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Wells Fargo’s lineup of One Key credit cards is turning one year old. To celebrate, Expedia Group launched limited-time offers on both cards through August 5, 2025. The OneKeyCash you earn from these welcome bonuses and everyday spending can be used to book flights, hotels, and vacation rentals through Expedia, Hotels.com, or VRBO. If you're planning travel for later this year, these offers come at a good time.
Here’s a look at the limited-time offers on the One Key+™ Card (Rates & Fees) and One Key™ Card (Rates & Fees).
Rates & Fees
- 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo
- 3% in OneKeyCash at gas stations, grocery stores, and on dining
- 2% in OneKeyCash on other purchases
Rates & Fees
- 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo
- 3% in OneKeyCash at gas stations, grocery stores, and on dining
- 1.5% in OneKeyCash on other purchases
Page Contents
Overview of One Key Credit Card Offers
Wells Fargo issues two One Key credit cards, and both are offering elevated, limited-time bonuses through August 5, 2025. Here's a quick overview of what's available to eligible applicants who meet the spending requirements:
- One Key+™ Card: Limited Time Offer: Earn $600 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms. $99 annual fee.
- One Key™ Card: Limited Time Offer: Earn $400 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms. $0 annual fee.
Keep in mind that OneKeyCash doesn’t work like typical cash back. It can only be used for U.S. dollar “Pay Now” bookings and participating vacation rentals through Expedia, Hotels.com, or VRBO. You can use it for flights, too, but only if you have enough to cover the full cost upfront, including taxes and fees.
Related: The Ultimate One Key Rewards Guide: How to Earn, Redeem, and Maximize
One Key+™ Card
The One Key+ Card is offering new applicants $600 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. It's a sizable welcome bonus for a card that offers solid benefits and carries a modest $99 annual fee.
- 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo
- 3% in OneKeyCash at gas stations, grocery stores, and on dining
- 2% in OneKeyCash on other purchases
Feature benefits of the One Key+ Card
One Key+ Card holders can take advantage of several benefits. Here's a quick look at what the card offers:
- Automatic Gold tier status in the One Key rewards program, which lets you save 20% or more with Gold Member Prices at over 10,000 hotels, earn 4% in OneKeyCash at VIP Access properties, enjoy priority traveler support, and receive extra perks and room upgrades (when available) at select VIP Access properties.
- Unlock Platinum tier status when you spend $30,000 in eligible purchases within a calendar year.
- Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining, and 2% in OneKeyCash on other purchases.
- Receive $100 in OneKeyCash each year on your account anniversary.
- Receive a statement credit of up to $120 every four years when you use your card to pay the application fee for Global Entry® or TSA PreCheck®.
- No foreign transaction fees.
- Up to $1,000 in cell phone protection against damage or theft, with a $25 deductible (maximum of two paid claims per 12-month period) when you pay your cell phone bill with your card.
- Includes trip cancellation and interruption protection, travel accident insurance, and auto rental collision damage waiver (CDW).
Related: Full Review of the One Key+™ Card
One Key™ Card
The One Key Card is offering new applicants $400 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. It’s a solid welcome offer on a card with no annual fee.
- 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo
- 3% in OneKeyCash at gas stations, grocery stores, and on dining
- 1.5% in OneKeyCash on other purchases
Feature benefits of the One Key Card
Just because the One Key Card has no annual fee doesn’t mean it’s light on benefits. Here’s a look at what the card offers:
- Automatic Silver tier status in the One Key rewards program, which lets you save 15% or more with Silver Member Prices at over 10,000 hotels, earn 3% in OneKeyCash at VIP Access properties, enjoy priority traveler support, and receive extra perks at select VIP Access properties.
- Unlock Gold tier status when you spend $15,000 in eligible purchases within a calendar year.
- Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining, and 1.5% in OneKeyCash on other purchases.
- No foreign transaction fees.
- Up to $1,000 in cell phone protection against damage or theft, with a $25 deductible (maximum of two paid claims per 12-month period) when you pay your cell phone bill with your card.
- Includes trip cancellation and interruption protection, travel accident insurance, and auto rental collision damage waiver (CDW).
Related: Full Review of the One Key™ Card
Bottom Line
Even if you’re deep into the world of hotel points and airline miles, there are still plenty of reasons to consider a One Key credit card. Beyond long-term perks like money-saving elite status and anniversary OneKeyCash, the welcome bonuses can help you save a bundle on flights, hotels, or vacation rentals, especially when award availability is limited or cash prices are more attractive than the points rate.
And if you’re thinking about applying, it’s always savvy to do so when there’s a limited-time offer on the table. And through August 5, 2025, that’s exactly what's on offer with both One Key credit cards.
- 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo
- 3% in OneKeyCash at gas stations, grocery stores, and on dining
- 2% in OneKeyCash on other purchases
- 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo
- 3% in OneKeyCash at gas stations, grocery stores, and on dining
- 1.5% in OneKeyCash on other purchases
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