Fly specific airlines or stay in specific hotels? You’ll have to answer these for yourself.

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      Michael Cleveland says:

      excellent Summary. Maybe sometime put info like this in a downloadable Excel file?

      • Avatar
        JT Genter says:

        Interesting idea! We are finishing up a deep dive in the grocery offers which will have a chart for those to re-sort as they wish. But I’m not sure how all of these other offers could cleanly fit into a spreadsheet.

    • Avatar

      Thank you. Very comprehensive list of great offers. As usual American Airlines comes up short. As a 1 million miler with American I would tell you that it’s essentially useless. You basically can get all the million miler benefits by having an American Airlines credit card. Also, I’ve had an American Airlines credit card for three years and never received a companion ticket.

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      Super helpful list, thanks for compiling all of this together!

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      Awesome list!

    • Avatar
      Lillian Dikovitsky says:

      A very comprehensive list. Thank you.

    • Avatar
      Jennifer says:

      I would not file for the hardship issue and not pay the minimum. This means you have to pay a very high interest rate. If at all possible, I would not do this.

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      Thanks to the credit card companies for realizing that travel is at a minimum and changing the categories accordingly.

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        They definitely have gone above and beyond but I think they predict a lot of people canceling g cards if they don’t do something and I’d say they’re not wrong. On a related note, I think I’m canceling my Amex as their categories are severely limited to US spending. What a shame.

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      Robert B Stanton says:

      Thank you! Incredible that neither the first person I spoke with nor the manager was aware of this. Nowhere to be found on the CITI Prestige website either which is why I called.

      Thank you so much for providing those links for verification. Next step is to validate.

      • Avatar
        JT Genter says:

        Citi can be quite frustrating in communicating some changes. I already have used my Citi Prestige at the grocery store to try to finish off my travel credit. So, I’m hoping that they have already coded the changes in!

        • Avatar
          TooManyCreditCards says:

          This was an amazing compilation of information not to be found elsewhere. Thank you.

    • Avatar

      Awesome list! My head has been spinning trying to keep track and hopefully maximize all of these benefits! Kudos!

    • Avatar

      For the CSR grocery and doordash bonuses, are the $1500 and $500 limits per month or during the entire period?

      • Avatar
        JT Genter says:

        Total for the entire promotional period.

        • Avatar
          JT Genter says:

          Actually, Chase just sent out an email to cardholders that the grocery bonus earning is “$1,500 total spend per calendar month May 1 – June 30, 2020”. This post has been updated to reflect this new clarification.

    • Avatar

      THIS is why you guys are awesome! Thanks!!

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      Question, the Hilton Aspire doesn’t mention that grocery spending must be at US grocery stores but every other Amex promotion does specify US locations. Is that true or a typo?

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        JT Genter says:

        Thanks for the catch on that. I have updated to add “U.S.”.

        The full terms for the Aspire are: “12X SUPERMARKET ACCELERATOR: You will earn 9 additional points on top of the 3 points you already earn (for a total of 12 points) from American Express for each dollar of eligible purchases charged on your Hilton Honors American Express Aspire Card at supermarkets located in the U.S. (superstores and warehouse clubs are not considered supermarkets) starting from May 1, 2020 through July 31, 2020 (“Purchase Period”).”

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          Ugh, of course. I really dislike Amex and their US category limitations. I’m probably going to cancel the Aspire due to this.

    • Avatar

      Thank you for the list! It’s good to know all the changes. I’ve been eyeing the AA Citi personal card and mileup for some time now. It was at a lower welcome bonus and now see that you have it higher. Makes me wonder if I should hold out and see what other changes might be out there.

    • Avatar
      Franco Piovan says:

      Incredible useful information. Well done dividing changes from each card and their respective program. Thanks for your work.

    • Avatar
      Harvey Kwan says:

      Super grateful for this guide!

    • Avatar
      Credit Card Doubter says:

      So, I just got off the phone with a manager for CITI Prestige. He indicated CITI had no extra incentives other than refund part of the fee AFTER it was posted. Had never heard of being able to use travel credit for groceries or restaurants. Who/what is your source on CITI Prestige benefits?

    • Avatar

      Really nice piece. Bookmarked for when I have more time. Thanks!

    • Avatar

      Good work on bringing together all that information. It is certainly very comprehensive.

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      My hat’s off – thanks, printed to read it at weekend and to think

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      Thank you for the compiled list!!!

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      This is an incredible compilation of information. Thanks for your hard work on this.

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      Thanks for the comprehensive overview of changes.

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      Brilliant summary. Thanks!

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        Great list! Thanks! Now I could really use some help deciding which card(s) would be best to use for grocery spend.

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      What an excellent summary of benefit changes! This should be a very helpful reference page for people.

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      Wow! Great compilation of info, very useful. I hope the card issuer execs see this and where they stand, relative to the competition.

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        I would guess the smart ones stay on top of blogging sites like this for market research and to learn of any “hacks” or loopholes that people discover (like the Amex gift card airline credit stuff that just got closed).

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          I am very confident they all do. Sites such as this are akin to free market research. And, quality market research can be very expensive. Here it is, almost in real-time, laid out before them for free. And, frequently, it’s better than what they can get from a focus group. In fact, now that I’m really processing that, AW should figure out a way to charge them for it, it’s that good. Seriously, AW. Figure out a way to package your market research with some true value added analysis and sell it to all of them.

    • Avatar

      Thank you for this really comprehensive summary! Just one question: if I live abroad, may I apply to any of this cards?

      • Avatar

        Are you a US citizen? I live abroad and applying was no issue but I still have a US address and bank accounts. Keep in mind how long mail will take to get your card though. Our mail has basically stopped and I’ve been waiting on a card for near two months now. I need to call BoA and request a signup bonus extension.