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One of the many credits on both American Express Platinum Card® and The Business Platinum Card® from American Express is a $600 statement credit toward Fine Hotels & Resorts® (FHR) or The Hotel Collection stays booked through the American Express Travel® portal.
Most Fine Hotels & Resorts and The Hotel Collection stays are fairly pricey — as you might expect from a luxury hotel booking platform. That makes it hard to utilize this credit without spending a ton on a hotel stay. Fortunately, a tool called MaxFHR makes it easier to find bookable locations and maximize your credit. Let’s explore this useful search tool!
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What is Amex Fine Hotels & Resorts (FHR)?
American Express offers a curated collection of luxury hotels called Fine Hotels & Resorts (FHR), available to premium cardholders who book through the Amex Travel portal. If you have an eligible card — such as the Platinum Card® — you can access exclusive perks similar to those offered by hotel loyalty programs with elite status.
Some of the standard FHR benefits include:
- Guaranteed 4 p.m. late checkout
- Daily breakfast for up to two people
- $100 experience credit to use on the property
- Complimentary Wi-Fi
- 12 p.m. early check-in, when available
- Room upgrade upon arrival, when available
In addition, American Express is offering a complimentary third night at select FHR hotels booked through the program, stretching your credit even further.
- You may be eligible for as high as 175,000 Membership Rewards® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
- More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
- More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
- More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
- More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
- New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
- More Value! $209 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
- New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
- $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®. *Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
- $100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card®. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
- Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
- $895 annual fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points for flights booked directly with airlines or with American Express Travel® (up to $500,000 in purchases per calendar year).
- Earn 5X points on prepaid hotels booked with American Express Travel®.
- Earn 5X points on Fine Hotels + Resorts® and The Hotel Collection bookings.
What is Amex The Hotel Collection?
In addition to Fine Hotels & Resorts, American Express offers another curated collection of hotels simply called The Hotel Collection. These are select hotels that offer benefits to Platinum Card® and Business Platinum Card cardmembers. In order to qualify for the perks, you'll need to book two more consecutive nights through the Amex portal. The benefits include:
- 12 pm check-in, when available
- Room upgrade upon arrival, when available
- $100 credit towards eligible charges
- Late check-out, when available
What is the Amex Hotel Credit?
The Platinum Card® (Rates & Fees) and Business Platinum Card (Rates & Fees) come with hefty annual fees, which have grown even higher in 2025. To offset that fee, the bank offers a variety of large credits that cardmembers can take advantage of.
One such benefit, newly revamped, is the hotel credit: Cardmembers receive up to $600 in credits each year (distributed as a $300 credit semi-annually) when booking an FHR property or a two-night stay at a Hotel Collection property. When searching via the American Express Travel portal, eligible hotels will be marked as part of the Fine Hotels & Resorts collection, or as The Hotel Collection.
However, the Amex Travel portal also includes non-FHR and Hotel Collection hotels, which means finding eligible properties requires extra effort. That’s where MaxFHR comes in; it simplifies the search by displaying only FHR and Hotel Collection properties.
Related: Credit Card Hotel Collections That Offer Elite-Like Benefits Without Needing Elite Status
- Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
- See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
- New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
- Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
- Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
- New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
- New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
- Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That's up to $360 back per year. Enrollment required.
- Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That's up to $120 back per year. Enrollment required.
- Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
- 5X points on flights and prepaid hotels on AmexTravel.com
- 1X points on other eligible purchases
- $895 Annual Fee.
- Terms Apply.
- Rates & Fees
- Earn 5X points on flights and prepaid hotels on AmexTravel.com.
- Earn 2X points on each eligible purchase of $5,000 or more.
- Earn 2X points on each eligible purchase with U.S. construction material and hardware suppliers.
- Earn 2X points on each eligible purchase with U.S. electronic goods retailers and software & cloud system providers.
- Earn 2X points on each eligible purchase with U.S. shipping providers.
- 2X earning rates are subject to a cap of $2 million in purchases per calendar year.
How Does the MaxFHR Tool Work?
When you visit the MaxFHR website, you’ll find a list of available Fine Hotels & Resorts and Hotel Collection properties, along with details on special credits and booking availability. The default sorting displays properties from lowest to highest price. You can choose to search both programs or only one.
But the real power of MaxFHR lies in its filtering options. You can narrow your search based on:
- The location you wish to travel to
- The price range of the properties (minimum and/or maximum)
- Available credits to use at properties such as Property, Food/Beverage, Spa, etc.
- Special offers available
- Brand of hotel
Example: Using MaxFHR To Book an FHR or Hotel Collection Property
Let’s say you’re planning a Las Vegas trip in April and want to book an FHR property while maximizing the Platinum Card® credits. Instead of manually searching through the Amex Travel portal, you can simplify the process with MaxFHR.
The first step is to go to the MaxFHR website and type “Las Vegas” into the search bar. Click “Search,” and the tool will populate a list of available properties in Las Vegas.
By default, the hotels are sorted by lowest to highest nightly rate, but you can adjust the sorting as you wish. In this case, the lowest price is $127 per night at The Palazzo at The Venetian.
If you’re looking for specific perks, such as a spa credit, food and beverage credit, or a particular hotel brand, use the filtering options on the left-hand side of the page.
For example, if you want a spa experience, select the “Spa Credit” filter to see only hotels that offer this benefit. If you prefer to stay at a specific property, such as The Wynn Las Vegas or The Venetian Resort, you can filter by brand.
Once you’ve identified a property that works for you, click on it to view available nightly rates and calendar pricing. MaxFHR will display rates for different dates, making it easy to spot the most cost-effective stay.
For instance, if you selected The Palazzo at the Venetian, you can scroll through the calendar to find the best pricing for April. You might see that certain weekdays offer significantly lower rates compared to weekends — allowing you to maximize your FHR credit while keeping your out-of-pocket costs down.
After selecting your preferred stay dates, click on the listing, and MaxFHR will redirect you to the Amex Travel portal. Here, you’ll confirm pricing, review the FHR benefits, and finalize your booking.
Since hotel pricing fluctuates, there may be slight differences between the rates listed on MaxFHR and those on the Amex Travel portal. The MaxFHR data updates frequently, but it may be a day or two behind real-time pricing.
Related: All About American Express Platinum Card®
Final Thoughts
The Platinum Card® offers a variety of valuable credits, and the Fine Hotels & Resorts and the Hotel Collection credit is one of the best ways to enhance your travels — and extract value to help justify the card's $895 annual fee (Rates & Fees).
However, sorting through Amex Travel listings can be time-consuming. MaxFHR makes it easy to find bookable FHR or Hotel Collection hotels, apply useful filters, and maximize one of the Platinum Card®‘s key benefits.
Whether you frequently book FHR hotels or only once a year, MaxFHR is a game-changer. Give it a try, and let us know your experience!
For rates and fees of the cards mentioned in this post, please visit the following links: American Express Platinum Card® (Rates & Fees), and The Business Platinum Card® from American Express (Rates & Fees)
The comments on this page are not provided, reviewed, or otherwise approved by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
