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There are a lot of good reasons to consider the World of Hyatt Credit Card. Here are our top 5.
- Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
- Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
- Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
- Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
- Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
- Earn 2 qualifying night credits towards tier status everytime you spend $5,000 on your card
- Earn up to 9 points total for Hyatt stays - 4 Bonus Points per $1 spent at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
- Earn 2 Bonus Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
- Up to 9X points total per $1 spent at Hyatt - 4X points per $1 when you use your card at Hyatt hotels & 5X points per $1 you can earn as a World of Hyatt member
- 2X points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
- 1X point per $1 everywhere else
1. Spend Your Way to Top-Tier Elite Status
While the World of Hyatt Card comes with automatic Discoverist status, Hyatt’s low and mid-level elite tiers aren’t particularly rewarding. That said, one of the most exciting features of the card is the ability to earn uncapped elite qualifying nights through spending alone.
Folks with the resources to direct a significant volume of spending to the World of Hyatt Card have the opportunity to earn top-tier Hyatt Globalist status without needing to spend 30 nights in a hotel room in 2021.
In addition to the 5 elite qualifying nights awarded each year, cardmembers earn 2 elite nights for every $5,000 spent on the card, and there is no limit to the number of elite nights you can earn.
“…there is no limit to the number of World of Hyatt Tier-Qualifying Night credits that you can earn.”
It’s possible to earn Globalist via spending alone. But, there's no point chasing status if you aren’t booking Hyatt stays. If you’re not staying a minimum of 15 nights per year with Hyatt (using points or cash), it's not worth chasing top-tier status in the first place.
A more realistic path might look something like:
- 30 nights required to reach Globalist in 2021
- – 5 elite night credits received annually as a cardmember
- – 10 nights, either paid revenue stays or points stays booked as part of your annual travels
- – 4 nights. An average number of nights redeemed from the signup bonus
- – 1 free night earned after $15K spend (annual free night won’t post until after card anniversary, the second year you’d have 2 nights)
- 30 required – 15 stayed – 5 earned through card = 10 elite nights still required
- 10 / 2 = 5 x $5,000 = $25,000 spend required to reach Globalist
If that sounds like too much, every 2 nights you redeem points against you can drop $5K off the spend required to reach top-tier elite status with Hyatt.
It’s important to calculate the opportunity cost of chasing elite status in these situations. You need to place a value on Globalist status and decide if it’s worth pursuing, whether you’ll get enough value out of holding status to make it worth chasing down. There is no point in status hunting with any hotel program if you don’t stay enough to leverage the perks, and chasing Hyatt Globalist could be an expensive exercise.
2. World of Hyatt Card Signup Bonus
The World of Hyatt Card is currently offering a tiered signup bonus: Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
It’s a significant increase in spending to earn the entire 60,000-point bonus, but you have 6 months to reach the full $15K spending threshold.
3. Top Bonus Categories and Earning Potential
The World of Hyatt Card is one of the highest-earning rewards cards for Hyatt purchases, eclipsing even the top cards earning flexible points that transfer to World of Hyatt 1:1. Take a look at the bonus categories for the card:
- 4X points on Hyatt purchases
- 2X points at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships
- 1X point on all other purchases
The bonus points on gym and fitness club memberships is a unique category. While it might not be a considerable portion of your monthly spend, having membership fees tick over every month adding bonus points to your account is like points on autopilot. In fact, looking at the category bonuses, autopilot seems to be the theme.
4. Additional Free Night Certificates
The World of Hyatt Card offers the opportunity to earn two free night certificates each year. Cardholders receive an anniversary category 1-4 free night certificate each year they hold the card. Plus, you also have the chance to earn a second free night certificate each year you spend $15K on the card. The free nights are valid for one year from the date you earn them.
The extra free night adds another layer of value to the card. That's particularly true in the first year when that first $15,000 will also help you earn the 60,000 welcome bonus. Even better, spending $15,000 will net you 6 elite qualifying nights.
5. Frequent Promotions for Cardholders
With most hotel cards, the benefits remain pretty static. They may get an occasional update, but you shouldn't count on any special treatment that wasn't advertised on the application page. Chase and Hyatt have done a really nice job of including something special for cardholders when a new promotion is announced for World of Hyatt members.
For example, during the recent Bonus Journeys promotion, World of Hyatt Card holders got a 25% rebate on award redemptions while non-elite members only got a 15% rebate.
We've consistently seen Chase and Hyatt find creative ways to thank cardholders, and over time, those extra benefits can really add up.
The World of Hyatt Card is not available to anyone who already has a Hyatt credit card from Chase. This includes the previous version of the Hyatt Card which closed to new applicants when this card was released.
You won't be approved for the World of Hyatt Card if five or more new credit-card accounts were added to your personal credit report in the past 24 months. In general, small business cards you may have opened won't count. To learn more about this policy, which applies to all Chase credit cards, see our post on the 5/24 rule.
The World of Hyatt Card is a significant improvement over the previous card, enough of an improvement that we anticipate it could swing some folks into repositioning their loyalty to Hyatt, particularly when you factor in that Ultimate Rewards points transfer to Hyatt at a 1:1 ratio.
The ability to top off all the required nights for top-tier Globalist status through card spend alone is a huge draw, as is the additional free night certificate and the increased points earning potential.
Think you’ll apply for the World of Hyatt Card? We’d love to hear your thoughts on the card in the comments below!
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