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There’s no easier way to boost your travel rewards than with a bundle of valuable World of Hyatt points or a couple of free nights. One of the best opportunities — if you’re eligible — is to take advantage of the current welcome offers on Hyatt’s two credit cards.
Right now, The World of Hyatt Credit Card (personal version) comes with an elevated offer, while the The World of Hyatt Credit Card (business version) has a standard, but still lucrative, bonus.
Here’s a comparison of both offers to help you decide if now’s the right time to apply for a co-branded World of Hyatt credit card.
- Up to 9X points total per $1 spent at Hyatt - 4X points per $1 when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member
- 2X points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
- 1X point per $1 everywhere else
- Up to 9X total points per $1 spent at Hyatt – 4X points per $1 on qualifying purchases when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member
- 2X points per $1 spent on fitness club and gym memberships
- 1X point per $1 everywhere else
In addition, you'll earn 2X points per $1 spent in your top three spend categories each quarter. Eligible categories include:
- Dining
- Shipping
- Airline tickets when purchased directly with the airline
- Local transit & commuting
- Social media & search engine Advertising
- Car rental agencies
- Gas stations
- Internet, cable & phone services
Page Contents
Earn 2 Free Nights (and 25,000 Bonus Points) With the World of Hyatt Card
If you're a new applicant for the personal World of Hyatt Card, you can earn a two-tiered welcome bonus on the card: 2 Free Nights after you spend $4,000 on purchases in the first 3 months from account opening, plus 25,000 bonus points after you spend $12,000 on purchases in the first 6 months from account opening.
If you earn the full welcome bonus, it could be worth more than $1,300 toward award travel through Hyatt. On average, AwardWallet users redeem Hyatt points for 2.19¢ each. That means the 25,000 bonus points are worth about $548. The two Category 1–4 free night certificates can be worth up to 36,000 points combined, since a Category 4 hotel costs up to 18,000 points per night.
If maximized, that puts the total value of this bonus around $1,335. That's pretty solid.
Related: Best World of Hyatt Sweet Spots
World of Hyatt Card feature benefits
The $95 annual fee World of Hyatt Card is one of the best hotel cards you can get. Here's an overview of its benefits — which should give you several reasons to keep it in your wallet year after year:
- Automatic World of Hyatt Discoverist status.
- Category 1–4 free night award on each account anniversary.
- Ability to earn another Category 1–4 free night award after $15,000 in purchases on your card within a calendar year.
- Receive five elite night credits in your World of Hyatt account automatically each calendar year.
- Receive two elite night credits for each $5,000 spent on the card each calendar year, with no limit to these earnings.
- No foreign transaction fees.
- Access to Chase Offers.
- Purchase protection and travel protections, including baggage delay insurance, lost luggage reimbursement, trip cancellation/interruption insurance, and auto rental collision damage waiver.
Related: World of Hyatt Card Full Review
World of Hyatt Card earning rates
With the World of Hyatt Card, you'll be able to reward your spending with valuable Hyatt points as follows:
- Up to 9X points total per $1 spent at Hyatt - 4X points per $1 when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member
- 2X points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
- 1X point per $1 everywhere else
Earn 60,000 Points With the Hyatt Business Card
The Hyatt Business Card is currently offering new applicants a welcome bonus of 60,000 bonus points after you spend $5,000 on purchases in your first 3 months from account opening. This straightforward bonus is worth more than $1,300 toward hotel nights booked through Hyatt.
This offer isn’t currently elevated like the personal card’s, but it’s still noteworthy if you’re a business owner looking for a co-branded hotel card.
Hyatt Business Card feature benefits
For businesses that can leverage Hyatt's property network, the $199 annual fee Hyatt Business Card can be a valuable companion. Here are some of the reasons it deserves a slot in your wallet:
- Complimentary World of Hyatt Discoverist status.
- Give the gift of Discoverist status to up to five employees.
- Earn five tier-qualifying night credits (toward higher status tiers and Milestone Rewards) for each $10,000 spent on the card in a calendar year.
- Up to $100 in Hyatt statement credits each anniversary year — earned as a $50 statement credit after $50 or more in Hyatt spending, available twice per year.
- Unlock a 10% points redemption rebate by spending $50,000 or more on purchases, then get 10% of your redeemed points back for the rest of the year (on up to 200,000 redeemed points).
- Access to Hyatt Leverage – Hyatt's business travel program.
- No foreign transaction fees.
- Access to Chase Offers.
- Purchase protection and travel protections, including trip cancellation/interruption insurance, extended warranty, purchase protection, travel and emergency assistance, and primary rental car insurance (when renting for business purposes).
Related: Hyatt Business Card Full Review
Hyatt Business Card earning rates
If your business spends a lot at Hyatt, the Hyatt Business Card can be especially rewarding. Better yet, the card is rewarding in other areas, too. You'll earn points from purchases on the card as follows:
- Up to 9X total points per $1 spent at Hyatt – 4X points per $1 when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member
- 2X points per $1 spent on fitness club and gym memberships
- 1X point per $1 everywhere else
In addition, you'll earn 2X points per $1 spent in your top three spend categories. Eligible categories include:
- Dining
- Shipping
- Airline tickets when purchased directly with the airline
- Local transit & commuting
- Social media & search engine Advertising
- Car rental agencies
- Gas stations
- Internet, cable & phone services
Who's Eligible for World of Hyatt Credit Cards?
As with any kind of card offer, there are a few application rules to keep in mind. First, you're not eligible for the bonus on the World of Hyatt Card if you currently hold it — or if you have received a bonus on it in the past two years.
The same is true for the Hyatt Business Card — but you'll need to run a business to qualify for this card (here's what counts as a business).
It's also worth noting that currently holding the Hyatt Business Card doesn't prevent you from earning the welcome bonus on the personal World of Hyatt Card — and vice versa.
And as both cards are issued by Chase, they're subject to the infamous Chase 5/24 rule. This unpublished rule means you won't be approved for a Chase credit card if there are five or more new credit card accounts showing on your credit report within the past 24 months.
Related: How To Check Your 5/24 Status for Free
Our Take on the New Hyatt Credit Card Offers
There are several great reasons to get a Hyatt credit card — and both the World of Hyatt Card and Hyatt Business Card are long-term keepers in the eyes of many. But if you're in the market for a personal card, there's an elevated offer that's surely worth considering.
Between the high earning rates, the higher-than-average value of World of Hyatt points, and the automatic elite status, there's no shortage of benefits on either card. Moreover, each product can help you accelerate your path to top-tier Hyatt Globalist status through spending-based credits — if that's something that interests you.
And if you'd like to take advantage of the offers on the table right now, it's a great time to apply.
- Earn 2 Free Nights after you spend $4,000 on purchases in the first 3 months from account opening. Plus, earn 25,000 Bonus Points after you spend $12,000 on purchases in the first 6 months from account opening.
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
- Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
- Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
- Member FDIC
- Rates & Fees
- Up to 9X points total per $1 spent at Hyatt - 4X points per $1 when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member
- 2X points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
- 1X point per $1 everywhere else
- 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
- Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
- 2 Bonus Points per $1 spent in your top three spend categories each quarter.
- 2 Bonus Points per $1 spent on fitness club and gym memberships
- 1 Bonus Point per $1 spent on all other purchases.
- Up to $100 in Hyatt statement credits - spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
- 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year.
- World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees
- Member FDIC
- Rates & Fees
- Up to 9X total points per $1 spent at Hyatt – 4X points per $1 on qualifying purchases when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member
- 2X points per $1 spent on fitness club and gym memberships
- 1X point per $1 everywhere else
In addition, you'll earn 2X points per $1 spent in your top three spend categories each quarter. Eligible categories include:
- Dining
- Shipping
- Airline tickets when purchased directly with the airline
- Local transit & commuting
- Social media & search engine Advertising
- Car rental agencies
- Gas stations
- Internet, cable & phone services
For rates and fees of the cards mentioned in this post, please visit the following links: The World of Hyatt Credit Card (Rates & Fees), and World of Hyatt Business Credit Card (Rates & Fees)
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